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CREDIT UNIONS IN THE STATE OF CALIFORNIA

EIN 94-6093763 BURLINGAME, CA

Revenue 2024
$4,688,101
Expenses 2024
$4,304,148

As filed

Subsection
14
Classification
1000
Street
1860 EL CAMINO REAL STE 100

These codes are the IRS's own and are shown exactly as filed. What each one means is in the Business Master File documentation (opens in a new tab).

Group exemption

A subordinate covered by the group exemption of CREDIT UNIONS IN THE STATE OF CALIFORNIA (EIN 94-6123880). matched by us

The IRS lists each organization's group exemption number; we match a subordinate to its central organization by that number and the affiliation code the IRS assigns.

Mission and programs · 2024

Mission

A COOPERATIVE, ORGANIZED FOR THE PURPOSE OF PROMOTING THRIFT ANDSAVINGS AMONG ITS MEMBERS, CREATING A SOURCE OF CREDIT FOR THEM AT RATES OF INTEREST SET BY THE BOARD OF DIRECTORS, AND PROVIDING AN OPPORTUNITY FOR THEM TO USE AND CONTROL THEIR OWN MONEY ON A DEMOCRATIC BASIS IN ORDER TO IMPROVE THEIR ECONOMIC AND SOCIAL CONDITIONS. AS A COOPERATIVE, UPWARD CREDIT UNION CONDUCTSITS BUSINESS FOR THE MUTUAL BENEFIT AND GENERAL WELFARE OF ITSMEMBERS WITH THE EARNINGS, SAVINGS, BENEFITS, OR SERVICES OF THE CREDIT UNION BEING DISTRIBUTED TO ITS MEMBERS AS PATRONS.

Activities or mission (Part I)

A COOPERATIVE ORGANIZED FOR THE PURPOSE OF PROMOTING THRIFT AND SAVINGS AMONG ITS MEMBERS.

  • UPWARD CREDIT UNION BECAME A SHARED BRANCH AND JOINED VALERA'S SHARED BRANCH NETWORK, PROVIDING MEMBERS WITH GREATER CONVENIENCE AND FLEXIBILITY IN MANAGING THEIR ACCOUNTS.

As filed on the 2024 return. The filer continues this part on Schedule O, which is not shown here.

Officers and directors · 2024

As listed in Part VII of the 2024 return, in the order the filer printed them. Each return names its own; this is not a roster the organization keeps with us.

  • Annie Miller

    CHAIR

    Total calculated
    $0
    Hours/week
    2
  • Theodore Celentino

    VICE CHAIR

    Total calculated
    $0
    Hours/week
    2
  • Angela Davis

    TREASURER

    Total calculated
    $0
    Hours/week
    2
  • Abby Villavicencio

    SECRETARY

    Total calculated
    $0
    Hours/week
    2
  • Reed Graham

    DIRECTOR

    Total calculated
    $0
    Hours/week
    2
  • Kaylyn Dawkins

    DIRECTOR

    Total calculated
    $0
    Hours/week
    2
  • Karen Dawkins

    DIRECTOR

    Total calculated
    $0
    Hours/week
    2
  • Matthew T Ring

    DIRECTOR

    Total calculated
    $0
    Hours/week
    2
  • Ted Durkan Celentino

    DIRECTOR

    Total calculated
    $0
    Hours/week
    2
  • Theresa Chase

    SUPV CMTE CHAIR

    Total calculated
    $0
    Hours/week
    2
  • Ann Brown

    SUPV CMTE MEMBER

    Total calculated
    $0
    Hours/week
    2
  • Clarence Dickerson

    SUPV CMTE MEMBER

    Total calculated
    $0
    Hours/week
    2
  • Jason Mertz-Prickett

    PRESIDENT & CEO

    Total calculated
    $223,934
    From this org
    $211,177
    From related orgs
    $0
    Other
    $12,757
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $202,278
    Bonus
    $6,778
    Other
    $2,121
    Deferred
    $12,757
    Nontaxable benefits
    $0
    Filer's total
    $223,934
  • Anthony Chavira

    COO

    Total calculated
    $152,064
    From this org
    $146,101
    From related orgs
    $0
    Other
    $5,963
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $141,021
    Bonus
    $4,918
    Other
    $162
    Deferred
    $5,963
    Nontaxable benefits
    $0
    Filer's total
    $152,064

Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us. Earlier years are each on their own filing page.

Filings

  • 2024
    Revenue
    $4,688,101
    Expenses
    $4,304,148
    Contributions
    $0
    Grants paid
    $19,845
  • 2023
    Revenue
    $3,887,245
    Expenses
    $3,624,049
    Contributions
    $0
    Grants paid
    $0
  • 2022
    Revenue
    $3,232,601
    Expenses
    $3,071,754
    Contributions
    $0
    Grants paid
    $0

The four totals the IRS asks for on Part I of the Form 990, as filed. A dash means the figure was not present on the return — not that it was zero.

Other returns filed

  • 2021 · 990

    Revenue
    $3,082,501
    Expenses
    $2,994,704
    Assets (EOY)
    $102,007,793
  • 2020 · 990

    Revenue
    $3,345,251
    Expenses
    $3,129,191
    Assets (EOY)
    $91,742,051
  • 2019 · 990

    Revenue
    $3,742,663
    Expenses
    $3,128,222
    Assets (EOY)
    $78,999,908
  • 2018 · 990

    Revenue
    $3,879,227
    Expenses
    $2,844,974
    Assets (EOY)
    $78,857,046
  • 2017 · 990

    Revenue
    $3,141,905
    Expenses
    $2,793,766
    Assets (EOY)
    $73,307,813
  • 2015 · 990

    Revenue
    $2,672,527
    Expenses
    $2,528,828
    Assets (EOY)
    $66,399,109
  • 2014 · 990

    Revenue
    $2,848,064
    Expenses
    $2,401,624
    Assets (EOY)
    $64,834,695
  • 2013 · 990

    Revenue
    $2,297,207
    Expenses
    $2,099,137
    Assets (EOY)
    $52,759,397
  • 2012 · 990

    Revenue
    not reported
    Expenses
    $2,354,994
    Assets (EOY)
    $50,209,793
  • 2011 · 990

    Revenue
    not reported
    Expenses
    $2,120,519
    Assets (EOY)
    $48,387,304

Nonprofiteer parses Forms 990, 990-EZ and 990-PF, in a window of recent tax years. These returns are recorded from the IRS e-file index, so their figures were extracted by that index rather than read from the return here — treat them as a different source from the filings above, not as more of the same record. A dash means the index carries no figure; Form 990-T listings carry none at all. Showing the 10 most recent; the API carries the rest.

Grants made

Where these grants went next →

Grants received

Other IRS files

Auto-Revocation List

Not listed. The IRS publishes this list for organizations whose exemption was automatically revoked for failing to file for three consecutive years.

Publication 78

Not present in the most recent drop.

These are two separate IRS files on two separate schedules, shown as published and not reconciled with each other. Neither is a statement about whether a contribution is deductible today: 19,245 organizations appear in Publication 78 while the IRS's own revocation file lists them as currently revoked, more than half of those revoked before 2019. Absence from Publication 78 is evidence of nothing, and presence is not evidence either. Verify current status with the IRS before relying on it.

What this page reflects

The registration facts above come from the IRS Business Master File published 13 October 2026 and read 29 October 2026, for every organization at once. Returns through tax year 2024, the newest we have parsed for this organization.