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VERMONT COMMUNITY LOAN FUND INC

EIN 22-2864900 MONTPELIER, VT

Revenue 2025
$3,810,297
Expenses 2025
$3,604,389

Program services were 81.6% of total expenses calculated — Part IX's program-services column over total expenses, both as filed.

As filed

Subsection
03
NTEE code
L210
Classification
1000
Street
7 SCHOOL ST

These codes are the IRS's own and are shown exactly as filed. What each one means is in the Business Master File documentation (opens in a new tab).

Officers and directors · 2025

As listed in Part VII of the 2025 return, in the order the filer printed them. Each return names its own; this is not a roster the organization keeps with us.

  • WILLIAM BELONGIA

    EXECUTIVE DI

    Total calculated
    $248,106
    From this org
    $234,863
    From related orgs
    $0
    Other
    $13,243
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $214,863
    Bonus
    $20,000
    Other
    not reported
    Deferred
    $13,243
    Nontaxable benefits
    not reported
    Filer's total
    $248,106

  • KATHERINE NELSON

    EMPLOYEE

    Total calculated
    $148,160
    From this org
    $139,676
    From related orgs
    $0
    Other
    $8,484
    Hours/week
    40

  • JAKE IDE

    EMPLOYEE

    Total calculated
    $147,766
    From this org
    $139,301
    From related orgs
    $0
    Other
    $8,465
    Hours/week
    40

  • DANIEL WINSLOW

    EMPLOYEE

    Total calculated
    $116,757
    From this org
    $109,769
    From related orgs
    $0
    Other
    $6,988
    Hours/week
    40

  • SARAH PHILLIPS

    EMPLOYEE

    Total calculated
    $116,661
    From this org
    $109,677
    From related orgs
    $0
    Other
    $6,984
    Hours/week
    40

  • DR ASMA ALI ABUNAIB

    MEMBER

    Total calculated
    $0
    Hours/week
    1

  • ARNE HAMMARLUND

    TREASURER

    Total calculated
    $0
    Hours/week
    1

  • GWEN POKALO HART

    PRESIDENT

    Total calculated
    $0
    Hours/week
    1

  • KIM KEISER

    MEMBER

    Total calculated
    $0
    Hours/week
    1

  • CHLOE LEAREY

    MEMBER

    Total calculated
    $0
    Hours/week
    1

  • MATTHEW PLASSE

    MEMBER

    Total calculated
    $0
    Hours/week
    1

  • LORENA NEIRONI ROSSI

    MEMBER

    Total calculated
    $0

  • JANET SPITLER

    MEMBER

    Total calculated
    $0
    Hours/week
    1

  • STEPHANIE WERNHOFF

    VICE PRESIDE

    Total calculated
    $0
    Hours/week
    1

  • MICHAEL THOMPSON

    SECRETARY

    Total calculated
    $0
    Hours/week
    1

Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us. Earlier years are each on their own filing page.

Filings

  • 2025
    Revenue
    $3,810,297
    Expenses
    $3,604,389
    Contributions
    $844,035
    Grants paid
    $0
  • 2024
    Revenue
    $3,729,488
    Expenses
    $3,186,578
    Contributions
    $1,022,337
    Grants paid
    $0
  • 2023
    Revenue
    $3,257,007
    Expenses
    $3,155,260
    Contributions
    $813,902
    Grants paid
    $0
  • 2022
    Revenue
    $3,049,200
    Expenses
    $2,677,781
    Contributions
    $1,276,536
    Grants paid
    $56,850

The four totals the IRS asks for on Part I of the Form 990, as filed. A dash means the figure was not present on the return — not that it was zero.

Other returns filed

  • 2021 · 990

    Revenue
    $6,288,284
    Expenses
    $2,856,645
    Assets (EOY)
    $52,195,414

  • 2020 · 990

    Revenue
    $3,862,126
    Expenses
    $2,599,572
    Assets (EOY)
    $46,833,767

  • 2019 · 990

    Revenue
    $2,822,425
    Expenses
    $2,796,955
    Assets (EOY)
    $43,152,918

  • 2018 · 990

    Revenue
    $4,712,860
    Expenses
    $3,029,008
    Assets (EOY)
    $41,660,713

  • 2017 · 990

    Revenue
    $2,867,758
    Expenses
    $2,824,846
    Assets (EOY)
    $39,249,533

  • 2016 · 990

    Revenue
    $3,665,706
    Expenses
    $2,766,283
    Assets (EOY)
    $38,085,836

  • 2015 · 990

    Revenue
    $4,054,895
    Expenses
    $2,719,459
    Assets (EOY)
    $35,748,281

  • 2014 · 990

    Revenue
    $3,512,946
    Expenses
    $2,750,441
    Assets (EOY)
    $33,258,079

  • 2013 · 990

    Revenue
    $2,701,525
    Expenses
    $2,816,728
    Assets (EOY)
    $30,740,877

  • 2012 · 990

    Revenue
    not reported
    Expenses
    $2,821,462
    Assets (EOY)
    $29,284,339

Nonprofiteer parses Forms 990, 990-EZ and 990-PF, in a window of recent tax years. These returns are recorded from the IRS e-file index, so their figures were extracted by that index rather than read from the return here — treat them as a different source from the filings above, not as more of the same record. A dash means the index carries no figure; Form 990-T listings carry none at all. Showing the 10 most recent; the API carries the rest.

Grants made

Where these grants went next →

Grants received

The 10 largest by cash amount. The API serves every itemized grant.

Other IRS files

Auto-Revocation List

Not listed. The IRS publishes this list for organizations whose exemption was automatically revoked for failing to file for three consecutive years.

Publication 78

Listed as of 13 October 2026, under deductibility PC.

These are two separate IRS files on two separate schedules, shown as published and not reconciled with each other. Neither is a statement about whether a contribution is deductible today: 19,245 organizations appear in Publication 78 while the IRS's own revocation file lists them as currently revoked, more than half of those revoked before 2019. Absence from Publication 78 is evidence of nothing, and presence is not evidence either. Verify current status with the IRS before relying on it.

What this page reflects

The registration facts above come from the IRS Business Master File published 13 October 2026 and read 23 October 2026, for every organization at once. Returns through tax year 2025, the newest we have parsed for this organization.