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HOMEOWNERSHIP CENTER OF GREATER DAYTON INC

EIN 36-4500925 DAYTON, OH

Browse the largest nonprofits in Ohio

Revenue 2022
$1,093,589
Expenses 2022
$528,138

Program services were 87.1% of total expenses calculated — Part IX's program-services column over total expenses, both as filed.

As filed

Subsection
03
Street
130 W 2ND STREET 1420

These codes are the IRS's own and are shown exactly as filed. What each one means is in the Business Master File documentation (opens in a new tab).

Other organizations at this address

1 other organization in the IRS Business Master File lists the same street address. matched by us

We match the street line and ZIP code as the IRS gives them, ignoring case and outer spaces and nothing else, so "AVE" and "AVENUE" count as different streets and this list can miss some. A shared address can mean related organizations or a shared office, but it can also be a registered agent, a mail drop or a service provider holding mail for unrelated clients. It is not, by itself, evidence that two organizations are connected.

Mission and programs · 2022

Mission

TO ASSIST CONSUMERS TO ACHIEVE THEIR HOMEONWERSHIP GOALS THROUGH A VARIETY OF SERVICES INCLUDING PRE-PURCHASE EDUCATION AND COACHING FOR POTENTIAL HOMEBUYERS; EDUCATION AND GUIDANCE REGARDING MORTGAGE UNDERWRITING GUIDELINES, FINANCING, AND REFINANCING; FINANCIAL LITERARY TRAINING; HOME MAINTENANCE CLASSES; ASSISTANCE TO CURRENT AND POTENTIAL HOMEOWNERS IN SECURING AVAILABLE RESOURCES TO ACHIEVE THEIR HOMEOWNERSHIP GOALS; POST-PURCHASE COUNSELING, REVERSE MORTGAGE COUNSELING AND MORTGAGE DELINQUENCY INTERVENTION; MARKETING AND CONSUMER INFORMATION REGARDING HOUSING OPPORTUNITIES, LENDING PROGRAMS, AND LOCAL RESOURCES; DOWNPAYMENT ASSISTANCE.

Activities or mission (Part I)

THE ORGANIZATION EMPOWERS RESIDENTS TO ACHIEVE AND SUSTAIN HOMEOWNERSHIP AND FINANCIAL SUCCESS

  • NEIGHBORHOOD DEVELOPMENT GRANT TO CITYWIDE & COUNTY CORP FOR NEIGHBORHOOD PLANNING AND HOME REPAIR FUNDING.

  • THE AGENCY PROVIDES GRANT FUNDING FOR HOMEOWNERS EXPERIENCING A FINANCIAL HARDSHIP DUE TO COVID-19. APPLICATIONS ARE APPROVED BASED ON PROGRAM GUIDELINES. GRANT FUNDS ARE PROVIDED FOR ELIGIBLE HOUSEHOLDS AND PAID DIRECTLY TO THE MORTGAGE COMPANY TO BRING MORTGAGE, PROPERTY TAXES AND UTILITIES CURRENT.

    Expenses $109,650

  • THE AGENCY PROVIDES CREDIT COUNSELING TO HELP CLIENTS UNDERSTAND CREDIT AND MONEY MANAGEMENT. SERVICES INCLUDE EDUCATION AND GUIDANCE TO ACHIEVE FINANCIAL GOALS. DEBT MANAGEMENT PLANS ARE OFFERED TO CLIENTS WHO ARE ELIGIBLE AND ELECT SERVICES TO ASSIST IN UNSECURED DEBT REPAYMENT.

    Expenses $125,693 · Revenue $27,324

  • THE AGENCY PROVIDES HOUSING AND FINANCIAL COUNSELING. HOUSING COUNSELING INCLUDES EDUCATION AND GUIDANCE ABOUT THE HOME PURCHASE PROCESS, PREPARATION FOR MORTGAGE QUALIFICATION, FINANCIAL LITERACY, AND RESOURCES TO SUPPORT SUSTAINABLE HOMEOWNERSHIP. THE AGENCY PROVIDES SERVICES TO EXISTING HOMEOWNERS EXPERIENCING MORTGAGE DIFFICULTY, INCLUDING EDUCATION AND GUIDANCE REGARDING OPTIONS TO AVOID FORECLOSURE, FACILITATING PAYMENT ARRANGEMENTS WITH LENDERS, EXPLORING ALTERNATIVE FINANCING, AND LONG-TERM GOALS FOR SUSTAINABILITY. THE AGENCY PROVIDES FINANCIAL WELLNESS AND CREDIT COUNSELING. CREDIT COUNSELING INVOLVES UNDERSTANDING CREDIT AND MONEY MANAGEMENT.

    Expenses $224,881 · Revenue $78,067

  • THE AGENCY PROVIDES DOWN PAYMENT ASSISTANCE TO LOW-MODERATE INCOME HOMEBUYERS TO IMPROVE THEIR ABILITY TO SUCCESSFULLY PURCHASE A HOME AND SECURE FAVORABLE MORTGAGE FINANCING THAT MEETS THEIR NEEDS.

    Expenses $6

As filed on the 2022 return. The filer continues this part on Schedule O, which is not shown here.

Officers and directors · 2022

As listed in Part VII of the 2022 return, in the order the filer printed them. Each return names its own; this is not a roster the organization keeps with us.

  • Stephen Naas

    DIRECTOR/PRESIDENT

    Total calculated
    $162,519
    From this org
    $0
    From related orgs
    $139,224
    Other
    $23,295
    Hours/week
    1 + 34 related

    Schedule J breakdown matched by us

    Base
    $0 + $139,224 related
    Bonus
    $0
    Other
    $0
    Deferred
    $0
    Nontaxable benefits
    $0 + $23,295 related
    Filer's total
    $0 + $162,519 related
  • Tracy Schultz

    DIRECTOR/TREASURER

    Total calculated
    $125,355
    From this org
    $0
    From related orgs
    $86,813
    Other
    $38,542
    Hours/week
    5 + 31 related
  • Veronica Bedell-Nevels

    DIRECTOR

    Total calculated
    $0
    Hours/week
    1
  • Keith Borders

    DIRECTOR

    Total calculated
    $0
    Hours/week
    1
  • Carlton Jackson

    DIRECTOR

    Total calculated
    $0
    Hours/week
    1
  • Tawana Jones

    DIRECTOR

    Total calculated
    $0
    Hours/week
    1
  • Shannon Meadows

    DIRECTOR

    Total calculated
    $0
    Hours/week
    1
  • Frank Petrie

    DIRECTOR

    Total calculated
    $0
    Hours/week
    1
  • Marya Rutherford Long

    DIRECTOR

    Total calculated
    $0
    Hours/week
    1
  • Liz Sonnanstine

    DIRECTOR

    Total calculated
    $0
    Hours/week
    1
  • John Zimmerman

    DIRECTOR

    Total calculated
    $0
    Hours/week
    1
  • Angela Rahman

    DIRECTOR/CHAIR

    Total calculated
    $0
    Hours/week
    1
  • Karen Demasi

    DIRECTOR/VICE CHAIR

    Total calculated
    $0
    Hours/week
    1
  • Kristina Lewis

    DIRECTOR/SECRETARY

    Total calculated
    $0
    Hours/week
    1
  • Julie Deacon

    EXECUTIVE DIRECTOR

    Total calculated
    $0
    Hours/week
    37 + 3 related

Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us. Earlier years are each on their own filing page.

Filings

  • 2022
    Revenue
    $1,093,589
    Expenses
    $528,138
    Contributions
    $987,989
    Grants paid
    $0

The four totals the IRS asks for on Part I of the Form 990, as filed. A dash means the figure was not present on the return — not that it was zero.

Other returns filed

  • 2021 · 990

    Revenue
    $1,516,271
    Expenses
    $958,254
    Assets (EOY)
    $1,396,257
  • 2020 · 990

    Revenue
    $1,226,035
    Expenses
    $1,318,721
    Assets (EOY)
    $721,425
  • 2019 · 990

    Revenue
    $1,343,070
    Expenses
    $1,330,752
    Assets (EOY)
    $675,775
  • 2018 · 990

    Revenue
    $331,631
    Expenses
    $420,895
    Assets (EOY)
    $741,714
  • 2017 · 990

    Revenue
    $240,483
    Expenses
    $509,139
    Assets (EOY)
    $669,556
  • 2016 · 990

    Revenue
    $432,714
    Expenses
    $1,025,963
    Assets (EOY)
    $1,015,952
  • 2015 · 990

    Revenue
    $806,854
    Expenses
    $1,193,226
    Assets (EOY)
    $1,617,826
  • 2014 · 990

    Revenue
    $1,496,221
    Expenses
    $1,590,483
    Assets (EOY)
    $2,161,415
  • 2013 · 990

    Revenue
    $1,419,232
    Expenses
    $1,031,148
    Assets (EOY)
    $2,279,839
  • 2012 · 990

    Revenue
    not reported
    Expenses
    $952,469
    Assets (EOY)
    $1,759,911

Nonprofiteer parses Forms 990, 990-EZ and 990-PF, in a window of recent tax years. These returns are recorded from the IRS e-file index, so their figures were extracted by that index rather than read from the return here — treat them as a different source from the filings above, not as more of the same record. A dash means the index carries no figure; Form 990-T listings carry none at all. Showing the 10 most recent; the API carries the rest.

Grants made

No itemized grants to organizations. Schedule I is filed only by organizations that granted more than $5,000 to a recipient, so most filers have none.

Grants received

Related organizations

From Schedule R Part II, where a filer lists the tax-exempt organizations it is related to by control. It does not record shared board members or money.

Declared on its 2022 return

Declared as related by

Other IRS files

Auto-Revocation List

Not listed. The IRS publishes this list for organizations whose exemption was automatically revoked for failing to file for three consecutive years.

Publication 78

Not present in the most recent drop.

These are two separate IRS files on two separate schedules, shown as published and not reconciled with each other. Neither is a statement about whether a contribution is deductible today: 19,245 organizations appear in Publication 78 while the IRS's own revocation file lists them as currently revoked, more than half of those revoked before 2019. Absence from Publication 78 is evidence of nothing, and presence is not evidence either. Verify current status with the IRS before relying on it.

What this page reflects

The registration facts above come from the IRS Business Master File published 9 November 2026 and read 9 November 2026, for every organization at once. Returns through tax year 2022, the newest we have parsed for this organization.