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NAVIGANT CREDIT UNION

EIN 05-0125860 SMITHFIELD, RI

Revenue 2024
$204,818,900
Expenses 2024
$188,159,100

As filed

Subsection
14
NTEE code
W61
Classification
1000
Street
1005 DOUGLAS PIKE

These codes are the IRS's own and are shown exactly as filed. What each one means is in the Business Master File documentation (opens in a new tab).

Mission and programs · 2024

Mission

NAVIGANT CREDIT UNION IS MEMBER OWNED AND OPERATED. THE MISSION OF NAVIGANT CREDIT UNION IS TO IMPROVE THE FINANCIAL WELL-BEING OF ITS MEMBERS. IT DOES SO BY RESPONDING TO THE MEMBERS WITH THE VALUE THEY NEED AND THE CARING PERSONAL SERVICE THEY DESERVE. THIS IS ACCOMPLISHED BY PROVIDING COMPETITIVE LOAN AND DEPOSIT RATES AS WELL AS OTHER SERVICES TO OUR MEMBERS SEEK IN MANAGING THEIR FINANCES, DELIVERED BY A KNOWLEDGEABLE AND FRIENDLY STAFF.

Activities or mission (Part I)

THE MISSION OF NAVIGANT CREDIT UNION IS TO IMPROVE THE FINANCIAL WELL-BEING OF ITS MEMBERS.

  • THE CREDIT UNION IS A COOPERATIVE OWNED AND DIRECTED BY AND DEDICATED TO SERVING ITS MEMBERS. THE CREDIT UNION HAS 71,412 LOANS TOTALING $3,362,407,243 DUE FROM MEMBERS AND $3,361,524,850 IN 262,062 DEPOSIT ACCOUNTS FROM MEMBERS. ALSO $223,738 OF FEES WERE RECEIVED FROM MEMBERS RENTING 3,187 SAFE DEPOSIT BOXES.

As filed on the 2024 return. The filer continues this part on Schedule O, which is not shown here.

Officers and directors · 2024

As listed in Part VII of the 2024 return, in the order the filer printed them. Each return names its own; this is not a roster the organization keeps with us.

  • CATHERINE PARENTE

    DIRECTOR

    Total calculated
    $30,750
    From this org
    $30,750
    From related orgs
    $0
    Other
    $0
    Hours/week
    1

  • JOSEPH BERETTA

    DIRECTOR/CHAIRMAN

    Total calculated
    $31,350
    From this org
    $31,350
    From related orgs
    $0
    Other
    $0
    Hours/week
    1

  • ROBERT MURRAY

    DIRECTOR

    Total calculated
    $4,000
    From this org
    $4,000
    From related orgs
    $0
    Other
    $0
    Hours/week
    1

  • ROLAND R LACHAPELLE

    DIRECTOR/VICE CHAIRMAN

    Total calculated
    $23,222
    From this org
    $23,222
    From related orgs
    $0
    Other
    $0
    Hours/week
    1

  • JAMES K SALOME

    DIRECTOR

    Total calculated
    $42,650
    From this org
    $42,650
    From related orgs
    $0
    Other
    $0
    Hours/week
    1

  • GARY E FURTADO

    DIRECTOR

    Total calculated
    $54,422
    From this org
    $54,422
    From related orgs
    $0
    Other
    $0
    Hours/week
    1

  • ANN M KASHMANIAN

    DIRECTOR/SECRETARY

    Total calculated
    $0
    Hours/week
    1

  • MICHAEL RYAN

    DIRECTOR

    Total calculated
    $31,200
    From this org
    $31,200
    From related orgs
    $0
    Other
    $0
    Hours/week
    1

  • PAUL BEAUDOIN

    DIRECTOR

    Total calculated
    $37,150
    From this org
    $37,150
    From related orgs
    $0
    Other
    $0
    Hours/week
    1

  • PETER BAZIOTIS

    DIRECTOR

    Total calculated
    $31,050
    From this org
    $31,050
    From related orgs
    $0
    Other
    $0
    Hours/week
    1

  • KATHLEEN OROVITZ

    PRESIDENT/CEO

    Total calculated
    $1,043,583
    From this org
    $759,362
    From related orgs
    $0
    Other
    $284,221
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $594,944
    Bonus
    $164,418
    Other
    $0
    Deferred
    $277,396
    Nontaxable benefits
    $6,825
    Filer's total
    $1,043,583

  • LISA G DANDENEAU

    SR EVP/CASO

    Total calculated
    $641,978
    From this org
    $522,895
    From related orgs
    $0
    Other
    $119,083
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $413,551
    Bonus
    $104,344
    Other
    $5,000
    Deferred
    $103,312
    Nontaxable benefits
    $15,771
    Filer's total
    $641,978

  • JONATHAN ROBERTS

    SVP/CIO

    Total calculated
    $497,783
    From this org
    $404,034
    From related orgs
    $0
    Other
    $93,749
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $329,263
    Bonus
    $74,771
    Other
    $0
    Deferred
    $76,196
    Nontaxable benefits
    $17,553
    Filer's total
    $497,783

  • DAVID PELLEGRINO

    VP-COMPLIANCE

    Total calculated
    $404,384
    From this org
    $334,956
    From related orgs
    $0
    Other
    $69,428
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $272,501
    Bonus
    $59,562
    Other
    $2,893
    Deferred
    $65,491
    Nontaxable benefits
    $3,937
    Filer's total
    $404,384

  • DAVID DECUBELLIS

    SVP/CRO

    Total calculated
    $452,761
    From this org
    $372,064
    From related orgs
    $0
    Other
    $80,697
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $304,000
    Bonus
    $68,064
    Other
    $0
    Deferred
    $63,414
    Nontaxable benefits
    $17,283
    Filer's total
    $452,761

  • JASON M JOLIN

    EVP/CFO

    Total calculated
    $698,024
    From this org
    $603,274
    From related orgs
    $0
    Other
    $94,750
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $340,107
    Bonus
    $77,390
    Other
    $185,777
    Deferred
    $77,899
    Nontaxable benefits
    $16,851
    Filer's total
    $698,024

  • MICHAEL J MATTONE

    SVP/CRBEO

    Total calculated
    $351,186
    From this org
    $277,488
    From related orgs
    $0
    Other
    $73,698
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $226,750
    Bonus
    $50,738
    Other
    $0
    Deferred
    $56,041
    Nontaxable benefits
    $17,657
    Filer's total
    $351,186

  • LORI JORDAN

    SVP DIRECTOR OF PEOPLE & TALENT MGMT

    Total calculated
    $256,050
    From this org
    $222,767
    From related orgs
    $0
    Other
    $33,283
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $222,767
    Bonus
    $0
    Other
    $0
    Deferred
    $17,808
    Nontaxable benefits
    $15,475
    Filer's total
    $256,050

  • ROSS SILVA

    AVP BUS DEV/REGIONAL LOAN OFFICER

    Total calculated
    $276,574
    From this org
    $240,262
    From related orgs
    $0
    Other
    $36,312
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $240,262
    Bonus
    $0
    Other
    $0
    Deferred
    $19,207
    Nontaxable benefits
    $17,105
    Filer's total
    $276,574

  • JEFFREY P CASCIONE

    SVP DIRECTOR OF COMMERCIAL BANKING

    Total calculated
    $381,479
    From this org
    $321,111
    From related orgs
    $0
    Other
    $60,368
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $315,876
    Bonus
    $0
    Other
    $5,235
    Deferred
    $55,326
    Nontaxable benefits
    $5,042
    Filer's total
    $381,479

  • LEONARDA CONTI

    AVP MORTGAGE LOAN OFFICER

    Total calculated
    $221,580
    From this org
    $198,076
    From related orgs
    $0
    Other
    $23,504
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $198,076
    Bonus
    $0
    Other
    $0
    Deferred
    $15,827
    Nontaxable benefits
    $7,677
    Filer's total
    $221,580

  • FREDDIE C ALMEIDA

    VP RESIDENTIAL MORTGAGE ORIGINATIONS MANAGER

    Total calculated
    $294,944
    From this org
    $258,775
    From related orgs
    $0
    Other
    $36,169
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $258,775
    Bonus
    $0
    Other
    $0
    Deferred
    $19,287
    Nontaxable benefits
    $16,882
    Filer's total
    $294,944

Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us. Earlier years are each on their own filing page.

Filings

  • 2024
    Revenue
    $204,818,900
    Expenses
    $188,159,100
    Contributions
    $0
    Grants paid
    $1,287,569
  • 2023
    Revenue
    $175,197,292
    Expenses
    $154,270,688
    Contributions
    $0
    Grants paid
    $1,225,898
  • 2022
    Revenue
    $130,542,626
    Expenses
    $96,880,404
    Contributions
    $0
    Grants paid
    $1,602,393

The four totals the IRS asks for on Part I of the Form 990, as filed. A dash means the figure was not present on the return — not that it was zero.

Other returns filed

  • 2021 · 990

    Revenue
    $116,968,150
    Expenses
    $84,961,155
    Assets (EOY)
    $3,081,655,511

  • 2020 · 990

    Revenue
    $107,632,052
    Expenses
    $90,517,304
    Assets (EOY)
    $2,701,497,948

  • 2019 · 990

    Revenue
    $106,887,466
    Expenses
    $86,605,185
    Assets (EOY)
    $2,345,509,867

  • 2018 · 990

    Revenue
    $91,588,190
    Expenses
    $71,527,210
    Assets (EOY)
    $2,187,804,095

  • 2017 · 990

    Revenue
    $75,752,593
    Expenses
    $58,924,132
    Assets (EOY)
    $1,933,532,470

  • 2016 · 990

    Revenue
    $67,874,142
    Expenses
    $53,621,574
    Assets (EOY)
    $1,790,718,272

  • 2015 · 990

    Revenue
    $59,223,981
    Expenses
    $47,598,513
    Assets (EOY)
    $1,580,996,531

  • 2014 · 990

    Revenue
    $55,292,498
    Expenses
    $48,282,875
    Assets (EOY)
    $1,511,112,011

  • 2013 · 990

    Revenue
    $53,763,565
    Expenses
    $48,119,412
    Assets (EOY)
    $1,459,041,512

  • 2012 · 990

    Revenue
    not reported
    Expenses
    $48,364,372
    Assets (EOY)
    $1,325,675,739

Nonprofiteer parses Forms 990, 990-EZ and 990-PF, in a window of recent tax years. These returns are recorded from the IRS e-file index, so their figures were extracted by that index rather than read from the return here — treat them as a different source from the filings above, not as more of the same record. A dash means the index carries no figure; Form 990-T listings carry none at all. Showing the 10 most recent; the API carries the rest.

Form 990-N e-Postcard, tax year 2009

Tax period
1 January 2009 to 31 December 2009
Principal officer
Lucienne Croteau
Mailing address
184 Fairfield AvenueWoonsocket RI 028956013

As filed, from the IRS e-Postcard file of 19 October 2026. The IRS publishes only each organization's most recent postcard, so earlier years are not shown. A 990-N carries no financial detail. The postcard also gives the principal officer's address, which is not shown here.

Grants made

The 10 largest by cash amount. The API serves every itemized grant.

Where these grants went next →

Grants received

No itemized grant names this organization as a recipient. Only grants over $5,000 are itemized, and only by filers of the full Form 990.

Related organizations

From Schedule R Part II, where a filer lists the tax-exempt organizations it is related to by control. It does not record shared board members or money.

Declared on its 2024 return

Declared as related by

Taxable family

From Schedule R Parts I, III and IV: entities that legally are the filer, and taxable partnerships, corporations and trusts it is related to. These record ownership and control, not shared board members or money.

Disregarded entities on its 2024 return

Other IRS files

Auto-Revocation List

Not listed. The IRS publishes this list for organizations whose exemption was automatically revoked for failing to file for three consecutive years.

Publication 78

Not present in the most recent drop.

These are two separate IRS files on two separate schedules, shown as published and not reconciled with each other. Neither is a statement about whether a contribution is deductible today: 19,245 organizations appear in Publication 78 while the IRS's own revocation file lists them as currently revoked, more than half of those revoked before 2019. Absence from Publication 78 is evidence of nothing, and presence is not evidence either. Verify current status with the IRS before relying on it.

What this page reflects

The registration facts above come from the IRS Business Master File published 13 October 2026 and read 26 October 2026, for every organization at once. Returns through tax year 2024, the newest we have parsed for this organization.