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Nonprofiteer
← DELTA DENTAL PLAN OF INDIANA INC

Form 990 for tax year 2024

Filed by DELTA DENTAL PLAN OF INDIANA INC.

Totals

Total revenue
$174,269,210
Total expenses
$168,984,782
Contributions and grants received
$0
Grants paid
$622,027
Program service revenue
$167,138,379
Investment income
$7,128,911
Other revenue
$1,920
Total assets, end of year
$145,008,241
Total liabilities, end of year
$12,064,684
Net assets or fund balances, end of year
$132,943,557
Program services expenses (Part IX)
$159,646,092
Management and general expenses
$9,338,690
Fundraising expenses
$0
Program service expenses (Part III)
$159,646,092

Program services were 94.5% of total expenses calculated — Part IX's program-services column over total expenses, both as filed.

Line items

Every line the filer filed in Parts VIII, IX and X, as filed and in filed order. Blank columns are left out, and the lines are not forced to add up to the totals above.

Revenue

Part VIII, the statement of revenue.

  • 2a · Program service revenue: DENTAL CARE REVENUE

    total $163,256,171 · related or exempt $163,256,171

  • 2b · Program service revenue: VISION CARE REVENUE

    total $3,882,208 · unrelated business $3,882,208

  • 2f · All other program service revenue

    total $0 · related or exempt $0 · unrelated business $0 · excluded $0

  • 3 · Investment income

    total $4,171,438 · excluded $4,171,438

  • 6c · Rental income or loss

    real property $0 · personal property $0

  • 7a · Gross sales of assets other than inventory

    securities $33,069,501

  • 7b · Less cost or other basis and sales expenses

    securities $30,112,028

  • 7c · Gain or loss

    securities $2,957,473 · other assets $0

  • 7d · Net gain or loss

    total $2,957,473 · excluded $2,957,473

  • 11a · Other revenue: MISCELLANEOUS INCOME

    total $1,920 · related or exempt $1,920

  • 11d · All other revenue

    total $0 · related or exempt $0 · unrelated business $0 · excluded $0

  • 11e · Other revenue, total

    $1,920

Functional expenses

Part IX, the statement of functional expenses.

  • 1 · Grants to domestic organizations and governments

    total $622,027 · program services $622,027

  • 11b · Fees: legal

    total $32,281 · management and general $32,281

  • 11c · Fees: accounting

    total $72,683 · management and general $72,683

  • 11f · Fees: investment management

    total $389,454 · management and general $389,454

  • 11g · Fees: other

    total $137,870,169 · program services $137,686,902 · management and general $183,267 · fundraising $0

  • 13 · Office expenses

    total $248,690 · management and general $248,690

  • 14 · Information technology

    total $420 · management and general $420

  • 16 · Occupancy

    total $103,473 · management and general $103,473

  • 17 · Travel

    total $6,847 · management and general $6,847

  • 24a · Other expenses: ADMIN/OH

    total $20,749,310 · program services $13,035,831 · management and general $7,713,479

  • 24b · Other expenses: COMMISSIONS

    total $7,917,265 · program services $7,917,265

  • 24c · Other expenses: MEMBERSHIP DUES

    total $516,870 · management and general $516,870

  • 24d · Other expenses: FEDERAL TAX EXPENSE

    total $1,659 · management and general $1,659

  • 24e · All other expenses

    total $453,634 · program services $384,067 · management and general $69,567 · fundraising $0

Balance sheet

Part X, book values.

  • 1 · Cash, non-interest-bearing

    beginning of year $2,210,407 · end of year $3,142,615

  • 2 · Savings and temporary cash investments

    beginning of year $8,412,802 · end of year $4,096,719

  • 4 · Accounts receivable

    beginning of year $8,345,559 · end of year $6,576,280

  • 5 · Loans and receivables from officers and key people

    end of year $0

  • 6 · Loans and receivables from disqualified persons

    end of year $0

  • 7 · Other notes and loans receivable

    beginning of year $282,538 · end of year $345,972

  • 9 · Prepaid expenses and deferred charges

    beginning of year $8,292 · end of year $33,056

  • 10a · Land, buildings and equipment: cost or other basis

    $0

  • 10b · Land, buildings and equipment: accumulated depreciation

    $0

  • 10c · Land, buildings and equipment, net

    end of year $0

  • 11 · Investments: publicly traded securities

    beginning of year $106,051,989 · end of year $120,255,521

  • 12 · Investments: other securities

    beginning of year $10,862,638 · end of year $10,263,831

  • 13 · Investments: program-related

    beginning of year $0

  • 15 · Other assets

    beginning of year $393,028 · end of year $294,247

  • 17 · Accounts payable and accrued expenses

    beginning of year $4,823,951 · end of year $3,344,381

  • 19 · Deferred revenue

    beginning of year $3,844,706 · end of year $3,424,339

  • 22 · Loans and payables to officers and key people

    end of year $0

  • 25 · Other liabilities

    beginning of year $7,278,294 · end of year $5,295,964

  • 30 · Paid-in or capital surplus, or land, building or equipment fund

    beginning of year $14,546,833 · end of year $14,546,833

  • 31 · Retained earnings, endowment or other funds

    beginning of year $106,073,469 · end of year $118,396,724

Mission and programs · 2024

Mission

DELTA DENTAL OF INDIANA'S MISSION IS TO ADVANCE AND PROMOTE THE IMPROVEMENT OF ORAL HEALTH THROUGH DENTAL SERVICES PROVIDED UNDER CONTRACTS WITH INDEPENDENT PROFESSIONAL SERVICE PROVIDERS, SUPPORT FOR RESEARCH AND EDUCATION, AND COMMUNITY OUTREACH DIRECTED TOWARD SECURING ACCESS TO QUALITY DENTAL CARE FOR ALL. DELTA DENTAL OF INDIANA IS CONTROLLED BY DELTA DENTAL PLAN OF MICHIGAN, INC. AND ITS OFFICERS. DELTA DENTAL OF MICHIGAN, IS GOVERNED BY A BOARD OF DIRECTORS CONTROLLED BY INDEPENDENT MEMBERS OF THE COMMUNITY AND IT OFFERS ENROLLMENT IN ORAL HEALTH PLANS TO A BROAD BASE OF THE COMMUNITY THROUGH A VARIETY OF PAYMENT MODELS.

Activities or mission (Part I)

DELTA DENTAL OF INDIANA'S MISSION IS TO ADVANCE AND PROMOTE THE IMPROVEMENT OF ORAL HEALTH THROUGH DENTAL SERVICES PROVIDED UNDER CONTRACTS WITH INDEPENDENT PROFESSIONAL SERVICE PROVIDERS, SUPPORT FOR RESEARCH AND EDUCATION, AND COMMUNITY OUTREACH DIRECTED TOWARD SECURING ACCESS TO QUALITY DENTAL CARE FOR ALL.

  • Promoting Dental Care Delta Dental Plan of Indiana, Inc. is a leading dental benefits provider. The purpose of the organization is to advance and promote the improvement of oral health. This is done by offering innovative, cost-effective products that meet the needs of customers. This was demonstrated in 2024 by paying out over $137 million for dental care, by providing dental benefits for the public and advancing the science of dentistry. In addition, over 1.8 million claims were processed for over 1 million members. Cost Saving Strategies Delta Dental benefit plans are committed to saving groups and subscribers money. The Delta Difference is an integration of activities; such as cost management policies, fee reduction agreements with dentists, and an anti-fraud hotline, all of which ensure quality, cost-effective dental benefit delivery. Commitment to the Community Delta Dental Plan of Indiana, Inc. believes advances in dental research and enhanced educational opportunities for dentists go a long way toward improving oral health. The company is a key player in groundbreaking research on trends in oral health in the insured population. The Delta Dental Fund, the company's philanthropic affiliate, encourages advances in dentistry and supports dental education and research. The Delta Dental Fund's total grants have now exceeded $68 million since its inception. This funding has improved oral and overall health and health equity, helped students achieve their goals, and improved the well-being of millions of children and adults in Michigan, Ohio, Indiana and North Carolina. Empowered people and communities are critical to making creative solutions to systemic challenges possible-and that means supporting work by and for the communities being served. The DDF is committed to continuing and establishing strong two-way relationships with the people and organizations aligned with its aims. In 2024, the DDF committed nearly $6.1 million in grants, scholarships, and educational resources, impacting more than 4.3 million lives in Michigan, Ohio, Indiana North Carolina and beyond. More than 354,000 educational brochures, flyers and posters, along with 351 miles of floss and 282,554 toothbrushes were donated to nonprofit organizations to disseminate in their communities. Delta Dental Plan of Indiana is also committed to building healthy, smart, vibrant communities. Delta Dental has always been keenly aware of its civic and social responsibility. Delta Dental Plans are proud to share, through direct financial contributions, with hundreds of community agencies and groups. In addition, employees log countless hours of their own time as volunteers. Community support generally falls under the broad categories that provide support to agencies and institutions serving children, seniors, low-income individuals, minorities, and the disabled and at-risk individuals, to organizations that promote education, arts and recreation and community development, and to charitable projects or programs recommended by employees, customers, participating dentists and other key groups. We continued our role as strong advocates for sound oral health policy at the state and federal levels. Unequaled Access to Dentists For five decades, Delta Dental has helped promote oral health by designing and administering innovative, cost-effective dental benefit programs. Experts at plan design, Delta Dental has created dental benefit programs that meet customer cost-objectives while helping to improve and maintain oral health. Our long standing relationships with providers in the communities we serve allows us to maintain large networks, allowing broad access for members and cost-effective care. Delta Dental's group members are afforded added protection because they guarantee that participating dentists will accept their payment for covered services and no charge, other than co-payments and deductibles are billed back to the member. This lowers claim costs for customers and reduces out-of-pocket costs for subscribers. With two networks of full-time participating dentists in one integrated claims system, Delta Dental can deliver to customers and group members broad access to care.

    Expenses $159,646,092 · Grants $622,027 · Revenue $163,258,091

As filed on the 2024 return.

Listed in Part VII

  • Amy L Basel CPA

    EVP/CFO & CRO/TREASURER

    Total calculated
    $3,169,998
    From this org
    $0
    From related orgs
    $2,481,908
    Other
    $688,090
    Hours/week
    1 + 49 related

    Schedule J breakdown matched by us

    Base
    $0 + $552,581 related
    Bonus
    $0 + $968,814 related
    Other
    $0 + $960,513 related
    Deferred
    $0 + $660,849 related
    Nontaxable benefits
    $0 + $27,241 related
    Filer's total
    $0 + $3,169,998 related

  • Goran M Jurkovic CPA

    PRESIDENT & CEO

    Total calculated
    $12,173,362
    From this org
    $0
    From related orgs
    $9,457,582
    Other
    $2,715,780
    Hours/week
    2 + 48 related

    Schedule J breakdown matched by us

    Base
    $0 + $1,511,908 related
    Bonus
    $0 + $3,756,580 related
    Other
    $0 + $4,189,094 related
    Deferred
    $0 + $2,688,539 related
    Nontaxable benefits
    $0 + $27,241 related
    Filer's total
    $0 + $12,173,362 related

  • Sue Ellen Jenkins

    EVP, CHIEF LEGAL OFFICER, CAO & SECRETARY

    Total calculated
    $3,291,045
    From this org
    $0
    From related orgs
    $2,838,668
    Other
    $452,377
    Hours/week
    2 + 48 related

    Schedule J breakdown matched by us

    Base
    $0 + $567,525 related
    Bonus
    $0 + $1,037,144 related
    Other
    $0 + $1,233,999 related
    Deferred
    $0 + $447,227 related
    Nontaxable benefits
    $0 + $5,150 related
    Filer's total
    $0 + $3,291,045 related

  • Jeremy J Nelson

    DIRECTOR

    Total calculated
    $525,371
    From this org
    $0
    From related orgs
    $462,461
    Other
    $62,910
    Hours/week
    50

    Schedule J breakdown matched by us

    Base
    $0 + $207,368 related
    Bonus
    $0 + $252,564 related
    Other
    $0 + $2,529 related
    Deferred
    $0 + $47,745 related
    Nontaxable benefits
    $0 + $15,165 related
    Filer's total
    $0 + $525,371 related

  • Anthony D Robinson

    EVP, CMO & CRO

    Total calculated
    $3,627,421
    From this org
    $0
    From related orgs
    $2,839,357
    Other
    $788,064
    Hours/week
    2 + 48 related

    Schedule J breakdown matched by us

    Base
    $0 + $652,874 related
    Bonus
    $0 + $1,038,809 related
    Other
    $0 + $1,147,674 related
    Deferred
    $0 + $760,823 related
    Nontaxable benefits
    $0 + $27,241 related
    Filer's total
    $0 + $3,627,421 related

  • Jeffrey W Johnston DDS Ms

    SR VP & CHIEF SCIENCE OFFICER

    Total calculated
    $636,761
    From this org
    $0
    From related orgs
    $517,662
    Other
    $119,099
    Hours/week
    2 + 48 related

    Schedule J breakdown matched by us

    Base
    $0 + $350,158 related
    Bonus
    $0 + $160,568 related
    Other
    $0 + $6,936 related
    Deferred
    $0 + $100,022 related
    Nontaxable benefits
    $0 + $19,077 related
    Filer's total
    $0 + $636,761 related

Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us.

Schedule J

Answered yes

  • 4b · Supplemental nonqualified retirement plan

Answered no

  • 4a · Severance or change-of-control payment
  • 4c · Equity-based compensation arrangement
  • 5a · Pay contingent on this organization's revenues
  • 5b · Pay contingent on a related organization's revenues
  • 6a · Pay contingent on this organization's net earnings
  • 6b · Pay contingent on a related organization's net earnings
  • 7 · Other non-fixed payments
  • 8 · Paid under the initial-contract exception

The filer's explanations (Part III)

Schedule J, Part I, Line 4b Supplemental nonqualified retirement plan
THE RELATED ORGANIZATION, DELTA DENTAL PLAN OF MICHIGAN, HAS A SUPPLEMENTAL EXECUTIVE RETIREMENT PLAN (SERP). IN ORDER TO BE ELIGIBLE FOR THE SERP, AN EMPLOYEE MUST BE AN EXECUTIVE VICE PRESIDENT OR HIGHER AND ADDED TO THE PLAN BY THE BOARD OF DIRECTORS. THE SERP BENEFITS ARE REVIEWED AS PART OF THE TOTAL COMPENSATION BY AN INDEPENDENT CONSULTANT; TOWERS WATSON. IN 2024, GORAN JURKOVIC, AMY BASEL, ANTHONY ROBINSON, AND SUE ELLEN JENKINS ACCRUED BENEFITS AS PARTICIPANTS IN THE SERP PLANS. GORAN JURKOVIC, AMY BASEL, SUE ELLEN JENKINS, AND ANTHONY ROBINSON BECAME VESTED IN A PORTION OF THEIR ACCRUED BENEFITS AND, AS REQUIRED BY THE IRS, THE VESTED PORTION WAS TREATED AS TAXABLE WAGES DURING 2024. THESE WAGES WERE ALSO REPORTED ON SCHEDULE J AS COMPENSATION THAT HAS BEEN REPORTED AS DEFFERED ON PRIOR FORM 990S.
Schedule J, Part I, Line 3
THE CEO IS A W-2 EMPLOYEE OF A RELATED ORGANIZATION, DELTA DENTAL PLAN OF MICHIGAN, INC. COMPENSATION IS DETERMINED BY THAT ENTITY. THE DELTA DENTAL PLAN OF MICHIGAN, INC. COMPENSATION COMMITTEE REVIEWS PERFORMANCE AND SETS TOTAL COMPENSATION. EVERY TWO YEARS, A STUDY IS PERFORMED BY TOWERS WATSON AND THE DATA IS USED IN COMPENSATION DECISIONS. THE INDEPENDENT CONSULTANT PROVIDES AN OPINION AS TO THE REASONABLENESS AND APPROPRIATENESS OF THE TOTAL COMPENSATION, INCLUDING BASE PAY, INCENTIVE, BENEFITS AND RETIREMENT BENEFITS.

Part I's answers as filed. A line not listed was left unanswered; on lines 1a and 3 that means the box was not checked.

Grants on this return

Related organizations on this return

Schedule R Part II: tax-exempt organizations related to the filer by control. It does not record shared board members or money.

Taxable family on this return

Schedule R Parts I, III and IV, as filed. These record ownership and control, not shared board members or money moved.

Related partnerships

Part III: related organizations taxable as a partnership, with the filer's share.

  • RED CEDAR INVESTMENT MANAGEMENT LLC

    N/A · CAPITAL MANAGEMENT · MI

    Directly controlled by NA

  • T4G MANAGEMENT LLC

    N/A · FINANCIAL PLANNING · MI

    Directly controlled by NA

  • T4G FINANCIAL SERVICES LLC

    N/A · FINANCIAL PLANNING · MI

    Directly controlled by NA

  • ARCIS FUND I LLC

    N/A · INVESTMENTS · MI

    Directly controlled by NA

  • SYLVASON LLC DBA DENT-WELL

    N/A · DENTAL CARE · TX

    Directly controlled by NA

Related corporations and trusts

Part IV: related organizations taxable as a corporation or trust.

  • RENAISSANCE HOLDING COMPANY

    C Corporation · HOLDING COMPANY · MI · share of income -$18,139 · share of assets $5,277,573

    Directly controlled by DELTA DENTAL OF MICHIGAN

  • RENAISSANCE LIFE & HEALTH INSURANCE COMPANY OF AMERICA

    C Corporation · INSURANCE · IN · share of income -$199,310 · share of assets $7,522,117

    Directly controlled by RENAISSANCE HOLDING COMPANY

  • RENAISSANCE LIFE & HEALTH INSURANCE COMPANY OF NEW YORK

    C Corporation · INSURANCE · NY · share of income $41,225 · share of assets $956,226

    Directly controlled by RENAISSANCE HOLDING COMPANY

  • FORE HOLDING CORPORATION

    C Corporation · HOLDING COMPANY · TN

    Directly controlled by NA

  • DENTAL CHOICE INC

    C Corporation · PROVIDE DENTAL SERVICES PLAN · KY

    Directly controlled by NA

  • DENTAL CHOICE AGENCY INC

    C Corporation · PRIMARY GENERAL AGENCY FOR DDKY AND DENTAL CHOICE · KY

    Directly controlled by NA

  • OMEGA ADMINISTRATORS INC

    C Corporation · PROVIDING THIRD-PARTY ADMINISTRATIVE SERVICES · AR

    Directly controlled by NA

  • THE 4100 GROUP

    C Corporation · INVESTMENT IN SUBSIDARY · MI

    Directly controlled by NA

  • DENTAL CHOICE ANCILLARY INC

    C Corporation · PROVIDE DENTAL SERVICES PLANS · KY

    Directly controlled by NA

  • ANCILLARY CHOICE LIFE INC

    C Corporation · INSURANCE · KY

    Directly controlled by NA

  • DYNTL INC

    C Corporation · DENTAL SERVICE · TN

    Directly controlled by NA

  • JOYN HEALTH INC

    C Corporation · DENTAL HEALTH · MI

    Directly controlled by NA

Provenance

Return type
form_990
Tax year
2024
Filed
13 November 2025
IRS schema version
2024v5.1
Source object
202513179349309746

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