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CREDIT UNIONS CHARTERED IN THE STATE OF MICHIGAN

EIN 38-1350130 DEARBORN, MI

Revenue 2024
$270,939,748
Expenses 2024
$228,057,335

Program services were 0.0% of total expenses calculated — Part IX's program-services column over total expenses, both as filed.

As filed

Subsection
14
Classification
1000
Street
400 TOWN CENTER DRIVE

These codes are the IRS's own and are shown exactly as filed. What each one means is in the Business Master File documentation (opens in a new tab).

Group exemption

A subordinate covered by the group exemption of CREDIT UNIONS CHARTERED IN THE STATE OF MICHIGAN (EIN 38-6092097). matched by us

The IRS lists each organization's group exemption number; we match a subordinate to its central organization by that number and the affiliation code the IRS assigns.

Officers and directors · 2024

As listed in Part VII of the 2024 return, in the order the filer printed them. Each return names its own; this is not a roster the organization keeps with us.

  • Brad Sova

    Financial Consultant

    Total calculated
    $1,558,279
    From this org
    $1,558,279
    From related orgs
    $0
    Other
    $0
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $1,558,279
    Bonus
    $0
    Other
    $0
    Deferred
    $36,800
    Nontaxable benefits
    $23,727
    Filer's total
    $1,618,806

  • Ryan Goldberg

    CEO

    Total calculated
    $1,401,942
    From this org
    $1,401,942
    From related orgs
    $0
    Other
    $0
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $894,567
    Bonus
    $507,375
    Other
    $0
    Deferred
    $31,050
    Nontaxable benefits
    $26,290
    Filer's total
    $1,459,282

  • John Friday

    Financial Consultant

    Total calculated
    $613,388
    From this org
    $613,388
    From related orgs
    $0
    Other
    $0
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $613,388
    Bonus
    $0
    Other
    $0
    Deferred
    $36,800
    Nontaxable benefits
    $26,290
    Filer's total
    $676,478

  • Jack Barrett

    Florida Market & Chief CL Officer

    Total calculated
    $573,223
    From this org
    $573,223
    From related orgs
    $0
    Other
    $0
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $393,223
    Bonus
    $180,000
    Other
    $0
    Deferred
    $21,235
    Nontaxable benefits
    $17,610
    Filer's total
    $612,068

  • Keri Boyd

    Chief Retail Service Officer

    Total calculated
    $554,895
    From this org
    $554,895
    From related orgs
    $0
    Other
    $0
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $369,895
    Bonus
    $185,000
    Other
    $0
    Deferred
    $54,050
    Nontaxable benefits
    $15,810
    Filer's total
    $624,755

  • John Chapel-Pearch

    CFO

    Total calculated
    $553,697
    From this org
    $553,697
    From related orgs
    $0
    Other
    $0
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $378,697
    Bonus
    $175,000
    Other
    $0
    Deferred
    $54,050
    Nontaxable benefits
    $23,727
    Filer's total
    $631,474

  • Vince Pittiglio

    CIO

    Total calculated
    $553,381
    From this org
    $553,381
    From related orgs
    $0
    Other
    $0
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $368,381
    Bonus
    $185,000
    Other
    $0
    Deferred
    $53,962
    Nontaxable benefits
    $19,071
    Filer's total
    $626,414

  • Patrick Maher

    President DFCU Financial Partners

    Total calculated
    $509,697
    From this org
    $509,697
    From related orgs
    $0
    Other
    $0
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $162,932
    Bonus
    $346,765
    Other
    $0
    Deferred
    $14,942
    Nontaxable benefits
    $23,727
    Filer's total
    $548,366

  • Louis Petrucco

    Financial Consultant

    Total calculated
    $500,301
    From this org
    $500,301
    From related orgs
    $0
    Other
    $0
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $500,301
    Bonus
    $0
    Other
    $0
    Deferred
    $30,120
    Nontaxable benefits
    $17,347
    Filer's total
    $547,768

  • Brian Mell

    Financial Consultant

    Total calculated
    $495,539
    From this org
    $495,539
    From related orgs
    $0
    Other
    $0
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $495,539
    Bonus
    $0
    Other
    $0
    Deferred
    $24,957
    Nontaxable benefits
    $18,007
    Filer's total
    $538,503

  • Matt Elsey

    Board Treasurer

    Total calculated
    $0
    Hours/week
    1

  • Keith Moss

    Board Member Vice Chair

    Total calculated
    $0
    Hours/week
    1

  • Donald Tomford

    Board Secretary

    Total calculated
    $0
    Hours/week
    1

  • Shirley Ghannam

    Board Member

    Total calculated
    $0
    Hours/week
    1

  • Margaret Dimond

    Board Member

    Total calculated
    $0
    Hours/week
    1

  • Annetta May

    Board Member

    Total calculated
    $0
    Hours/week
    1

  • John Sinelli

    Board Member

    Total calculated
    $0
    Hours/week
    1

  • Cama Cureton

    Board Member

    Total calculated
    $0
    Hours/week
    1

  • James Cowper

    Board Member Chairperson

    Total calculated
    $0
    Hours/week
    1

Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us. Earlier years are each on their own filing page.

Filings

  • 2024
    Revenue
    $270,939,748
    Expenses
    $228,057,335
    Contributions
    $0
    Grants paid
    $291,540
  • 2023
    Revenue
    $237,737,792
    Expenses
    $188,819,360
    Contributions
    $0
    Grants paid
    $334,340
  • 2022
    Revenue
    $179,964,241
    Expenses
    $130,926,227
    Contributions
    $0
    Grants paid
    $86,657

The four totals the IRS asks for on Part I of the Form 990, as filed. A dash means the figure was not present on the return — not that it was zero.

Grants made

The 10 largest by cash amount. The API serves every itemized grant.

Where these grants went next →

Grants received

No itemized grant names this organization as a recipient. Only grants over $5,000 are itemized, and only by filers of the full Form 990.

Other IRS files

Auto-Revocation List

Not listed. The IRS publishes this list for organizations whose exemption was automatically revoked for failing to file for three consecutive years.

Publication 78

Not present in the most recent drop.

These are two separate IRS files on two separate schedules, shown as published and not reconciled with each other. Neither is a statement about whether a contribution is deductible today: 19,245 organizations appear in Publication 78 while the IRS's own revocation file lists them as currently revoked, more than half of those revoked before 2019. Absence from Publication 78 is evidence of nothing, and presence is not evidence either. Verify current status with the IRS before relying on it.

What this page reflects

The IRS Business Master File ingested 5 October 2026, which is when the registration facts above were last refreshed for every organization. Returns through tax year 2024, the newest we have parsed for this organization.