- Revenue 2024
- $11,246,874
- Expenses 2024
- $11,507,338
Program services were 96.9% of total expenses calculated — Part IX's program-services column over total expenses, both as filed.
As filed
- Subsection
- 03
- NTEE code
- P51
- Classification
- 1000
- Street
- 36500 CORPORATE DR
These codes are the IRS's own and are shown exactly as filed. What each one means is in the Business Master File documentation (opens in a new tab).
Officers and directors · 2024
As listed in Part VII of the 2024 return, in the order the filer printed them. Each return names its own; this is not a roster the organization keeps with us.
-
CAREY PACHLA
CHAIR
- Total calculated
- $0
- Hours/week
- 1 + 2 related
-
MICHELLE GREENE
VICE-CHAIR
- Total calculated
- $0
- Hours/week
- 1 + 2 related
-
ANTHONY ZAMBELLI
TREASURER
- Total calculated
- $0
- Hours/week
- 1 + 1 related
-
JOSHUA SLEDGE
SECRETARY
- Total calculated
- $0
- Hours/week
- 1 + 1 related
-
JOHN FIRTH
DIRECTOR
- Total calculated
- $0
- Hours/week
- 1 + 1 related
-
BRUCE GOTTSCHALL
DIRECTOR
- Total calculated
- $0
- Hours/week
- 1 + 1 related
-
JOE LAFEIR
DIRECTOR
- Total calculated
- $0
- Hours/week
- 1 + 1 related
-
WILLIAMS RICHARDS
DIRECTOR
- Total calculated
- $0
- Hours/week
- 1 + 1 related
-
SHAWN STEWART
DIRECTOR
- Total calculated
- $0
- Hours/week
- 1 + 1 related
-
JANE SYDLOWSKI
DIRECTOR
- Total calculated
- $0
- Hours/week
- 1 + 2 related
-
KRISTEN HOLT
PRESIDENT & CEO
- Total calculated
- $519,626
- From this org
- $0
- From related orgs
- $474,384
- Other
- $45,242
- Hours/week
- 2 + 38 related
Schedule J breakdown matched by us
- Base
- $0 + $374,437 related
- Bonus
- $0 + $90,449 related
- Other
- $0 + $9,498 related
- Deferred
- $0 + $17,250 related
- Nontaxable benefits
- $0 + $27,992 related
- Filer's total
- $0 + $519,626 related
-
MICHAEL SHINKONIS
CFO (BEGAN SERVICE 08/2024)
- Total calculated
- $224,879
- From this org
- $0
- From related orgs
- $187,083
- Other
- $37,796
- Hours/week
- 2 + 38 related
Schedule J breakdown matched by us
- Base
- $0 + $172,745 related
- Bonus
- $0 + $14,011 related
- Other
- $0 + $327 related
- Deferred
- $0 + $9,804 related
- Nontaxable benefits
- $0 + $27,992 related
- Filer's total
- $0 + $224,879 related
-
RICHARD T HOLLIS
CFO (SERVED UNTIL 09/2024)
- Total calculated
- $276,899
- From this org
- $0
- From related orgs
- $265,414
- Other
- $11,485
- Hours/week
- 5 + 35 related
Schedule J breakdown matched by us
- Base
- $0 + $161,111 related
- Bonus
- $0 + $47,790 related
- Other
- $0 + $56,513 related
- Deferred
- $0 + $11,485 related
- Nontaxable benefits
- $0
- Filer's total
- $0 + $276,899 related
-
SIREESHA MANDAVA
CIO
- Total calculated
- $363,878
- From this org
- $0
- From related orgs
- $325,435
- Other
- $38,443
- Hours/week
- 2 + 38 related
Schedule J breakdown matched by us
- Base
- $0 + $264,585 related
- Bonus
- $0 + $60,298 related
- Other
- $0 + $552 related
- Deferred
- $0 + $16,359 related
- Nontaxable benefits
- $0 + $22,084 related
- Filer's total
- $0 + $363,878 related
-
RICHARD BIALOBRZESKI
CHIEF BUSINESS DEVELOPMENT OFFICER
- Total calculated
- $304,655
- From this org
- $0
- From related orgs
- $263,194
- Other
- $41,461
- Hours/week
- 3 + 37 related
Schedule J breakdown matched by us
- Base
- $0 + $204,741 related
- Bonus
- $0 + $48,875 related
- Other
- $0 + $9,578 related
- Deferred
- $0 + $13,601 related
- Nontaxable benefits
- $0 + $27,860 related
- Filer's total
- $0 + $304,655 related
-
JENNIFER FRASER
DIRECTOR OF STAKEHOLDER ENGAGEMENT
- Total calculated
- $246,565
- From this org
- $0
- From related orgs
- $188,986
- Other
- $57,579
- Hours/week
- 20 + 20 related
Schedule J breakdown matched by us
- Base
- $0 + $171,663 related
- Bonus
- $0 + $16,840 related
- Other
- $0 + $483 related
- Deferred
- $0 + $9,853 related
- Nontaxable benefits
- $0 + $47,726 related
- Filer's total
- $0 + $246,565 related
-
LEO G HOPPER
DIRECTOR OF INFORMATION SECURITY
- Total calculated
- $212,549
- From this org
- $0
- From related orgs
- $161,521
- Other
- $51,028
- Hours/week
- 8 + 32 related
Schedule J breakdown matched by us
- Base
- $0 + $148,981 related
- Bonus
- $0 + $11,602 related
- Other
- $0 + $938 related
- Deferred
- $0 + $8,513 related
- Nontaxable benefits
- $0 + $42,515 related
- Filer's total
- $0 + $212,549 related
-
KARL WYATT
DIRECTOR OF IT OPERATIONS
- Total calculated
- $197,812
- From this org
- $0
- From related orgs
- $147,024
- Other
- $50,788
- Hours/week
- 2 + 38 related
Schedule J breakdown matched by us
- Base
- $0 + $136,353 related
- Bonus
- $0 + $10,453 related
- Other
- $0 + $218 related
- Deferred
- $0 + $8,273 related
- Nontaxable benefits
- $0 + $42,515 related
- Filer's total
- $0 + $197,812 related
Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us. Earlier years are each on their own filing page.
Filings
-
2024
- Revenue
- $11,246,874
- Expenses
- $11,507,338
- Contributions
- $0
- Grants paid
- $0
-
2023
- Revenue
- $14,063,939
- Expenses
- $13,663,982
- Contributions
- $120,000
- Grants paid
- $0
-
2022
- Revenue
- $10,640,592
- Expenses
- $10,256,218
- Contributions
- $440,000
- Grants paid
- $0
The four totals the IRS asks for on Part I of the Form 990, as filed. A dash means the figure was not present on the return — not that it was zero.
Grants made
No itemized grants to organizations. Schedule I is filed only by organizations that granted more than $5,000 to a recipient, so most filers have none.
Grants received
No itemized grant names this organization as a recipient. Only grants over $5,000 are itemized, and only by filers of the full Form 990.
Related organizations
From Schedule R Part II, where a filer lists the tax-exempt organizations it is related to by control. It does not record shared board members or money.
Declared on its 2024 return
-
501(C)(3) · COUNSELING · MI · controlled entity
-
501(C)(3) · DEBT RESTRUCTURING, FINANCIAL EDUCATION, TAX RETURN PREPARATION · MT
-
501(C)(3) · HOUSING, FINANCIAL EDUCATION · PA
-
501(C)(3) · FINANCIAL CONSULTING SERVICES · PR
-
501(C)(3) · PRODUCT DEVELOPMENT FOR UNDERSERVED POPULATIONS AND NONPROFIT · MI
Declared as related by
-
CONSUMER CREDIT COUNSELING INC
On its 2024 return
-
On its 2024 return
-
On its 2024 return as a controlled entity
-
On its 2024 return
-
CONSUMER CREDIT COUNSELING SERVICE OF DELAWARE VALLEY
On its 2024 return
Other IRS files
Auto-Revocation List
Not listed. The IRS publishes this list for organizations whose exemption was automatically revoked for failing to file for three consecutive years.
Publication 78
Listed as of 10 September 2026, under deductibility PC.
These are two separate IRS files on two separate schedules, shown as published and not reconciled with each other. Neither is a statement about whether a contribution is deductible today: 19,245 organizations appear in Publication 78 while the IRS's own revocation file lists them as currently revoked, more than half of those revoked before 2019. Absence from Publication 78 is evidence of nothing, and presence is not evidence either. Verify current status with the IRS before relying on it.