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ROCKY MOUNTAIN CREDIT UNION

EIN 81-0283608 HELENA, MT

Largest nonprofits in Montana

Revenue 2024
$23,584,614
Expenses 2024
$21,157,722

As filed

Subsection
14
Street
3400 NORTH MONTANA

These codes are the IRS's own and are shown exactly as filed. What each one means is in the Business Master File documentation (opens in a new tab).

Mission and programs · 2024

Mission

PARTNERING WITH OUR MEMBERS TO IMPROVE THE QUALITY OF THEIR LIVES BY PROVIDING A SECURE AND SERVICE-FOCUSED CREDIT UNION THAT BUILDS TRUST AND RESPECT.

  • AS A MEMBER OWNED, FINANCIAL COOPERATIVE, THE CREDIT UNION SERVED OVER 24,000 PRIMARILY MONTANA RESIDENTS WITH A WIDE VARIETY OF FINANCIAL SERVICES. ADDITIONAL SERVICES PROVIDED INCLUDED COUNSELING, FINANCIAL EDUCATION, NEWSLETTERS, DEPOSIT AND LOAN INSURANCE PROTECTION, AND CONSUMER INFORMATION. THE CREDIT UNION PROVIDED SETTLEMENT, CORRESPONDENCE, INVESTMENT, LOAN EDUCATION, AND OTHER SERVICES TO ITS MEMBERS.

As filed on the 2024 return.

Officers and directors · 2024

As listed in Part VII of the 2024 return, in the order the filer printed them. Each return names its own; this is not a roster the organization keeps with us.

  • Kristin Bouchard

    CHAIR

    Total calculated
    $0
    Hours/week
    2
  • Chris Lemon

    VICE CHAIR

    Total calculated
    $0
    Hours/week
    2
  • Michael Bertagnolli

    TREASURER

    Total calculated
    $0
    Hours/week
    2
  • Stefanie Griffith

    SECRETARY

    Total calculated
    $0
    Hours/week
    2
  • Tony Loya

    DIRECTOR

    Total calculated
    $0
    Hours/week
    2
  • Scott Stoner

    DIRECTOR

    Total calculated
    $0
    Hours/week
    2
  • Michael Williams

    DIRECTOR

    Total calculated
    $0
    Hours/week
    2
  • Steve Sendon

    PRESIDENT/CEO (THRU SEP)

    Total calculated
    $454,797
    From this org
    $403,114
    From related orgs
    $0
    Other
    $51,683
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $170,491
    Bonus
    $26,666
    Other
    $205,957
    Deferred
    $37,432
    Nontaxable benefits
    $14,251
    Filer's total
    $454,797
  • Cyrus Malkin

    INTERIM CEO

    Total calculated
    $241,540
    From this org
    $203,683
    From related orgs
    $0
    Other
    $37,857
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $144,442
    Bonus
    $23,922
    Other
    $35,319
    Deferred
    $24,590
    Nontaxable benefits
    $13,267
    Filer's total
    $241,540
  • Dean Olsen

    VP - IT

    Total calculated
    $197,150
    From this org
    $167,280
    From related orgs
    $0
    Other
    $29,870
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $121,035
    Bonus
    $21,406
    Other
    $24,839
    Deferred
    $19,567
    Nontaxable benefits
    $10,303
    Filer's total
    $197,150
  • Erin Johnston

    VP - PROJECT CHANGE

    Total calculated
    $187,820
    From this org
    $155,663
    From related orgs
    $0
    Other
    $32,157
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $118,288
    Bonus
    $20,916
    Other
    $16,459
    Deferred
    $18,898
    Nontaxable benefits
    $13,259
    Filer's total
    $187,820
  • Kelsey Fandry

    VP - OPERATIONS

    Total calculated
    $147,487
    From this org
    $124,083
    From related orgs
    $0
    Other
    $23,404
    Hours/week
    40
  • Lesley Huber

    VP - LENDING

    Total calculated
    $178,544
    From this org
    $152,334
    From related orgs
    $0
    Other
    $26,210
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $112,618
    Bonus
    $21,381
    Other
    $18,335
    Deferred
    $17,798
    Nontaxable benefits
    $8,412
    Filer's total
    $178,544
  • Holly Lane

    VP - HR

    Total calculated
    $179,058
    From this org
    $156,270
    From related orgs
    $0
    Other
    $22,788
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $115,849
    Bonus
    $19,482
    Other
    $20,939
    Deferred
    $17,047
    Nontaxable benefits
    $5,741
    Filer's total
    $179,058

Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us. Earlier years are each on their own filing page.

Filings

  • 2024
    Revenue
    $23,584,614
    Expenses
    $21,157,722
    Contributions
    $0
    Grants paid
    $29,994
  • 2023
    Revenue
    $21,554,138
    Expenses
    $19,548,098
    Contributions
    $0
    Grants paid
    $32,569
  • 2022
    Revenue
    $16,619,836
    Expenses
    $14,642,794
    Contributions
    $0
    Grants paid
    $34,304

The four totals the IRS asks for on Part I of the Form 990, as filed. A dash means the figure was not present on the return — not that it was zero.

Other returns filed

  • 2021 · 990

    Revenue
    $15,149,432
    Expenses
    $13,142,656
    Assets (EOY)
    $347,767,556
  • 2020 · 990

    Revenue
    $14,821,200
    Expenses
    $13,506,168
    Assets (EOY)
    $316,032,866
  • 2019 · 990

    Revenue
    $13,852,549
    Expenses
    $12,664,313
    Assets (EOY)
    $264,444,296
  • 2018 · 990

    Revenue
    $13,308,228
    Expenses
    $11,759,472
    Assets (EOY)
    $244,782,966
  • 2017 · 990

    Revenue
    $11,870,157
    Expenses
    $11,769,448
    Assets (EOY)
    $232,303,312
  • 2015 · 990

    Revenue
    $9,955,784
    Expenses
    $8,698,059
    Assets (EOY)
    $187,580,925
  • 2014 · 990

    Revenue
    $8,377,542
    Expenses
    $6,893,787
    Assets (EOY)
    $162,574,230
  • 2013 · 990

    Revenue
    $7,402,665
    Expenses
    $6,509,547
    Assets (EOY)
    $150,591,809
  • 2012 · 990

    Revenue
    not reported
    Expenses
    $6,003,851
    Assets (EOY)
    $135,998,047
  • 2011 · 990

    Revenue
    not reported
    Expenses
    $6,414,862
    Assets (EOY)
    $126,683,510

Nonprofiteer parses Forms 990, 990-EZ and 990-PF, in a window of recent tax years. These returns are recorded from the IRS e-file index, so their figures were extracted by that index rather than read from the return here — treat them as a different source from the filings above, not as more of the same record. A dash means the index carries no figure; Form 990-T listings carry none at all. Showing the 10 most recent; the API carries the rest.

Form 990-N e-Postcard, tax year 2020

Tax period
1 January 2020 to 31 December 2020
Principal officer
Gwen Anderson
Mailing address
22252 State Route 195Pullman WA 99163
Website
https://nrmbaalas.wordpress.com/

As filed, from the IRS e-Postcard file of 2 November 2026. The IRS publishes only each organization's most recent postcard, so earlier years are not shown. A 990-N carries no financial detail. The postcard also gives the principal officer's address, which is not shown here.

Grants made

No itemized grants to organizations. Schedule I is filed only by organizations that granted more than $5,000 to a recipient, so most filers have none.

Grants received

No itemized grant names this organization as a recipient. Only grants over $5,000 are itemized, and only by filers of the full Form 990.

Other IRS files

Auto-Revocation List

Not listed. The IRS publishes this list for organizations whose exemption was automatically revoked for failing to file for three consecutive years.

Publication 78

Not present in the most recent drop.

These are two separate IRS files on two separate schedules, shown as published and not reconciled with each other. Neither is a statement about whether a contribution is deductible today: 19,245 organizations appear in Publication 78 while the IRS's own revocation file lists them as currently revoked, more than half of those revoked before 2019. Absence from Publication 78 is evidence of nothing, and presence is not evidence either. Verify current status with the IRS before relying on it.

What this page reflects

The registration facts above come from the IRS Business Master File published 13 October 2026 and read 1 November 2026, for every organization at once. Returns through tax year 2024, the newest we have parsed for this organization.