- Revenue 2024
- $27,498,706
- Expenses 2024
- $27,441,148
Program services were 94.0% of total expenses calculated — Part IX's program-services column over total expenses, both as filed.
As filed
- Subsection
- 03
- NTEE code
- P200
- Classification
- 1200
- Street
- 3963 3 MILE RD N
These codes are the IRS's own and are shown exactly as filed. What each one means is in the Business Master File documentation (opens in a new tab).
Other organizations at this address
1 other organization in the IRS Business Master File lists the same street address. matched by us
We match the street line and ZIP code as the IRS gives them, ignoring case and outer spaces and nothing else, so "AVE" and "AVENUE" count as different streets and this list can miss some. A shared address can mean related organizations or a shared office, but it can also be a registered agent, a mail drop or a service provider holding mail for unrelated clients. It is not, by itself, evidence that two organizations are connected.
-
COMMUNITY ACTION CREDIT COUNSELING
EIN 26-4003450
Mission and programs · 2024
Mission
THE ORGANIZATION'S MISSION IS TO FOSTER POSITIVE CHANGE BY PROVIDING OPPORTUNITIES THAT PROMOTE SELF-SUFFICIENCY, IMPROVING THE QUALITY OF LIFE AND BUILDING STRONGER, MORE CONNECTED COMMUNITITES. NORTHWEST MICHIGAN COMMUNITY ACTION AGENCY, INC. FULFILLS THIS MISSION BY DEVELOPING AND PROVIDING RESOURCES FOR THE PURPOSE OF ASSISTING LOW-INCOME INDIVIDUALS THROUGH A VARIETY OF PROGRAMS IN ANTRIM, BENZIE, CHARLEVOIX, EMMET, GRAND TRAVERSE, KALKASKA, LEELANAU, MISSAUKEE, ROSCOMMON, AND WEXFORD COUNTIES IN MICHIGAN.
Activities or mission (Part I)
TO FOSTER POSITIVE CHANGE BY PROVIDING OPPORTUNITIES THAT PROMOTE SELF-SUFFICIENCY, IMPROVING THE QUALITY OF LIFE AND BUILDING STRONGER, MORE CONNECTED COMMUNITIES.
-
CHILD EDUCATION -PROVIDES COMPREHENSIVE DEVELOPMENT SERVICES FOR LOW INCOME CHILDREN AGES 0 TO GRADE 5 AND THEIR FAMILIES THROUGH EDUCATION, HEALTH, NUTRITION, AND PARENT INVOLVEMENT. TOTAL CHILDREN RECEIVING SERVICES IS 1,269.
Expenses $13,978,634 · Grants $666,238
-
HOUSING PROGRAM - PROGRAMS INCLUDE HOME REPAIR FOR LOW TO MODERATE INCOME HOMEOWNERS, GUIDANCE AND ONE TIME CASH ASSISTANCE TO RENTERS FACING EVICTION, EMERGENCY HOUSING MOTEL PLACEMENT (COVID); GUIDANCE FOR LANDLORD AND TENANT DISPUTES, GUIDANCE, ONE TIME CASH ASSISTANCE, AND RENTAL ASSISTANCE TO HELP ESTABLISH PERMANENT HOUSING FOR THOSE WITHOUT A HOME INCLUDING YOUTH, VETERANS, AND SUPPORTIVE HOUSING POPULATIONS; INFORMATION ON LOW-INCOME RENTAL HOUSING, LANDLORDS, AND BUDGET ANALYSIS FOR INDIVIDUALS SEEKING A PLACE TO RENT, ASSISTANCE TO IMPROVE THE HOUSING STABILITY OF VETERAN FAMILIES INCLUDING RENTAL, UTILITY, TRANSPORTATION, CHILD CARE, MOVING COSTS, AND EMERGENCY SUPPLIES ASSISTANCE, AND HOUSING DEVELOPMENT WITH PARTNER COMMUNITIES TO DEVELOP NEW HOUSING OPPORTUNITIES FOR RENTERS AND HOME BUYERS. TOTAL HOUSEHOLDS RECEIVING PROGRAM SERVICES IS 2,627.
Expenses $4,794,201 · Grants $2,624,561 · Revenue $176,398
-
FOOD PROGRAMS - INCLUDES THE EMERGENCY FOOD ASSISTANCE PROGRAM THAT HELPS SUPPLEMENT THE DIETS OF LOW-INCOME NEEDY PEOPLE, INCLUDING THE ELDERLY, BY PROVIDING THEM WITH EMERGENCY FOOD AND NUTRITION ASSISTANCE AT NO COST. COMMODITY SUPPLEMENTAL FOOD PROGRAM IS A NUTRITION EDUCATION PROGRAM THAT PROVIDES SUPPLEMENTAL FOODS WHICH HELP PROMOTE GOOD HEALTH FOR ELIGIBLE CLIENTS 60 YEARS OF AGE AND OLDER. TOTAL HOUSEHOLDS RECEIVING PROGRAM SERVICES IS 5,520.
Expenses $2,259,513 · Grants $1,924,040
-
COMMUNITY SERVICES - PROGRAMS INCLUDE ENERGY ASSISTANCE VOUCHER PROGRAMS; DIAPER BANK PROGRAMS; LAUNDRY ASSISTANCE PROGRAMS; EMERGENCY NEEDS FUNDS TO PROMOTE SELF-SUFFICIENCY, GUIDANCE AND COUNSELING FOR FORECLOSURE PREVENTION, AND TAX PREPARATION FOR LOW INCOME CLIENTS AND SENIORS. ALSO, INDIVIDUAL DEVELOPMENT ACCOUNTS ARE ESTABLISHED AND MAINTAINED FOR QUALIFIED CLIENTS. BUDGET, HOMEBUYER, RENTER, AND BANKRUPTCY COUNSELING INCLUDING CLASSES AND ASSISTANCE WITH NEEDS TO PROMOTE SELF-SUFFICIENCY IS ALSO AVAILABLE. TOTAL HOUSEHOLDS RECEIVING PROGRAM SERVICES IS 9,515.
Expenses $2,068,755 · Grants $628,434 · Revenue $1,760
-
WEATHERIZATION/ENERGY ASSISTANCE - WEATHERIZATION IS THE NECESSARY WORK NEEDED TO IMPROVE THE PERFORMANCE OF A HOME OR BUILDING. MEASURES MAY INCLUDE SUCH THINGS AS AIR SEALING, INSULATION, WINDOW/DOOR REPLACEMENT, PRESSURE BALANCING, DUCT SEALING AND INSULATION, ETC. THESE MEASURES ARE COMPLETED IN ACCORDANCE TO STATE AND LOCAL CODES, AND TO THE NATIONAL RENEWABLE ENERGY LABORATORY'S STANDARD WORK SPECIFICATIONS. TOTAL HOUSEHOLDS SERVED IS 104.
Expenses $1,504,639 · Grants $1,122,848
-
OLDER AMERICANS - PREPARATION AND SERVING OF HOME DELIVERED AND CONGREGATE SENIOR MEALS BY ORGANIZATION-OPERATED KITCHEN AND CONTRACTED MEAL PROVIDERS. MEALS ON WHEELS DELIVERED 187,368 MEALS TO 1,204 HOMEBOUND SENIORS AND DISABLED INDIVIDUALS. 11 CONGREGATE LUNCHEON/CURBSIDE CENTERS PROVIDED 20,237 MEALS TO 1,272 SENIORS.
Expenses $1,175,575 · Grants $694,593 · Revenue $192,570
As filed on the 2024 return. The filer continues this part on Schedule O, which is not shown here.
Officers and directors · 2024
As listed in Part VII of the 2024 return, in the order the filer printed them. Each return names its own; this is not a roster the organization keeps with us.
-
Carolyn RentenbachCAROLYN RENTENBACH
VICE CHAIRPERSON
- Total calculated
- $0
- Hours/week
- 1 + 1 related
-
Rev Gerald CookREV GERALD COOK
NORTHERN SECTOR REP.
- Total calculated
- $0
- Hours/week
- 1
-
Art JeannotART JEANNOT
CHAIRPERSON
- Total calculated
- $0
- Hours/week
- 1
-
Pam NiebrzydowskiPAM NIEBRZYDOWSKI
SOUTHERN SECTOR REP.
- Total calculated
- $0
- Hours/week
- 1
-
Grace RonkaitisGRACE RONKAITIS
CENTRAL SECTOR REP.
- Total calculated
- $0
- Hours/week
- 1
-
David AnolickDAVID ANOLICK
TREASURER
- Total calculated
- $0
- Hours/week
- 1
-
Gwenne AllgaierGWENNE ALLGAIER
DIRECTOR
- Total calculated
- $0
- Hours/week
- 1
-
Anthony AnsorgeANTHONY ANSORGE
DIRECTOR
- Total calculated
- $0
- Hours/week
- 1
-
Truman BicumTRUMAN BICUM
DIRECTOR
- Total calculated
- $0
- Hours/week
- 1
-
Debbie BishopDEBBIE BISHOP
SECRETARY
- Total calculated
- $0
- Hours/week
- 1
-
Kathleen ByersKATHLEEN BYERS
DIRECTOR
- Total calculated
- $0
- Hours/week
- 1
-
Melanie ChaneyMELANIE CHANEY
DIRECTOR
- Total calculated
- $0
- Hours/week
- 1
-
Joshua ChamberlainJOSHUA CHAMBERLAIN
DIRECTOR
- Total calculated
- $0
- Hours/week
- 1
-
Blair ColeBLAIR COLE
DIRECTOR
- Total calculated
- $0
- Hours/week
- 1
-
Chuck CorwinCHUCK CORWIN
DIRECTOR
- Total calculated
- $0
- Hours/week
- 1
-
Dana Sam GetsingserDANA SAM GETSINGSER
DIRECTOR
- Total calculated
- $0
- Hours/week
- 1
-
William HefferanWILLIAM HEFFERAN
DIRECTOR
- Total calculated
- $0
- Hours/week
- 1
-
Brandy KeeneyBRANDY KEENEY
DIRECTOR (THRU 11/2024)
- Total calculated
- $0
- Hours/week
- 1
-
Evelyn MacihaEVELYN MACIHA
DIRECTOR
- Total calculated
- $0
- Hours/week
- 1
-
Marc MilburnMARC MILBURN
DIRECTOR
- Total calculated
- $0
- Hours/week
- 1
-
Bethany ParentBETHANY PARENT
DIRECTOR
- Total calculated
- $0
- Hours/week
- 1
-
Marna RobertsonMARNA ROBERTSON
DIRECTOR
- Total calculated
- $0
- Hours/week
- 1
-
Kyra SummersKYRA SUMMERS
DIRECTOR
- Total calculated
- $0
- Hours/week
- 1
-
Ashlea WalterASHLEA WALTER
DIRECTOR (THRU 12/2024)
- Total calculated
- $0
- Hours/week
- 1
-
Lindsey WalkerLINDSEY WALKER
DIRECTOR
- Total calculated
- $0
- Hours/week
- 1
The first 25 listed. Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. Earlier years are each on their own filing page.
Filings
-
2024
- Revenue
- $27,498,706
- Expenses
- $27,441,148
- Contributions
- $27,037,046
- Grants paid
- $7,660,714
-
2023
- Revenue
- $27,411,108
- Expenses
- $27,098,459
- Contributions
- $26,999,196
- Grants paid
- $7,216,879
-
2022
- Revenue
- $26,512,996
- Expenses
- $26,151,984
- Contributions
- $26,127,645
- Grants paid
- $7,676,921
The four totals the IRS asks for on Part I of the Form 990, as filed. A dash means the figure was not present on the return — not that it was zero.
Other returns filed
-
2021 · 990
- Revenue
- $33,445,332
- Expenses
- $32,683,900
- Assets (EOY)
- $8,069,550
-
2020 · 990
- Revenue
- $29,151,341
- Expenses
- $28,500,777
- Assets (EOY)
- $6,926,951
-
2019 · 990
- Revenue
- $23,117,951
- Expenses
- $21,798,353
- Assets (EOY)
- $6,423,839
-
2018 · 990
- Revenue
- $19,765,148
- Expenses
- $19,270,616
- Assets (EOY)
- $5,444,370
-
2017 · 990
- Revenue
- $19,659,510
- Expenses
- $19,801,260
- Assets (EOY)
- $5,200,047
-
2016 · 990
- Revenue
- $20,309,285
- Expenses
- $20,082,211
- Assets (EOY)
- $4,951,044
-
2015 · 990
- Revenue
- $18,730,669
- Expenses
- $18,467,503
- Assets (EOY)
- $4,556,441
-
2014 · 990
- Revenue
- $18,625,849
- Expenses
- $18,273,633
- Assets (EOY)
- $4,367,536
-
2013 · 990
- Revenue
- $17,929,502
- Expenses
- $17,896,192
- Assets (EOY)
- $3,768,556
-
2012 · 990
- Revenue
- not reported
- Expenses
- $17,631,343
- Assets (EOY)
- $3,836,206
Nonprofiteer parses Forms 990, 990-EZ and 990-PF, in a window of recent tax years. These returns are recorded from the IRS e-file index, so their figures were extracted by that index rather than read from the return here — treat them as a different source from the filings above, not as more of the same record. A dash means the index carries no figure; Form 990-T listings carry none at all. Showing the 10 most recent; the API carries the rest.
Grants made
-
2022 PROVIDE COUNSELING SERVICES AND FINANCIAL ASSISTANCE TO HOMELESS FAMILIES
-
2023 PROVIDE COUNSELING SERVICES AND FINANCIAL ASSISTANCE TO HOMELESS FAMILIES
-
2024 PROVIDE COUNSELING SERVICES AND FINANCIAL ASSISTANCE TO VETERAN HOMELESS INDIVIDUALS AND FAMILIES.
-
2024 PROVIDE COUNSELING SERVICES AND FINANCIAL ASSISTANCE TO HOMELESS FAMILIES
-
2023 PROVIDE COUNSELING SERVICES AND FINANCIAL ASSISTANCE TO VETERAN HOMELESS INDIVIDUALS AND FAMILIES.
-
2022 PROVIDE COUNSELING SERVICES AND FINANCIAL ASSISTANCE TO VETERAN HOMELESS INDIVIDUALS AND FAMILIES.
-
NORTHWEST EDUCATION SERVICES
$88,513
2022 DISTRIBUTION OF DIAPERING SUPPLIES TO FAMILES WHO HAVE ELIGIBLE CHILDREN AND ARE AT OR BELOW 200% OF THE FEDERAL POVERTY LINE
-
$50,213
2022 PROVIDE SHELTER SERVICES AND ASSISTANCE TO HOMELESS FAMILIES AND INDIVIDUALS.
-
$28,050
2024 PROVIDE SHELTER SERVICES AND ASSISTANCE TO HOMELESS FAMILIES AND INDIVIDUALS.
-
$23,500
2023 PROVIDE SHELTER SERVICES AND ASSISTANCE TO HOMELESS FAMILIES AND INDIVIDUALS.
The 10 largest by cash amount. The API serves every itemized grant.
Grants received
-
2023 SENIOR NUTRITION PROGRAMS
-
2022 SENIOR NUTRITION PROGRAMS
-
2024 SENIOR NUTRITION PRO
-
NEIGHBORHOOD REINVESTMENT CORP
$289,750
2023 GENERAL SUPPORT
-
NEIGHBORHOOD REINVESTMENT CORP
$287,750
2024 GENERAL SUPPORT
-
NEIGHBORHOOD REINVESTMENT CORP
$223,019
2022 GENERAL SUPPORT
-
2024 EXPANSION AND SUSTAINABILITY OF VOLUNTEER INCOME TAX PREPARATION PROGRAM
-
2023 EARLY CHILDHOOD EDUCATION
-
2022 EARLY CHILDHOOD EDUCATION
-
2024 EARLY CHILDHOOD EDUCATION
The 10 largest by cash amount. The API serves every itemized grant.
Related organizations
From Schedule R Part II, where a filer lists the tax-exempt organizations it is related to by control. It does not record shared board members or money.
Declared on its 2024 return
-
COMMUNITY ACTION CREDIT COUNSELING INC
501(C)(3) · CREDIT COUNSELING · MI · controlled entity
Taxable family
From Schedule R Parts I, III and IV: entities that legally are the filer, and taxable partnerships, corporations and trusts it is related to. These record ownership and control, not shared board members or money.
Disregarded entities on its 2024 return
-
INNOVATIVE ENERGY MANAGEMENT LLC
WEATHERIZATION/REHAB SERVICES · MI · income $0 · assets -$7,180
Other IRS files
Auto-Revocation List
Not listed. The IRS publishes this list for organizations whose exemption was automatically revoked for failing to file for three consecutive years.
Publication 78
Listed as of 13 October 2026, under deductibility PC.
These are two separate IRS files on two separate schedules, shown as published and not reconciled with each other. Neither is a statement about whether a contribution is deductible today: 19,245 organizations appear in Publication 78 while the IRS's own revocation file lists them as currently revoked, more than half of those revoked before 2019. Absence from Publication 78 is evidence of nothing, and presence is not evidence either. Verify current status with the IRS before relying on it.
What this page reflects
The registration facts above come from the IRS Business Master File published 9 November 2026 and read 9 November 2026, for every organization at once. Returns through tax year 2024, the newest we have parsed for this organization.