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Together Credit Union

EIN 43-0160998 Saint Louis, MO

Browse the largest nonprofits in Missouri

Revenue 2024
$158,756,041
Expenses 2024
$152,262,812

Program services were 100.0% of total expenses calculated — Part IX's program-services column over total expenses, both as filed.

As filed

Subsection
14
Street
423 Lynch Street

These codes are the IRS's own and are shown exactly as filed. What each one means is in the Business Master File documentation (opens in a new tab).

Mission and programs · 2024

Mission

All activities pertain to a state-chartered credit union that provides deposit and lending services to its membership which approximates 142,000

Activities or mission (Part I)

All activities pertain to a state chartered credit union that provides deposit and lending services to its membership which approximates 142,000

  • Loans to members

    Expenses $102,901,567 · Revenue $107,289,792

  • Service fees

    Expenses $26,696,958 · Revenue $27,835,447

  • Investments

    Expenses $22,664,287 · Revenue $23,630,802

As filed on the 2024 return.

Officers and directors · 2024

As listed in Part VII of the 2024 return, in the order the filer printed them. Each return names its own; this is not a roster the organization keeps with us.

  • R McKay

    President/CEO

    Total calculated
    $1,715,276
    From this org
    $727,056
    From related orgs
    $0
    Other
    $988,220
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $705,902
    Bonus
    $0
    Other
    $21,155
    Deferred
    $966,722
    Nontaxable benefits
    $21,498
    Filer's total
    $1,715,277
  • M Dougherty

    CLO

    Total calculated
    $544,185
    From this org
    $344,726
    From related orgs
    $0
    Other
    $199,459
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $291,924
    Bonus
    $40,000
    Other
    $12,803
    Deferred
    $177,062
    Nontaxable benefits
    $22,396
    Filer's total
    $544,185
  • D Wyatt

    CIO

    Total calculated
    $428,842
    From this org
    $397,987
    From related orgs
    $0
    Other
    $30,855
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $328,740
    Bonus
    $60,000
    Other
    $9,247
    Deferred
    $21,596
    Nontaxable benefits
    $9,258
    Filer's total
    $428,841
  • C Trunko

    CPO

    Total calculated
    $422,971
    From this org
    $412,723
    From related orgs
    $0
    Other
    $10,248
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $298,444
    Bonus
    $45,000
    Other
    $69,279
    Deferred
    $6,837
    Nontaxable benefits
    $3,411
    Filer's total
    $422,971
  • E Belshe

    Chief Admin & Legal Officer

    Total calculated
    $409,041
    From this org
    $389,040
    From related orgs
    $0
    Other
    $20,001
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $327,000
    Bonus
    $54,000
    Other
    $8,040
    Deferred
    $19,693
    Nontaxable benefits
    $308
    Filer's total
    $409,041
  • T Kraus

    COO

    Total calculated
    $401,601
    From this org
    $347,182
    From related orgs
    $0
    Other
    $54,419
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $296,235
    Bonus
    $40,000
    Other
    $10,947
    Deferred
    $20,652
    Nontaxable benefits
    $33,767
    Filer's total
    $401,601
  • L Skube

    CFO

    Total calculated
    $322,731
    From this org
    $301,955
    From related orgs
    $0
    Other
    $20,776
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $251,223
    Bonus
    $30,000
    Other
    $20,731
    Deferred
    $17,576
    Nontaxable benefits
    $3,200
    Filer's total
    $322,730
  • J Moran

    VP

    Total calculated
    $309,394
    From this org
    $253,484
    From related orgs
    $0
    Other
    $55,910
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $225,067
    Bonus
    $21,000
    Other
    $7,417
    Deferred
    $25,343
    Nontaxable benefits
    $30,567
    Filer's total
    $309,394
  • J Cromer

    VP

    Total calculated
    $287,287
    From this org
    $263,004
    From related orgs
    $0
    Other
    $24,283
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $211,936
    Bonus
    $48,250
    Other
    $2,818
    Deferred
    $14,974
    Nontaxable benefits
    $9,310
    Filer's total
    $287,288
  • N Scudieri

    VP

    Total calculated
    $278,193
    From this org
    $233,423
    From related orgs
    $0
    Other
    $44,770
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $208,955
    Bonus
    $23,000
    Other
    $1,468
    Deferred
    $14,203
    Nontaxable benefits
    $30,567
    Filer's total
    $278,193
  • K Kunze

    VP

    Total calculated
    $262,983
    From this org
    $219,046
    From related orgs
    $0
    Other
    $43,937
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $199,089
    Bonus
    $19,000
    Other
    $957
    Deferred
    $13,371
    Nontaxable benefits
    $30,567
    Filer's total
    $262,984
  • P Sheahan

    VP

    Total calculated
    $261,538
    From this org
    $225,119
    From related orgs
    $0
    Other
    $36,419
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $205,319
    Bonus
    $17,500
    Other
    $2,300
    Deferred
    $13,717
    Nontaxable benefits
    $22,701
    Filer's total
    $261,537
  • M Imo-Moffitt

    MLO

    Total calculated
    $253,230
    From this org
    $209,874
    From related orgs
    $0
    Other
    $43,356
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $22,138
    Bonus
    $187,255
    Other
    $482
    Deferred
    $12,799
    Nontaxable benefits
    $30,557
    Filer's total
    $253,231
  • J Criswell

    VP

    Total calculated
    $250,754
    From this org
    $207,485
    From related orgs
    $0
    Other
    $43,269
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $192,934
    Bonus
    $14,000
    Other
    $550
    Deferred
    $12,702
    Nontaxable benefits
    $30,567
    Filer's total
    $250,753
  • S Mueller

    VP

    Total calculated
    $248,010
    From this org
    $206,138
    From related orgs
    $0
    Other
    $41,872
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $187,569
    Bonus
    $18,000
    Other
    $569
    Deferred
    $11,305
    Nontaxable benefits
    $30,567
    Filer's total
    $248,010
  • P Scheibal

    Director

    Total calculated
    $247,667
    From this org
    $214,391
    From related orgs
    $0
    Other
    $33,276
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $192,972
    Bonus
    $17,000
    Other
    $4,419
    Deferred
    $12,778
    Nontaxable benefits
    $20,498
    Filer's total
    $247,667
  • G Vernon

    MLO

    Total calculated
    $244,547
    From this org
    $201,682
    From related orgs
    $0
    Other
    $42,865
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $22,232
    Bonus
    $178,970
    Other
    $480
    Deferred
    $12,298
    Nontaxable benefits
    $30,567
    Filer's total
    $244,547
  • P Ricra

    Director

    Total calculated
    $244,236
    From this org
    $199,838
    From related orgs
    $0
    Other
    $44,398
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $189,050
    Bonus
    $10,200
    Other
    $589
    Deferred
    $12,330
    Nontaxable benefits
    $32,067
    Filer's total
    $244,236
  • C Lindauer

    VP

    Total calculated
    $241,793
    From this org
    $197,191
    From related orgs
    $0
    Other
    $44,602
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $177,886
    Bonus
    $17,000
    Other
    $2,305
    Deferred
    $12,130
    Nontaxable benefits
    $32,472
    Filer's total
    $241,793
  • M Thinger

    VP

    Total calculated
    $227,813
    From this org
    $210,316
    From related orgs
    $0
    Other
    $17,497
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $195,988
    Bonus
    $13,500
    Other
    $828
    Deferred
    $12,759
    Nontaxable benefits
    $4,738
    Filer's total
    $227,813
  • D Brockett

    Manager

    Total calculated
    $206,720
    From this org
    $166,331
    From related orgs
    $0
    Other
    $40,389
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $97,859
    Bonus
    $68,058
    Other
    $414
    Deferred
    $10,006
    Nontaxable benefits
    $30,383
    Filer's total
    $206,720
  • J Boyer

    VP

    Total calculated
    $196,811
    From this org
    $183,479
    From related orgs
    $0
    Other
    $13,332
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $50,667
    Bonus
    $18,000
    Other
    $114,812
    Deferred
    $3,914
    Nontaxable benefits
    $9,419
    Filer's total
    $196,812
  • C Klauke

    Assoc Board Member

    Total calculated
    $2,941
    From this org
    $2,941
    From related orgs
    $0
    Other
    $0
    Hours/week
    0
  • S Stobbs

    Board Member

    Total calculated
    $1,350
    From this org
    $1,350
    From related orgs
    $0
    Other
    $0
    Hours/week
    0
  • R Kraus

    Board Member

    Total calculated
    $1,231
    From this org
    $1,231
    From related orgs
    $0
    Other
    $0
    Hours/week
    0

The first 25 listed. Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us. Earlier years are each on their own filing page.

Filings

  • 2024
    Revenue
    $158,756,041
    Expenses
    $152,262,812
    Contributions
    $0
    Grants paid
    $0
  • 2023
    Revenue
    $135,539,350
    Expenses
    $129,554,257
    Contributions
    $0
    Grants paid
    $0
  • 2022
    Revenue
    $110,258,983
    Expenses
    $102,394,402
    Contributions
    $0
    Grants paid
    $0

The four totals the IRS asks for on Part I of the Form 990, as filed. A dash means the figure was not present on the return — not that it was zero.

Other returns filed

  • 2021 · 990

    Revenue
    $107,418,867
    Expenses
    $86,638,223
    Assets (EOY)
    $2,310,446,798
  • 2020 · 990

    Revenue
    $109,407,246
    Expenses
    $95,580,383
    Assets (EOY)
    $2,107,521,700
  • 2019 · 990

    Revenue
    $109,073,449
    Expenses
    $94,556,170
    Assets (EOY)
    $1,825,507,133
  • 2017 · 990

    Revenue
    $85,674,955
    Expenses
    $98,789,412
    Assets (EOY)
    $1,661,974,372
  • 2016 · 990

    Revenue
    $82,213,869
    Expenses
    $70,475,354
    Assets (EOY)
    $1,619,024,984
  • 2015 · 990

    Revenue
    $78,043,026
    Expenses
    $71,166,836
    Assets (EOY)
    $1,552,518,987
  • 2014 · 990

    Revenue
    $75,638,941
    Expenses
    $67,891,650
    Assets (EOY)
    $1,448,392,932
  • 2013 · 990

    Revenue
    $74,340,430
    Expenses
    $64,700,037
    Assets (EOY)
    $1,412,554,632
  • 2012 · 990

    Revenue
    not reported
    Expenses
    $66,622,340
    Assets (EOY)
    $1,395,672,429
  • 2011 · 990

    Revenue
    not reported
    Expenses
    $67,793,401
    Assets (EOY)
    $1,322,978,801

Nonprofiteer parses Forms 990, 990-EZ and 990-PF, in a window of recent tax years. These returns are recorded from the IRS e-file index, so their figures were extracted by that index rather than read from the return here — treat them as a different source from the filings above, not as more of the same record. A dash means the index carries no figure; Form 990-T listings carry none at all. Showing the 10 most recent; the API carries the rest.

Grants made

No itemized grants to organizations. Schedule I is filed only by organizations that granted more than $5,000 to a recipient, so most filers have none.

Grants received

Other IRS files

Auto-Revocation List

Not listed. The IRS publishes this list for organizations whose exemption was automatically revoked for failing to file for three consecutive years.

Publication 78

Not present in the most recent drop.

These are two separate IRS files on two separate schedules, shown as published and not reconciled with each other. Neither is a statement about whether a contribution is deductible today: 19,245 organizations appear in Publication 78 while the IRS's own revocation file lists them as currently revoked, more than half of those revoked before 2019. Absence from Publication 78 is evidence of nothing, and presence is not evidence either. Verify current status with the IRS before relying on it.

What this page reflects

The registration facts above come from the IRS Business Master File published 9 November 2026 and read 9 November 2026, for every organization at once. Returns through tax year 2024, the newest we have parsed for this organization.