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CAMBRIDGE CREDIT COUNSELING CORP

EIN 04-3337726 AGAWAM, MA

Revenue 2024
$9,033,538
Expenses 2024
$9,897,578

Program services were 69.9% of total expenses calculated — Part IX's program-services column over total expenses, both as filed.

As filed

Subsection
03
NTEE code
P51
Classification
1000
Street
67 HUNT ST STE 305

These codes are the IRS's own and are shown exactly as filed. What each one means is in the Business Master File documentation (opens in a new tab).

Officers and directors · 2024

As listed in Part VII of the 2024 return, in the order the filer printed them. Each return names its own; this is not a roster the organization keeps with us.

  • CHRISTOPHER A VIALE

    President & CEO

    Total calculated
    $313,107
    From this org
    $290,045
    From related orgs
    $0
    Other
    $23,062
    Hours/week
    39

    Schedule J breakdown matched by us

    Base
    $290,045
    Bonus
    not reported
    Other
    not reported
    Deferred
    $11,907
    Nontaxable benefits
    $11,155
    Filer's total
    $313,107

  • THOMAS HEBERT

    Treasurer

    Total calculated
    $198,829
    From this org
    $175,063
    From related orgs
    $0
    Other
    $23,766
    Hours/week
    39

    Schedule J breakdown matched by us

    Base
    $164,839
    Bonus
    $10,224
    Other
    not reported
    Deferred
    $7,313
    Nontaxable benefits
    $16,453
    Filer's total
    $198,829

  • WILLIAM SOLE

    GENERAL MANAGER

    Total calculated
    $142,545
    From this org
    $120,070
    From related orgs
    $0
    Other
    $22,475
    Hours/week
    39

  • TIMOTHY GREENMAN

    CREDIT COUNSELING

    Total calculated
    $119,300
    From this org
    $98,202
    From related orgs
    $0
    Other
    $21,098
    Hours/week
    39

  • ALFRED H COLONNA JR

    Chairman

    Total calculated
    $116,067
    From this org
    $92,428
    From related orgs
    $0
    Other
    $23,639
    Hours/week
    25

  • DAVID JUZBA JR

    HUMAN RESOURCES MG

    Total calculated
    $106,763
    From this org
    $106,071
    From related orgs
    $0
    Other
    $692
    Hours/week
    39

  • LIAM P REYNOLDS

    Director

    Total calculated
    $20,809
    From this org
    $20,500
    From related orgs
    $0
    Other
    $309
    Hours/week
    5

  • SALVATORE PIZZANELLI CPA JD

    Director

    Total calculated
    $18,309
    From this org
    $18,000
    From related orgs
    $0
    Other
    $309
    Hours/week
    5

  • JOHN DLUGOENSKI

    Director

    Total calculated
    $14,309
    From this org
    $14,000
    From related orgs
    $0
    Other
    $309
    Hours/week
    5

  • DEAN O'KEEFE

    Director

    Total calculated
    $12,809
    From this org
    $12,500
    From related orgs
    $0
    Other
    $309
    Hours/week
    5

  • JOHN D CONNOR ESQ

    Director

    Total calculated
    $12,809
    From this org
    $12,500
    From related orgs
    $0
    Other
    $309
    Hours/week
    5

  • JENNIFER CONNOLLY

    Director

    Total calculated
    $12,309
    From this org
    $12,000
    From related orgs
    $0
    Other
    $309
    Hours/week
    5

  • STEPHEN BUONICONTI ESQ

    Director

    Total calculated
    $10,309
    From this org
    $10,000
    From related orgs
    $0
    Other
    $309
    Hours/week
    5

  • JULIE QUINK CPA

    Director

    Total calculated
    $10,169
    From this org
    $10,000
    From related orgs
    $0
    Other
    $169
    Hours/week
    5

  • DAWN DISTEFANO

    Director

    Total calculated
    $8,212
    From this org
    $8,000
    From related orgs
    $0
    Other
    $212
    Hours/week
    5

  • JAMES SHERBO

    Director

    Total calculated
    $8,212
    From this org
    $8,000
    From related orgs
    $0
    Other
    $212
    Hours/week
    5

Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us. Earlier years are each on their own filing page.

Filings

  • 2024
    Revenue
    $9,033,538
    Expenses
    $9,897,578
    Contributions
    $1,245,887
    Grants paid
    $0
  • 2023
    Revenue
    $8,848,641
    Expenses
    $9,219,415
    Contributions
    $1,589,365
    Grants paid
    $0
  • 2022
    Revenue
    $9,244,287
    Expenses
    $7,883,983
    Contributions
    $2,550,122
    Grants paid
    $0

The four totals the IRS asks for on Part I of the Form 990, as filed. A dash means the figure was not present on the return — not that it was zero.

Grants made

No itemized grants to organizations. Schedule I is filed only by organizations that granted more than $5,000 to a recipient, so most filers have none.

Grants received

Other IRS files

Auto-Revocation List

Not listed. The IRS publishes this list for organizations whose exemption was automatically revoked for failing to file for three consecutive years.

Publication 78

Listed as of 10 September 2026, under deductibility PC.

These are two separate IRS files on two separate schedules, shown as published and not reconciled with each other. Neither is a statement about whether a contribution is deductible today: 19,245 organizations appear in Publication 78 while the IRS's own revocation file lists them as currently revoked, more than half of those revoked before 2019. Absence from Publication 78 is evidence of nothing, and presence is not evidence either. Verify current status with the IRS before relying on it.