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TRUSTONE FINANCIAL CREDIT UNION

EIN 41-0749255 PLYMOUTH, MN

Largest nonprofits in Minnesota

Revenue 2024
$323,047,344
Expenses 2024
$267,150,782

As filed

Subsection
14
Street
14601 27TH AVE N STE 104

These codes are the IRS's own and are shown exactly as filed. What each one means is in the Business Master File documentation (opens in a new tab).

Other organizations at this address

1 other organization in the IRS Business Master File lists the same street address. matched by us

This address is a suite or unit (STE 104). Organizations that share one are often clients of the same office-services firm, accountant or registered agent rather than related to each other.

We match the street line and ZIP code as the IRS gives them, ignoring case and outer spaces and nothing else, so "AVE" and "AVENUE" count as different streets and this list can miss some. A shared address can mean related organizations or a shared office, but it can also be a registered agent, a mail drop or a service provider holding mail for unrelated clients. It is not, by itself, evidence that two organizations are connected.

Mission and programs · 2024

Mission

WE ENGAGE, EDUCATE AND INSPIRE OUR MEMBERS TO ACHIEVE LIFELONG FINANCIAL WELL-BEING.

  • LOANS:AS A STATE CHARTERED CREDIT UNION, WE PROVIDE A VARIETY OF LENDING SERVICES TO OUR MEMBERSHIP. THE CREDIT UNION HAD 124,248 LOANS OUTSTANDING AS OF 12/31/24 WITH BALANCES OF $3,922,650,328.

  • DEPOSITS:AS A STATE CHARTERED CREDIT UNION, WE PROVIDE A VARIETY OF DEPOSITORY SERVICES TO OUR MEMBERSHIP. THE CREDIT UNION HAD 484,338 ACCOUNTS WITH DEPOSITS OF $4,233,878,443 AS OF 12/31/24.

As filed on the 2024 return.

Officers and directors · 2024

As listed in Part VII of the 2024 return, in the order the filer printed them. Each return names its own; this is not a roster the organization keeps with us.

  • John Christenson

    CHAIR

    Total calculated
    $3,281
    From this org
    $3,281
    From related orgs
    $0
    Other
    $0
    Hours/week
    5
  • Darrick Metz

    VICE CHAIR

    Total calculated
    $4,290
    From this org
    $4,290
    From related orgs
    $0
    Other
    $0
    Hours/week
    5
  • Doug Nesbit

    TREASUER

    Total calculated
    $4,861
    From this org
    $4,861
    From related orgs
    $0
    Other
    $0
    Hours/week
    5
  • Anne Ziebell

    DIRECTOR

    Total calculated
    $0
    Hours/week
    2
  • Jennifer Whitlock

    DIRECTOR

    Total calculated
    $5,000
    From this org
    $5,000
    From related orgs
    $0
    Other
    $0
    Hours/week
    2
  • Lori Bonin

    DIRECTOR

    Total calculated
    $2,612
    From this org
    $2,612
    From related orgs
    $0
    Other
    $0
    Hours/week
    2
  • Samuel Stern

    DIRECTOR

    Total calculated
    $4,730
    From this org
    $4,730
    From related orgs
    $0
    Other
    $0
    Hours/week
    2
  • Steve Hunziker

    DIRECTOR

    Total calculated
    $5,000
    From this org
    $5,000
    From related orgs
    $0
    Other
    $0
    Hours/week
    2
  • James Sackett

    SECRETARY

    Total calculated
    $2,662
    From this org
    $2,662
    From related orgs
    $0
    Other
    $0
    Hours/week
    5
  • Steve Bohlig

    DIRECTOR

    Total calculated
    $5,000
    From this org
    $5,000
    From related orgs
    $0
    Other
    $0
    Hours/week
    2
  • Kevin Crane

    DIRECTOR

    Total calculated
    $2,834
    From this org
    $2,834
    From related orgs
    $0
    Other
    $0
    Hours/week
    2
  • Bruce Whitmore

    DIRECTOR

    Total calculated
    $2,899
    From this org
    $2,899
    From related orgs
    $0
    Other
    $0
    Hours/week
    2
  • Tom Alagna

    DIRECTOR

    Total calculated
    $0
    Hours/week
    2
  • Dale Turner

    PRESIDENT/CEO

    Total calculated
    $1,150,085
    From this org
    $1,096,411
    From related orgs
    $0
    Other
    $53,674
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $781,411
    Bonus
    $315,000
    Other
    $0
    Deferred
    $39,570
    Nontaxable benefits
    $14,104
    Filer's total
    $1,150,085
  • Steven Steen

    EVP/CHIEF RETAIL OFFICER

    Total calculated
    $436,759
    From this org
    $376,066
    From related orgs
    $0
    Other
    $60,693
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $293,855
    Bonus
    $82,211
    Other
    $0
    Deferred
    $35,505
    Nontaxable benefits
    $25,188
    Filer's total
    $436,759
  • Daniel Zaczkowski

    EVP/CHIEF FINANCIAL OFFICER

    Total calculated
    $478,252
    From this org
    $409,645
    From related orgs
    $0
    Other
    $68,607
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $319,004
    Bonus
    $90,641
    Other
    $0
    Deferred
    $34,318
    Nontaxable benefits
    $34,289
    Filer's total
    $478,252
  • Gary Jeter

    EVP/CHIEF TECHNOLOGY OFFICER

    Total calculated
    $469,727
    From this org
    $410,206
    From related orgs
    $0
    Other
    $59,521
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $313,922
    Bonus
    $96,284
    Other
    $0
    Deferred
    $34,333
    Nontaxable benefits
    $25,188
    Filer's total
    $469,727
  • Hans Iverson

    EVP/CHIEF OPERATIONS OFFICER

    Total calculated
    $436,328
    From this org
    $366,617
    From related orgs
    $0
    Other
    $69,711
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $287,017
    Bonus
    $79,600
    Other
    $0
    Deferred
    $35,950
    Nontaxable benefits
    $33,761
    Filer's total
    $436,328
  • Philip Young

    EVP/CHIEF LEGAL OFFICER

    Total calculated
    $455,465
    From this org
    $389,324
    From related orgs
    $0
    Other
    $66,141
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $298,583
    Bonus
    $90,741
    Other
    $0
    Deferred
    $35,080
    Nontaxable benefits
    $31,061
    Filer's total
    $455,465
  • Martin Kelly

    EVP/CHIEF MARKETING OFFICER

    Total calculated
    $340,121
    From this org
    $275,569
    From related orgs
    $0
    Other
    $64,552
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $216,795
    Bonus
    $58,774
    Other
    $0
    Deferred
    $29,561
    Nontaxable benefits
    $34,991
    Filer's total
    $340,121
  • Nicole Hahn Dempster

    EVP/CHIEF PEOPLE OFFICER

    Total calculated
    $360,363
    From this org
    $316,178
    From related orgs
    $0
    Other
    $44,185
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $242,924
    Bonus
    $73,254
    Other
    $0
    Deferred
    $31,543
    Nontaxable benefits
    $12,642
    Filer's total
    $360,363
  • Nathan Grunzke

    EVP/CHIEF MORTGAGE OFFICER

    Total calculated
    $371,262
    From this org
    $328,919
    From related orgs
    $0
    Other
    $42,343
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $258,899
    Bonus
    $70,020
    Other
    $0
    Deferred
    $32,089
    Nontaxable benefits
    $10,254
    Filer's total
    $371,262
  • Jeff Erpelding

    AVP/FINANCIAL ADVISOR

    Total calculated
    $511,698
    From this org
    $441,987
    From related orgs
    $0
    Other
    $69,711
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $62,365
    Bonus
    $379,622
    Other
    $0
    Deferred
    $35,950
    Nontaxable benefits
    $33,761
    Filer's total
    $511,698
  • Jeffrey Zajac

    MORTGAGE AREA SALES MANAGE

    Total calculated
    $484,081
    From this org
    $426,275
    From related orgs
    $0
    Other
    $57,806
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $31,345
    Bonus
    $394,930
    Other
    $0
    Deferred
    $30,027
    Nontaxable benefits
    $27,779
    Filer's total
    $484,081
  • Jolee McDevitt

    MORTGAGE CONSULTANT

    Total calculated
    $296,445
    From this org
    $268,392
    From related orgs
    $0
    Other
    $28,053
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $25,534
    Bonus
    $242,858
    Other
    $0
    Deferred
    $28,053
    Nontaxable benefits
    $0
    Filer's total
    $296,445

The first 25 listed. Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us. Earlier years are each on their own filing page.

Filings

  • 2024
    Revenue
    $323,047,344
    Expenses
    $267,150,782
    Contributions
    $0
    Grants paid
    $0
  • 2023
    Revenue
    $255,238,669
    Expenses
    $203,830,952
    Contributions
    $0
    Grants paid
    $0
  • 2022
    Revenue
    $190,600,595
    Expenses
    $134,126,061
    Contributions
    $0
    Grants paid
    $0

The four totals the IRS asks for on Part I of the Form 990, as filed. A dash means the figure was not present on the return — not that it was zero.

Other returns filed

  • 2021 · 990

    Revenue
    $161,649,599
    Expenses
    $117,040,383
    Assets (EOY)
    $3,979,767,120
  • 2020 · 990

    Revenue
    $567,101
    Expenses
    $395,878
    Assets (EOY)
    $3,548,378,075

Nonprofiteer parses Forms 990, 990-EZ and 990-PF, in a window of recent tax years. These returns are recorded from the IRS e-file index, so their figures were extracted by that index rather than read from the return here — treat them as a different source from the filings above, not as more of the same record. A dash means the index carries no figure; Form 990-T listings carry none at all.

Grants made

No itemized grants to organizations. Schedule I is filed only by organizations that granted more than $5,000 to a recipient, so most filers have none.

Grants received

No itemized grant names this organization as a recipient. Only grants over $5,000 are itemized, and only by filers of the full Form 990.

Related organizations

From Schedule R Part II, where a filer lists the tax-exempt organizations it is related to by control. It does not record shared board members or money.

Declared on its 2024 return

Other IRS files

Auto-Revocation List

Not listed. The IRS publishes this list for organizations whose exemption was automatically revoked for failing to file for three consecutive years.

Publication 78

Not present in the most recent drop.

These are two separate IRS files on two separate schedules, shown as published and not reconciled with each other. Neither is a statement about whether a contribution is deductible today: 19,245 organizations appear in Publication 78 while the IRS's own revocation file lists them as currently revoked, more than half of those revoked before 2019. Absence from Publication 78 is evidence of nothing, and presence is not evidence either. Verify current status with the IRS before relying on it.

What this page reflects

The registration facts above come from the IRS Business Master File published 13 October 2026 and read 1 November 2026, for every organization at once. Returns through tax year 2024, the newest we have parsed for this organization.