- Revenue 2023
- not reported
- Expenses 2023
- $770
As filed
- Subsection
- 03
- NTEE code
- P51
- Classification
- 2100
- Street
- 3963 3 MILE RD N
These codes are the IRS's own and are shown exactly as filed. What each one means is in the Business Master File documentation (opens in a new tab).
Mission and programs · 2023
Primary exempt purpose
COMMUNITY ACTION CREDIT COUNSELING, INC. IS ORGANIZED FOR THE PURPOSE OF PROVIDING EDUCATIONAL OPPORTUNITIES AND PROFESSIONAL COUNSELING TO FAMILIES AND INDIVIDUALS IN CREDIT CRISIS AND IN NEED OF GUIDANCE IN THE MANAGEMENT OF THEIR PROFESSIONAL FINANCES, BUDGETING AND IN THE WISE USE OF PERSONAL CREDIT, AND IN APPROPRIATE CASES, TO ARRANGE FOR A PROGRAM OF ORDERLY DEBT LIQUIDATION WITHIN A FRAMEWORK OF COMMUNITY ACTION INITIATIVES, AND TO EDUCATE THE GENERAL PUBLIC IN THE WISE AND PROPER USE OF CONSUMER CREDIT AND TO CONDUCT OUTREACH ACTIVITIES TO AID IN THE ACCOMPLISHMENT OF THE FOREGOING OBJECTIVES. THE ORGANIZATION ACCOMPLISHES THEIR PURPOSE BY ASSESSING CLIENT'S FINANCIAL POSITION, DEVELOPING DEBT SOLUTIONS, AND CONDUCTING COMMUNITY EDUCATION ADDRESSING ISSUES RELATED TO CONSUMER CREDIT AND MONEY MANAGEMENT.
-
ASSESSING CLIENT'S FINANCIAL POSITION PROVIDES ASSISTANCE IN IDENTIFYING A FINANCIAL POSITION OF THE CLIENT THAT IS USED AS A TOOL FOR MUTUAL UNDERSTANDING AND EDUCATION FOR DEBT SOLUTION OPTIONS. DEVELOPING DEBT SOLUTIONS ALLOWS THE CLIENT TO WORK WITH THE CASE MANAGER TO MAKE UNBIASED DECISIONS ABOUT THE BEST PLAN FOR THE GIVEN FINANCIAL POSITION. REVIEWING THE FINANCIAL STANDING REPORT WITH CLIENTS PROVIDES FURTHER FINANCIAL EDUCATION AND GUIDANCE FOR CLIENTS FREE OF CHARGE. WHEN APPROPRIATE, DEBT MANAGEMENT PLANS ARE ESTABLISHED ON A FOR FEE BASIS TO HELP CLIENTS WORK THEIR WAY OUT OF DEBT AND INTO A POSITION OF FINANCIAL SELF-SUFFICIENCY. THE ORGANIZATION CONDUCTS COMMUNITY EDUCATION THROUGH GROUP PRESENTATIONS THAT PROVIDES PROFESSIONAL COUNSELING TO FAMILIES AND INDIVIDUALS IN CREDIT CRISIS AND IN NEED OF FINANCIAL GUIDANCE.
As filed on the 2023 return. The filer continues this part on Schedule O, which is not shown here.
Officers and directors · 2023
As listed in Part VII of the 2023 return, in the order the filer printed them. Each return names its own; this is not a roster the organization keeps with us.
-
KERRY BAUGHMAN
CHAIRPERSON
- Total calculated
- $0
- Hours/week
- 1
-
ART JEANNOT
VICE CHAIRPERSON
- Total calculated
- $0
- Hours/week
- 1
-
MEREDITH GAFILL
SECRETARY/TREASURER
- Total calculated
- $0
- Hours/week
- 1
Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. Earlier years are each on their own filing page.
Filings
-
2023
- Revenue
- not reported
- Expenses
- $770
- Contributions
- not reported
- Grants paid
- not reported
-
2022
- Revenue
- not reported
- Expenses
- not reported
- Contributions
- not reported
- Grants paid
- not reported
The four totals the IRS asks for on Part I of the Form 990, as filed. A dash means the figure was not present on the return — not that it was zero.
Other returns filed
-
2021 · 990-EZ
- Revenue
- not reported
- Expenses
- $660
- Assets (EOY)
- $0
-
2020 · 990-EZ
- Revenue
- not reported
- Expenses
- $500
- Assets (EOY)
- $0
-
2019 · 990-EZ
- Revenue
- not reported
- Expenses
- $134
- Assets (EOY)
- $0
-
2018 · 990-EZ
- Revenue
- $706
- Expenses
- $572
- Assets (EOY)
- $134
-
2017 · 990-EZ
- Revenue
- $577
- Expenses
- $577
- Assets (EOY)
- $0
-
2016 · 990-EZ
- Revenue
- $572
- Expenses
- $572
- Assets (EOY)
- $0
-
2015 · 990-EZ
- Revenue
- $550
- Expenses
- $550
- Assets (EOY)
- $0
-
2014 · 990-EZ
- Revenue
- $522
- Expenses
- $522
- Assets (EOY)
- $0
-
2013 · 990-EZ
- Revenue
- $1,042
- Expenses
- $1,042
- Assets (EOY)
- $0
-
2012 · 990-EZ
- Revenue
- $21,134
- Expenses
- $21,134
- Assets (EOY)
- $0
Nonprofiteer parses Forms 990, 990-EZ and 990-PF, in a window of recent tax years. These returns are recorded from the IRS e-file index, so their figures were extracted by that index rather than read from the return here — treat them as a different source from the filings above, not as more of the same record. A dash means the index carries no figure; Form 990-T listings carry none at all. Showing the 10 most recent; the API carries the rest.
Form 990-N e-Postcard, tax year 2024
- Tax period
- 1 October 2024 to 30 September 2025
- Principal officer
- KERRY BAUGHMAN
- Mailing address
- 3963 THREE MILE ROADTRAVERSE CITY MI 49686
- Website
- Something was entered that is not a web address, so it is not shown.
As filed, from the IRS e-Postcard file of 19 October 2026. The IRS publishes only each organization's most recent postcard, so earlier years are not shown. A 990-N carries no financial detail. The postcard also gives the principal officer's address, which is not shown here.
Grants made
No itemized grants to organizations. Schedule I is filed only by organizations that granted more than $5,000 to a recipient, so most filers have none.
Grants received
No itemized grant names this organization as a recipient. Only grants over $5,000 are itemized, and only by filers of the full Form 990.
Related organizations
From Schedule R Part II, where a filer lists the tax-exempt organizations it is related to by control. It does not record shared board members or money.
Declared as related by
-
NORTHWEST MICHIGAN COMMUNITY ACTION AGENCY INC
On its 2024 return as a controlled entity
Other IRS files
Auto-Revocation List
Not listed. The IRS publishes this list for organizations whose exemption was automatically revoked for failing to file for three consecutive years.
Publication 78
Listed as of 13 October 2026, under deductibility PC.
These are two separate IRS files on two separate schedules, shown as published and not reconciled with each other. Neither is a statement about whether a contribution is deductible today: 19,245 organizations appear in Publication 78 while the IRS's own revocation file lists them as currently revoked, more than half of those revoked before 2019. Absence from Publication 78 is evidence of nothing, and presence is not evidence either. Verify current status with the IRS before relying on it.
What this page reflects
The registration facts above come from the IRS Business Master File published 13 October 2026 and read 26 October 2026, for every organization at once. Returns through tax year 2023, the newest we have parsed for this organization.