PEOPLES CREDIT UNION

As filed

Subsection

14

Classification

1000

Street

858 W MAIN RD

These codes are the IRS's own and are shown exactly as filed. What each one means is in the Business Master File documentation (opens in a new tab).

Mission and programs · 2025

• People's is a member-owned organization committed to providing superior financial services to the community. People's provided 16,260 loans to members. The outstanding loan balance at 12/31/25 was $653,577,173.

• People's maintains savings accounts for members. Total outstanding savings accounts at 12/31/25 was 30,366 for $429,301,481.

• People's maintains demand deposit accounts for members. Total outstanding demand deposit accounts at 12/31/25 was 23,572 for $193,841,549.

• People's offers safe deposit boxes to members. The number of safe deposit boxes rented is 963.

As filed on the 2025 return. The filer continues this part on Schedule O, which is not shown here.

Officers and directors · 2025

As listed in Part VII of the 2025 return, in the order the filer printed them. Each return names its own; this is not a roster the organization keeps with us.

Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us. Earlier years are each on their own filing page.

Filings

• 2025

  Revenue

  $39,099,623

  Expenses

  $37,350,618

  Contributions

  $0

  Grants paid

  $220,182

• 2024

  Revenue

  $34,998,828

  Expenses

  $34,532,228

  Contributions

  $0

  Grants paid

  $82,885

• 2023

  Revenue

  $30,263,370

  Expenses

  $28,807,587

  Contributions

  $0

  Grants paid

  $49,633

• 2022

  Revenue

  $26,116,724

  Expenses

  $21,364,433

  Contributions

  $0

  Grants paid

  $12,360

The four totals the IRS asks for on Part I of the Form 990, as filed. A dash means the figure was not present on the return — not that it was zero.

Other returns filed

• 2021 · 990

  Revenue

  $25,020,386

  Expenses

  $19,033,530

  Assets (EOY)

  $619,991,757

• 2020 · 990

  Revenue

  $25,441,248

  Expenses

  $20,540,862

  Assets (EOY)

  $554,490,757

• 2019 · 990

  Revenue

  $26,121,137

  Expenses

  $21,381,623

  Assets (EOY)

  $516,867,627

• 2018 · 990

  Revenue

  $23,966,390

  Expenses

  $19,994,853

  Assets (EOY)

  $494,106,435

• 2017 · 990

  Revenue

  $21,565,043

  Expenses

  $18,370,125

  Assets (EOY)

  $460,751,260

• 2016 · 990

  Revenue

  $20,081,440

  Expenses

  $17,698,609

  Assets (EOY)

  $458,960,691

• 2015 · 990

  Revenue

  $18,510,624

  Expenses

  $17,272,400

  Assets (EOY)

  $421,905,813

• 2014 · 990

  Revenue

  $17,808,886

  Expenses

  $16,516,400

  Assets (EOY)

  $388,882,512

• 2013 · 990

  Revenue

  $17,352,061

  Expenses

  $16,392,248

  Assets (EOY)

  $379,810,527

• 2012 · 990

  Revenue

  — not reported

  Expenses

  $17,724,675

  Assets (EOY)

  $388,053,473

Nonprofiteer parses Forms 990, 990-EZ and 990-PF, in a window of recent tax years. These returns are recorded from the IRS e-file index, so their figures were extracted by that index rather than read from the return here — treat them as a different source from the filings above, not as more of the same record. A dash means the index carries no figure; Form 990-T listings carry none at all. Showing the 10 most recent; the API carries the rest.

Form 990-N e-Postcard, tax year 2009

Tax period

1 January 2009 to 31 December 2009

Principal officer

Show names as filed Edmund SilveriaEDMUND SILVERIA

Mailing address

161 MIDDLE ROADPORTSMOUTH RI 028711251

Doing business as

SEVEN CASTLES CLUB

As filed, from the IRS e-Postcard file of 2 November 2026. The IRS publishes only each organization's most recent postcard, so earlier years are not shown. A 990-N carries no financial detail. The postcard also gives the principal officer's address, which is not shown here.

Grants made

• Small Business Collective

  $79,944

  2025 · General Support

• Dr Martin Luther King Jr Community Center

  $18,000

  2025 · Presenting Sponsor of Broadway Street Fair of the 3 on 3 Youth Basketball Tournament & Community BBQ

• University of Rhode Island

  $16,406

  2025 · General Support

• Farm Fresh Rhode Island

  $10,000

  2024 · Donation to organization as Day of Purpose Partner

• Bike Newport

  $10,000

  2024 · Bike Garage Sponsorship

• Newport County Development Council

  $10,000

  2025 · Presenting Sponsor of Broadway Street FairBroadway Street Fair

• Jonnycake Center for Hope-Peace Dale

  $9,000

  2025 · Emergency Food Assistance

• North Kingstown Food Pantry

  $8,000

  2025 · Emergency Food Assistance

• East Bay Community Action Program - Tiverton Food Pantry

  $8,000

  2025 · Emergency Food Assistance

• East Food Pantry

  $8,000

  2025 · Emergency Food Assistance

The 10 largest by cash amount. The API serves every itemized grant.

Where these grants went next →

Grants received

No itemized grant names this organization as a recipient. Only grants over $5,000 are itemized, and only by filers of the full Form 990.

Related organizations

From Schedule R Part II, where a filer lists the tax-exempt organizations it is related to by control. It does not record shared board members or money.

Other IRS files