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COPPER STATE CREDIT UNION

EIN 86-6050693 PHOENIX, AZ

Revenue 2024
$38,066,785
Expenses 2024
$37,232,387

As filed

Subsection
14
Classification
1000
Street
15458 N 28TH AVE

These codes are the IRS's own and are shown exactly as filed. What each one means is in the Business Master File documentation (opens in a new tab).

Group exemption

A subordinate covered by the group exemption of CREDIT UNIONS IN THE STATE OF ARIZONA (EIN 86-6043135). matched by us

The IRS lists each organization's group exemption number; we match a subordinate to its central organization by that number and the affiliation code the IRS assigns.

Mission and programs · 2024

Mission

OUR VISION IS TO ELEVATE THE FINANCIAL STRENGTH OF ARIZONA FAMILIES THROUGH EVERY SEASON OF LIFE. OUR MISSION IS TO ENABLE OUR MEMBERS' FAMILIES TO ACHIEVE FINANCIAL PROSPERITY AND STRENGTHENING ARIZONA FAMILIES THROUGH FINANCIAL EMPOWERMENT.

Activities or mission (Part I)

OUR MISSION IS TO ENABLE OUR MEMBER FAMILIES TO ACHIEVE FINANCIAL PROSPERITY.

  • PROVIDED CREDIT IN 2024 TO 3,249 MEMBERS FOR $120,805,039. AS OF DECEMBER 31, 2024, 15,579 MEMBERS HAD $432,492,491 IN OUTSTANDING LOANS.

  • PROMOTE THRIFT TO 43,441 MEMBERS WITH TOTAL DEPOSITS OF $524,782,241 AS OF DECEMBER 31, 2024.

  • PROVIDE FINANCIAL SERVICES, INCLUDING CHECKING ACCOUNTS, ATM/DEBIT CARDS, CREDIT CARDS, SAVINGS ACCOUNTS, CERTIFICATES OF DEPOSIT AND MONEY MARKET ACCOUNTS.

As filed on the 2024 return.

Officers and directors · 2024

As listed in Part VII of the 2024 return, in the order the filer printed them. Each return names its own; this is not a roster the organization keeps with us.

  • Lorenzo Sierra

    DIRECTOR

    Total calculated
    $4,431
    From this org
    $4,431
    From related orgs
    $0
    Other
    $0
    Hours/week
    1

  • Paul Waterman

    TREASURER

    Total calculated
    $4,100
    From this org
    $4,100
    From related orgs
    $0
    Other
    $0
    Hours/week
    1

  • Andrew Roberts

    DIRECTOR

    Total calculated
    $2,150
    From this org
    $2,150
    From related orgs
    $0
    Other
    $0
    Hours/week
    1

  • Erica Gibbons

    VICE CHAIRPERSON

    Total calculated
    $3,450
    From this org
    $3,450
    From related orgs
    $0
    Other
    $0
    Hours/week
    1

  • Andrea Northup

    DIRECTOR

    Total calculated
    $900
    From this org
    $900
    From related orgs
    $0
    Other
    $0
    Hours/week
    1

  • Robert Stadnik

    COMMITTEE MEMBER

    Total calculated
    $2,250
    From this org
    $2,250
    From related orgs
    $0
    Other
    $0
    Hours/week
    1

  • Melanie Merrill

    DIRECTOR

    Total calculated
    $1,150
    From this org
    $1,150
    From related orgs
    $0
    Other
    $0
    Hours/week
    1

  • Dennis McDonald

    CHAIRPERSON

    Total calculated
    $5,200
    From this org
    $5,200
    From related orgs
    $0
    Other
    $0
    Hours/week
    1

  • Tillie Jones

    DIRECTOR

    Total calculated
    $1,450
    From this org
    $1,450
    From related orgs
    $0
    Other
    $0
    Hours/week
    1

  • Janet Burgett Martin

    DIRECTOR

    Total calculated
    $3,500
    From this org
    $3,500
    From related orgs
    $0
    Other
    $0
    Hours/week
    1

  • Albert Dubowa

    COMMITTEE MEMBER

    Total calculated
    $2,250
    From this org
    $2,250
    From related orgs
    $0
    Other
    $0
    Hours/week
    1

  • David Matson

    COMMITTEE CHAIRPERSON

    Total calculated
    $2,350
    From this org
    $2,350
    From related orgs
    $0
    Other
    $0
    Hours/week
    1

  • Harshad Desai

    COMMITTEE MEMBER

    Total calculated
    $2,200
    From this org
    $2,200
    From related orgs
    $0
    Other
    $0
    Hours/week
    1

  • Lupe Harriger

    COMMITTEE MEMBER

    Total calculated
    $2,050
    From this org
    $2,050
    From related orgs
    $0
    Other
    $0
    Hours/week
    1

  • Frank Martinson

    COMMITTEE MEMBER

    Total calculated
    $2,250
    From this org
    $2,250
    From related orgs
    $0
    Other
    $0
    Hours/week
    1

  • Wing-Ho Choi

    DIRECTOR

    Total calculated
    $3,900
    From this org
    $3,900
    From related orgs
    $0
    Other
    $0
    Hours/week
    1

  • Michael Joseph

    DIRECTOR

    Total calculated
    $3,250
    From this org
    $3,250
    From related orgs
    $0
    Other
    $0
    Hours/week
    1

  • Colleen Curtis Miller

    SECRETARY

    Total calculated
    $2,300
    From this org
    $2,300
    From related orgs
    $0
    Other
    $0
    Hours/week
    1

  • Robert Scott

    PRESIDENT/CEO

    Total calculated
    $441,477
    From this org
    $406,765
    From related orgs
    $0
    Other
    $34,712
    Hours/week
    50

    Schedule J breakdown matched by us

    Base
    $383,937
    Bonus
    $19,205
    Other
    $3,623
    Deferred
    $17,250
    Nontaxable benefits
    $17,462
    Filer's total
    $441,477

  • Monica Solo

    CHIEF FINANCIAL OFFICER

    Total calculated
    $183,733
    From this org
    $163,106
    From related orgs
    $0
    Other
    $20,627
    Hours/week
    50

    Schedule J breakdown matched by us

    Base
    $161,653
    Bonus
    $950
    Other
    $503
    Deferred
    $8,299
    Nontaxable benefits
    $12,328
    Filer's total
    $183,733

  • Teresa Trostel

    CHIEF INFORMATION OFFICER

    Total calculated
    $189,458
    From this org
    $167,247
    From related orgs
    $0
    Other
    $22,211
    Hours/week
    50

    Schedule J breakdown matched by us

    Base
    $148,956
    Bonus
    $17,794
    Other
    $497
    Deferred
    $8,548
    Nontaxable benefits
    $13,663
    Filer's total
    $189,458

  • Anthony D'Astice

    WEALTH MANAGEMENT

    Total calculated
    $209,244
    From this org
    $183,697
    From related orgs
    $0
    Other
    $25,547
    Hours/week
    50

    Schedule J breakdown matched by us

    Base
    $36,944
    Bonus
    $146,400
    Other
    $353
    Deferred
    $9,662
    Nontaxable benefits
    $15,885
    Filer's total
    $209,244

  • Gregory Albano

    SVP CHIEF TECHNOLOGY OFFICER

    Total calculated
    $438,002
    From this org
    $198,686
    From related orgs
    $0
    Other
    $239,316
    Hours/week
    50

    Schedule J breakdown matched by us

    Base
    $174,543
    Bonus
    $21,621
    Other
    $2,522
    Deferred
    $221,554
    Nontaxable benefits
    $17,762
    Filer's total
    $438,002

  • Richard Reiley

    SVP CHIEF LENDING OFFICER

    Total calculated
    $221,761
    From this org
    $203,556
    From related orgs
    $0
    Other
    $18,205
    Hours/week
    50

    Schedule J breakdown matched by us

    Base
    $179,058
    Bonus
    $20,739
    Other
    $3,759
    Deferred
    $10,248
    Nontaxable benefits
    $7,957
    Filer's total
    $221,761

  • Amy Singpradith

    SVP CHIEF HR OFFICER

    Total calculated
    $198,203
    From this org
    $172,849
    From related orgs
    $0
    Other
    $25,354
    Hours/week
    50

    Schedule J breakdown matched by us

    Base
    $153,011
    Bonus
    $19,094
    Other
    $744
    Deferred
    $6,389
    Nontaxable benefits
    $18,965
    Filer's total
    $198,203

The first 25 listed. Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us. Earlier years are each on their own filing page.

Filings

  • 2024
    Revenue
    $38,066,785
    Expenses
    $37,232,387
    Contributions
    $0
    Grants paid
    $0
  • 2023
    Revenue
    $33,889,730
    Expenses
    $32,395,591
    Contributions
    $0
    Grants paid
    $0
  • 2022
    Revenue
    $28,591,696
    Expenses
    $24,827,520
    Contributions
    $0
    Grants paid
    $0

The four totals the IRS asks for on Part I of the Form 990, as filed. A dash means the figure was not present on the return — not that it was zero.

Other returns filed

  • 2021 · 990

    Revenue
    $24,147,951
    Expenses
    $23,249,594
    Assets (EOY)
    $599,418,560

  • 2020 · 990

    Revenue
    $24,295,678
    Expenses
    $24,768,262
    Assets (EOY)
    $529,568,174

  • 2019 · 990

    Revenue
    $15,745,739
    Expenses
    $13,610,952
    Assets (EOY)
    $435,266,774

  • 2018 · 990

    Revenue
    $10,968,236
    Expenses
    $10,553,448
    Assets (EOY)
    $193,259,289

  • 2018 · 990

    Revenue
    $10,968,236
    Expenses
    $10,553,448
    Assets (EOY)
    $193,259,289

  • 2017 · 990

    Revenue
    $9,898,796
    Expenses
    $9,894,246
    Assets (EOY)
    $194,819,419

  • 2016 · 990

    Revenue
    $9,621,931
    Expenses
    $9,076,157
    Assets (EOY)
    $186,653,419

  • 2015 · 990

    Revenue
    $8,520,717
    Expenses
    $7,933,387
    Assets (EOY)
    $176,355,993

  • 2014 · 990

    Revenue
    $7,502,117
    Expenses
    $6,532,451
    Assets (EOY)
    $137,395,017

  • 2013 · 990

    Revenue
    $7,334,701
    Expenses
    $6,982,417
    Assets (EOY)
    $137,194,366

Nonprofiteer parses Forms 990, 990-EZ and 990-PF, in a window of recent tax years. These returns are recorded from the IRS e-file index, so their figures were extracted by that index rather than read from the return here — treat them as a different source from the filings above, not as more of the same record. A dash means the index carries no figure; Form 990-T listings carry none at all. Showing the 10 most recent; the API carries the rest.

Grants made

No itemized grants to organizations. Schedule I is filed only by organizations that granted more than $5,000 to a recipient, so most filers have none.

Grants received

No itemized grant names this organization as a recipient. Only grants over $5,000 are itemized, and only by filers of the full Form 990.

Other IRS files

Auto-Revocation List

Not listed. The IRS publishes this list for organizations whose exemption was automatically revoked for failing to file for three consecutive years.

Publication 78

Not present in the most recent drop.

These are two separate IRS files on two separate schedules, shown as published and not reconciled with each other. Neither is a statement about whether a contribution is deductible today: 19,245 organizations appear in Publication 78 while the IRS's own revocation file lists them as currently revoked, more than half of those revoked before 2019. Absence from Publication 78 is evidence of nothing, and presence is not evidence either. Verify current status with the IRS before relying on it.

What this page reflects

The registration facts above come from the IRS Business Master File published 13 October 2026 and read 1 November 2026, for every organization at once. Returns through tax year 2024, the newest we have parsed for this organization.