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NACDC FINANCIAL SERVICES INC

EIN 27-3156259 BROWNING, MT

Revenue 2024
$7,106,482
Expenses 2024
$3,705,277

Program services were 83.5% of total expenses calculated — Part IX's program-services column over total expenses, both as filed.

As filed

Subsection
03
NTEE code
S20
Classification
1200
Street
PO BOX 3029

These codes are the IRS's own and are shown exactly as filed. What each one means is in the Business Master File documentation (opens in a new tab).

Mission and programs · 2024

Mission

Provide alternative financing opportunity for Native American entrepreneurs and small businesses in communities in and near Indian Reservations.

  • NACDC Financial Services' accomplishments during 2024: Loans closed by type: 34 Credit Building Loans ($401,194), 16 Consumer Loans ($332,825), 423 Short-term Loans ($579,643), 13 Home Loan ($1,896,579), 2 Micro Business Loans ($15,000), 10 Small Business Loans ($974,005), 6 Agricultural Loans ($94,629) and 1 Artist Loan ($5,000). We provided personalized business technical assistance and counseling to 119 business owners totaling 286 hours.

    Expenses $3,093,353 · Grants $1,545,973 · Revenue $811,417

As filed on the 2024 return.

Officers and directors · 2024

As listed in Part VII of the 2024 return, in the order the filer printed them. Each return names its own; this is not a roster the organization keeps with us.

  • Jay Marcus

    Member

    Total calculated
    $0
    Hours/week
    2

  • Luke Robinson

    Member

    Total calculated
    $0
    Hours/week
    2

  • Maria Valandra

    Member

    Total calculated
    $0
    Hours/week
    2

  • Melanie Wall

    Chair

    Total calculated
    $0
    Hours/week
    2

  • Erik Nelson

    Vice Chair

    Total calculated
    $0
    Hours/week
    2

  • Roberta Harris

    Secretary/Treasurer

    Total calculated
    $0
    Hours/week
    2

  • Andrea Main

    Executive Director

    Total calculated
    $193,116
    From this org
    $193,116
    From related orgs
    $0
    Other
    $0
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $157,920
    Bonus
    $17,640
    Other
    $17,556
    Deferred
    $0
    Nontaxable benefits
    $0
    Filer's total
    $193,116

Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us. Earlier years are each on their own filing page.

Filings

  • 2024
    Revenue
    $7,106,482
    Expenses
    $3,705,277
    Contributions
    $6,234,958
    Grants paid
    $1,545,973
  • 2023
    Revenue
    $3,947,819
    Expenses
    $2,505,758
    Contributions
    $3,268,992
    Grants paid
    $879,489
  • 2022
    Revenue
    $2,671,836
    Expenses
    $1,626,283
    Contributions
    $2,126,684
    Grants paid
    $157,650

The four totals the IRS asks for on Part I of the Form 990, as filed. A dash means the figure was not present on the return — not that it was zero.

Other returns filed

  • 2021 · 990

    Revenue
    $4,375,073
    Expenses
    $1,332,943
    Assets (EOY)
    $10,612,328

  • 2020 · 990

    Revenue
    $2,357,326
    Expenses
    $1,080,112
    Assets (EOY)
    $6,225,327

  • 2019 · 990

    Revenue
    $1,429,570
    Expenses
    $891,860
    Assets (EOY)
    $4,616,439

  • 2018 · 990

    Revenue
    $1,568,460
    Expenses
    $787,153
    Assets (EOY)
    $3,491,606

  • 2017 · 990

    Revenue
    $1,109,572
    Expenses
    $551,076
    Assets (EOY)
    $1,678,317

  • 2016 · 990

    Revenue
    $781,362
    Expenses
    $444,649
    Assets (EOY)
    $951,540

  • 2015 · 990

    Revenue
    $175,129
    Expenses
    $413,508
    Assets (EOY)
    $487,312

  • 2014 · 990

    Revenue
    $564,688
    Expenses
    $317,130
    Assets (EOY)
    $537,374

  • 2013 · 990-EZ

    Revenue
    $198,377
    Expenses
    $59,967
    Assets (EOY)
    $245,194

Nonprofiteer parses Forms 990, 990-EZ and 990-PF, in a window of recent tax years. These returns are recorded from the IRS e-file index, so their figures were extracted by that index rather than read from the return here — treat them as a different source from the filings above, not as more of the same record. A dash means the index carries no figure; Form 990-T listings carry none at all.

Form 990-N e-Postcard, tax year 2012

Tax period
1 January 2012 to 31 December 2012
Principal officer
Andrea Main
Mailing address
PO Box 3029Browning MT 59417

As filed, from the IRS e-Postcard file of 19 October 2026. The IRS publishes only each organization's most recent postcard, so earlier years are not shown. A 990-N carries no financial detail. The postcard also gives the principal officer's address, which is not shown here.

Grants made

The 10 largest by cash amount. The API serves every itemized grant.

Where these grants went next →

Grants received

The 10 largest by cash amount. The API serves every itemized grant.

Other IRS files

Auto-Revocation List

Not listed. The IRS publishes this list for organizations whose exemption was automatically revoked for failing to file for three consecutive years.

Publication 78

Listed as of 13 October 2026, under deductibility PC.

These are two separate IRS files on two separate schedules, shown as published and not reconciled with each other. Neither is a statement about whether a contribution is deductible today: 19,245 organizations appear in Publication 78 while the IRS's own revocation file lists them as currently revoked, more than half of those revoked before 2019. Absence from Publication 78 is evidence of nothing, and presence is not evidence either. Verify current status with the IRS before relying on it.

What this page reflects

The registration facts above come from the IRS Business Master File published 13 October 2026 and read 26 October 2026, for every organization at once. Returns through tax year 2024, the newest we have parsed for this organization.