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ACCESS TO CAPITAL FOR ENTREPRENEURS INC

EIN 58-2383669 CLEVELAND, GA

Revenue 2024
$25,034,907
Expenses 2024
$15,384,994

Program services were 78.7% of total expenses calculated — Part IX's program-services column over total expenses, both as filed.

As filed

Subsection
03
NTEE code
S30
Classification
1000
Street
3173 US 129 N

These codes are the IRS's own and are shown exactly as filed. What each one means is in the Business Master File documentation (opens in a new tab).

Officers and directors · 2024

As listed in Part VII of the 2024 return, in the order the filer printed them. Each return names its own; this is not a roster the organization keeps with us.

  • BILL ZAWROTNY

    BOARD CHAIR

    Total calculated
    $0
    Hours/week
    5

  • SIBYL SLADE

    VICE CHAIR

    Total calculated
    $0
    Hours/week
    5

  • GRACE LOPEZ-WILLIAMS

    TREASURER & FINANCE COMMITTEE CHAIR

    Total calculated
    $0
    Hours/week
    5

  • DALE ROYAL

    SECRETARY

    Total calculated
    $0
    Hours/week
    5

  • MIGUEL ALANDETE

    BOARD MEMBER & LOAN COMMITTEE CHAIR

    Total calculated
    $0
    Hours/week
    5

  • MATT BOZZELLI

    IMMEDIATE PAST BOARD CHAIR

    Total calculated
    $0
    Hours/week
    5

  • MARY KEPLER

    BOARD MEMBER

    Total calculated
    $0
    Hours/week
    5

  • MARVIN LIM

    BOARD MEMBER

    Total calculated
    $0
    Hours/week
    5

  • HOLLIS LINGINFLETER

    BOARD MEMBER & INVESTMENT COMM.CHAIR

    Total calculated
    $0
    Hours/week
    5

  • STEPHANIE MARTIN

    BOARD MEMBER

    Total calculated
    $0
    Hours/week
    5

  • CARLOS MATA

    BOARD MEMBER

    Total calculated
    $0
    Hours/week
    5

  • CANDY MOORE

    BOARD MEMBER

    Total calculated
    $0
    Hours/week
    5

  • COURTNEY SMITH

    BOARD MEMBER

    Total calculated
    $0
    Hours/week
    5

  • GRACE C FRICKS

    PRESIDENT & CEO

    Total calculated
    $550,676
    From this org
    $531,104
    From related orgs
    $0
    Other
    $19,572
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $506,104
    Bonus
    $25,000
    Other
    $0
    Deferred
    $19,279
    Nontaxable benefits
    $293
    Filer's total
    $550,676

  • BOB GALLAGHER

    CHIEF FINANCIAL OFFICER

    Total calculated
    $124,275
    From this org
    $124,275
    From related orgs
    $0
    Other
    $0
    Hours/week
    40

  • SHANON STEWART

    CHIEF CREDIT OFFICER

    Total calculated
    $226,810
    From this org
    $215,310
    From related orgs
    $0
    Other
    $11,500
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $205,310
    Bonus
    $10,000
    Other
    $0
    Deferred
    $6,324
    Nontaxable benefits
    $5,176
    Filer's total
    $226,810

  • MARTINA EDWARDS

    CHIEF OF STRATEGIC PARTNERSHIPS

    Total calculated
    $197,623
    From this org
    $175,659
    From related orgs
    $0
    Other
    $21,964
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $160,659
    Bonus
    $15,000
    Other
    $0
    Deferred
    $5,261
    Nontaxable benefits
    $16,703
    Filer's total
    $197,623

  • SANDRA HEADLEY

    VICE PRESIDENT

    Total calculated
    $183,404
    From this org
    $176,684
    From related orgs
    $0
    Other
    $6,720
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $165,284
    Bonus
    $11,400
    Other
    $0
    Deferred
    $4,896
    Nontaxable benefits
    $1,824
    Filer's total
    $183,404

  • RAYNARD CLAY

    DIRECTOR OF LENDING

    Total calculated
    $175,962
    From this org
    $169,503
    From related orgs
    $0
    Other
    $6,459
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $163,503
    Bonus
    $6,000
    Other
    $0
    Deferred
    $4,757
    Nontaxable benefits
    $1,702
    Filer's total
    $175,962

  • RAY PENNIE

    PRESIDENT OF BUSINESS DEVELOPMENT

    Total calculated
    $174,184
    From this org
    $169,294
    From related orgs
    $0
    Other
    $4,890
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $163,794
    Bonus
    $5,500
    Other
    $0
    Deferred
    $4,890
    Nontaxable benefits
    $0
    Filer's total
    $174,184

Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us. Earlier years are each on their own filing page.

Filings

  • 2024
    Revenue
    $25,034,907
    Expenses
    $15,384,994
    Contributions
    $12,825,287
    Grants paid
    $4,000
  • 2023
    Revenue
    $26,987,407
    Expenses
    $13,729,086
    Contributions
    $18,448,582
    Grants paid
    $4,000
  • 2022
    Revenue
    $13,820,713
    Expenses
    $7,021,021
    Contributions
    $9,259,677
    Grants paid
    $60,000

The four totals the IRS asks for on Part I of the Form 990, as filed. A dash means the figure was not present on the return — not that it was zero.

Grants made

No itemized grants to organizations. Schedule I is filed only by organizations that granted more than $5,000 to a recipient, so most filers have none.

Grants received

The 10 largest by cash amount. The API serves every itemized grant.

Other IRS files

Auto-Revocation List

Not listed. The IRS publishes this list for organizations whose exemption was automatically revoked for failing to file for three consecutive years.

Publication 78

Listed as of 10 September 2026, under deductibility PC.

These are two separate IRS files on two separate schedules, shown as published and not reconciled with each other. Neither is a statement about whether a contribution is deductible today: 19,245 organizations appear in Publication 78 while the IRS's own revocation file lists them as currently revoked, more than half of those revoked before 2019. Absence from Publication 78 is evidence of nothing, and presence is not evidence either. Verify current status with the IRS before relying on it.