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RUSHMORE CONSUMER CREDIT RESOURCE CENTER

EIN 23-7364664 RAPID CITY, SD

Revenue 2025
$403,672
Expenses 2025
$387,464

Program services were 83.8% of total expenses calculated — Part IX's program-services column over total expenses, both as filed.

As filed

Subsection
03
NTEE code
P51
Classification
1000
Street
2310 N MAPLE AVE

These codes are the IRS's own and are shown exactly as filed. What each one means is in the Business Master File documentation (opens in a new tab).

Group exemption

A subordinate covered by the group exemption of NATIONAL FOUNDATION FOR CREDIT COUNSELING INC (EIN 53-0132493). matched by us

The IRS lists each organization's group exemption number; we match a subordinate to its central organization by that number and the affiliation code the IRS assigns.

Mission and programs · 2025

Mission

TO PROVIDE UNDERSERVED INDIVIDUALS AND FAMILIES WITH TRAINING, COUNSELING, AND FINANCIAL LITERACY. CREATING A BRIGHTER FINANCIAL FUTURE FOR ALL PEOPLE.

  • CONSUMER CREDIT COUNSELING SERVICE OF THE BLACK HILS PROVIDES COMPREHENSIVE FINANCIAL AND HOUSING COUNSELING AT NO CHARGE. HOUSING SERVICES INCLUDE: HOMELESS ASSISTANCE, RENTAL TOPICS, PREPURCHASE/HOMEBUYING, HOME MAINTENANCE AND FINANCIAL MANAGEMENT NON-DELINQUENT POST PURCHASE, AND RESOLVING OR PREVENTING MORTGAGE DELINQUENCY OF DEFAULT. A CERTIFIED CONSUMER CREDIT COUNSELOR MEETS WITH AN INDIVIDUAL OR FAMILY FOR 2 HOURS. THE CONTENT OF THE COUNSELING IS TAILORED TO FIT EACH INDIVIDUAL CLIENT, AS EACH SITUATION AND NEEDS ARE DIFFERENT. THE ACTION PLAN INCLUDES ISSUES AND CAUSES, INFORMATION ON THE CLIENTS INDIVIDUAL CIRCUMSTANCES, THE CLIENTS SHORT AND LONG-TERM GOALS, AND ACTION STEPS TO INCLUDE OPTIONS, SUGGESTIONS, AND REFERRALS TO OTHER SERVICES OR ORGANIZATIONS IF WE CANNOT PROVIDE THESE NEEDED SERVICES. WE PROVIDED HOUSING AND FINANCIAL COUNSELING FOR 440 HOUSEHOLDS AND DMP CLIENTS. FOR SOME INSOLVENT INDIVIDUALS AND FAMILIES, THE FINANCIAL ASSESSMENT REVEALS THAT A DEBT MANAGEMENT PROGRAM IS A VIABLE OPTION THAT MAY HELP THEM MANAGE THEIR FINANCES AND REPAY THEIR DEBTS. OUR DEBT MANAGEMENT CLIENTS REPAID OVER 480,082.

    Expenses $296,189 · Grants $270 · Revenue $44,193

  • THE AMERICAN CENTER FOR CREDIT EDUCATION DEVELOPS AND PUBLISHES FINANCIAL EDUCATION PROGRAMS INCLUDING CREDIT WHEN CREDIT IS DUE, MAKE YOUR MOVE: A GUIDE TO HOMEOWNERSHIP, MONEY IN MOTION, START RIGHT: BUILD YOUR OWN BUSINESS, REBUILDING YOUR CREDIT, AND THE TEN STEPS TO BUYING A CAR. WE ALSO DISTRIBUTE THESE PROGRAMS NATIONWIDE TO NON-PROFIT CREDIT COUNSELING AGENCIES, HOUSING COUNSELING AGENCIES, AND COMMUNITY ACTION AGENCIES. WE HAVE DISTRIBUTED 1,941,706 FINANCIAL LITERACY PROGRAMS. LOCALLY, WE ARE DEEPLY COMMITTED TO PROMOTING FINANCIAL LITERACY TO THE UNDERSERVED POPULATIONS WITHIN OUR COMMUNITIES. OUR APPROACH PRIORITIZES BREAKING BARRIERS TO ACCESS AND MEETING INDIVIDUALS WHERE THEY ARE WITH TARGETED PARTNERSHIPS AND PROGRAMS: WE REACH INDIVIDUALS AND FAMILIES OFTEN OVERLOOKED BY MAINSTREAM SERVICES. WE COLLABORATE WITH ONEHEART, CORNERSTONE WOMENS APARTMENTS, THE VA, AND VOLUNTEERS OF AMERICA, TO ENSURE PEOPLE EXPERIENCING HOMELESSNESS RECEIVE THE COUNSELING AND EDUCATION THEY NEED. RECOGNIZING THE DIVERSITY OF CHALLENGES FACED BY INDIVIDUALS, WE ADDRESS THE NEEDS OF THOSE STRUGGLING WITH ADDICTION PARTNERING WITH LSS, AND NORTHERN HILLS DRUG COURT. SIMILARLY, WE SUPPORT AT- RISK YOUTH THROUGH JOB CORPS AND FAMILY CONNECTIONS, AND SINGLE PARENTS THROUGH CATHOLIC SOCIAL SERVICES UPLIFTING PARENTS PROGRAM. INCLUSION FOR MARGINALIZED GROUPS: OUR WORK EXTENDS TO INCARCERATED INDIVIDUALS THROUGH PARTNERSHIPS WITH PENNINGTON COUNTY JAIL, THE RAPID CITY WORK CENTER, THE PENNINGTON COUNTY JUVENILE SERVICE CENTER, AND THE WOMENS PRISON, HELPING THEM REINTEGRATE INTO SOCIETY WITH BETTER TOOLS AND RESOURCES. WE WORK WITH ELLSWORTH AIR FORCE BASE AND THE DEPARTMENT OF LABORS TANF PROGRAM TO SERVE WORKING FAMILIES, MILITARY PERSONNEL, AND THOSE FACING ECONOMIC HARDSHIP. BUILDING INTENTIONAL PARTNERSHIPS AND TAILORING OUR SERVICES TO MEET THE UNIQUE NEEDS OF THESE POPULATIONS, WE STRIVE TO FOSTER A SENSE OF BELONGING, EMPOWERMENT, AND OPPORTUNITY FOR ALL. IN 2025, LOCALLY WE REACHED 961 INDIVIDUALS WITH CLASSES AND 574 WITH ONLINE PROGRAMS.

    Expenses $28,326 · Revenue $77,694

As filed on the 2025 return. The filer continues this part on Schedule O, which is not shown here.

Officers and directors · 2025

As listed in Part VII of the 2025 return, in the order the filer printed them. Each return names its own; this is not a roster the organization keeps with us.

  • THOMAS MAREINA

    EXECUTIVE DI

    Total calculated
    $64,055
    From this org
    $62,700
    From related orgs
    $0
    Other
    $1,355
    Hours/week
    47.5

  • BONNIE SPAIN

    ASSISTANT DI

    Total calculated
    $61,848
    From this org
    $60,523
    From related orgs
    $0
    Other
    $1,325
    Hours/week
    20

  • DEEANN M DIETRICH

    CHAIRWOMAN

    Total calculated
    $0
    Hours/week
    2

  • CAROLYN A TEIGEN

    VICE CHAIRWO

    Total calculated
    $0
    Hours/week
    2

  • MELISSA K MONTGOMERY

    TREASURER

    Total calculated
    $0
    Hours/week
    2

  • KATHERINE DENISON

    SECRETARY

    Total calculated
    $0
    Hours/week
    2

  • ELTON J FINCK

    BOARD MEMBER

    Total calculated
    $0
    Hours/week
    1

  • CURTIS S JENSEN

    BOARD MEMBER

    Total calculated
    $0
    Hours/week
    1

  • RICK S KAHLER

    BOARD MEMBER

    Total calculated
    $0
    Hours/week
    1

  • DAPHNE G PEREZ

    BOARD MEMBER

    Total calculated
    $0
    Hours/week
    1

  • TINA M RAWSTERN

    BOARD MEMBER

    Total calculated
    $0
    Hours/week
    1

  • AMY R THOMPSON

    BOARD MEMBER

    Total calculated
    $0
    Hours/week
    1

  • COREY R WEBER

    BOARD MEMBER

    Total calculated
    $0
    Hours/week
    1

  • STEVE GEISE

    BOARD MEMBER

    Total calculated
    $0
    Hours/week
    1

Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. Earlier years are each on their own filing page.

Filings

  • 2025
    Revenue
    $403,672
    Expenses
    $387,464
    Contributions
    $230,532
    Grants paid
    $270
  • 2024
    Revenue
    $861,678
    Expenses
    $351,940
    Contributions
    $226,358
    Grants paid
    $540
  • 2023
    Revenue
    $348,125
    Expenses
    $353,524
    Contributions
    $203,717
    Grants paid
    $0
  • 2022
    Revenue
    $326,130
    Expenses
    $344,221
    Contributions
    $177,242
    Grants paid
    $5,400

The four totals the IRS asks for on Part I of the Form 990, as filed. A dash means the figure was not present on the return — not that it was zero.

Other returns filed

  • 2021 · 990

    Revenue
    $416,877
    Expenses
    $487,141
    Assets (EOY)
    $1,176,938

  • 2020 · 990

    Revenue
    $507,022
    Expenses
    $528,040
    Assets (EOY)
    $1,273,131

  • 2019 · 990

    Revenue
    $672,497
    Expenses
    $614,982
    Assets (EOY)
    $1,321,170

  • 2018 · 990

    Revenue
    $580,809
    Expenses
    $611,129
    Assets (EOY)
    $1,252,417

  • 2017 · 990

    Revenue
    $552,499
    Expenses
    $589,046
    Assets (EOY)
    $1,288,142

  • 2016 · 990

    Revenue
    $537,356
    Expenses
    $656,015
    Assets (EOY)
    $1,348,558

  • 2015 · 990

    Revenue
    $584,699
    Expenses
    $645,187
    Assets (EOY)
    $1,475,864

  • 2014 · 990

    Revenue
    $584,503
    Expenses
    $644,895
    Assets (EOY)
    $1,521,897

  • 2013 · 990

    Revenue
    $723,292
    Expenses
    $787,719
    Assets (EOY)
    $1,607,658

  • 2012 · 990

    Revenue
    not reported
    Expenses
    $881,074
    Assets (EOY)
    $1,685,632

Nonprofiteer parses Forms 990, 990-EZ and 990-PF, in a window of recent tax years. These returns are recorded from the IRS e-file index, so their figures were extracted by that index rather than read from the return here — treat them as a different source from the filings above, not as more of the same record. A dash means the index carries no figure; Form 990-T listings carry none at all. Showing the 10 most recent; the API carries the rest.

Grants made

No itemized grants to organizations. Schedule I is filed only by organizations that granted more than $5,000 to a recipient, so most filers have none.

Grants received

Other IRS files

Auto-Revocation List

Not listed. The IRS publishes this list for organizations whose exemption was automatically revoked for failing to file for three consecutive years.

Publication 78

Not present in the most recent drop.

These are two separate IRS files on two separate schedules, shown as published and not reconciled with each other. Neither is a statement about whether a contribution is deductible today: 19,245 organizations appear in Publication 78 while the IRS's own revocation file lists them as currently revoked, more than half of those revoked before 2019. Absence from Publication 78 is evidence of nothing, and presence is not evidence either. Verify current status with the IRS before relying on it.

What this page reflects

The registration facts above come from the IRS Business Master File published 13 October 2026 and read 26 October 2026, for every organization at once. Returns through tax year 2025, the newest we have parsed for this organization.