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Nonprofiteer
← DELTA DENTAL PLAN OF OHIO

Form 990 for tax year 2022

Filed by DELTA DENTAL PLAN OF OHIO.

Totals

Total revenue
$319,156,939
Total expenses
$303,811,782
Contributions and grants received
$0
Grants paid
$1,241,118
Program service revenue
$313,467,048
Investment income
$5,689,891
Other revenue
$0
Total assets, end of year
$319,247,236
Total liabilities, end of year
$34,044,058
Net assets or fund balances, end of year
$285,203,178
Program services expenses (Part IX)
$286,233,070
Management and general expenses
$17,578,712
Fundraising expenses
$0
Program service expenses (Part III)
$286,233,070

Program services were 94.2% of total expenses calculated — Part IX's program-services column over total expenses, both as filed.

Line items

Every line the filer filed in Parts VIII, IX and X, as filed and in filed order. Blank columns are left out, and the lines are not forced to add up to the totals above.

Revenue

Part VIII, the statement of revenue.

  • 2a · Program service revenue: DENTAL CARE REVENUE

    total $313,287,251 · related or exempt $313,287,251

  • 2b · Program service revenue: VISION CARE REVENUE

    total $179,797 · unrelated business $179,797

  • 3 · Investment income

    total $6,777,904 · excluded $6,777,904

  • 7a · Gross sales of assets other than inventory

    securities $162,922,743

  • 7b · Less cost or other basis and sales expenses

    securities $164,010,756

  • 7c · Gain or loss

    securities -$1,088,013

  • 7d · Net gain or loss

    total -$1,088,013 · excluded -$1,088,013

Functional expenses

Part IX, the statement of functional expenses.

  • 1 · Grants to domestic organizations and governments

    total $1,241,118 · program services $1,241,118

  • 5 · Compensation of officers, directors and key employees

    total $365,500 · program services $237,575 · management and general $127,925

  • 11b · Fees: legal

    total $322,131 · management and general $322,131

  • 11c · Fees: accounting

    total $114,606 · management and general $114,606

  • 11f · Fees: investment management

    total $499,067 · management and general $499,067

  • 11g · Fees: other

    total $245,323,494 · program services $245,286,884 · management and general $36,610

  • 13 · Office expenses

    total $560,945 · management and general $560,945

  • 17 · Travel

    total $41,809 · management and general $41,809

  • 24a · Other expenses: FEDERAL TAX EXPENSE

    total $6,800 · management and general $6,800

  • 24b · Other expenses: ADMIN/INVESTMENT O/H

    total $44,243,696 · program services $29,216,048 · management and general $15,027,648

  • 24c · Other expenses: COMMISSION EXPENSE

    total $7,238,653 · program services $7,238,653

  • 24d · Other expenses: PREMIUM TAX EXPENSE

    total $2,745,226 · program services $2,745,226

  • 24e · All other expenses

    total $1,108,737 · program services $267,566 · management and general $841,171

Balance sheet

Part X, book values.

  • 1 · Cash, non-interest-bearing

    beginning of year $3,084,553 · end of year $4,545,519

  • 2 · Savings and temporary cash investments

    beginning of year $2,840,742 · end of year $18,229,070

  • 4 · Accounts receivable

    beginning of year $15,808,877 · end of year $17,408,299

  • 9 · Prepaid expenses and deferred charges

    end of year $229,478

  • 11 · Investments: publicly traded securities

    beginning of year $273,859,495 · end of year $231,640,432

  • 12 · Investments: other securities

    beginning of year $47,303,021 · end of year $44,759,662

  • 15 · Other assets

    beginning of year $527,075 · end of year $2,434,776

  • 17 · Accounts payable and accrued expenses

    beginning of year $10,722,866 · end of year $10,862,220

  • 19 · Deferred revenue

    beginning of year $1,618,968 · end of year $2,325,267

  • 25 · Other liabilities

    beginning of year $17,038,248 · end of year $20,856,571

  • 29 · Capital stock, trust principal or current funds

    beginning of year $0 · end of year $0

  • 30 · Paid-in or capital surplus, or land, building or equipment fund

    beginning of year $9,707,604 · end of year $9,707,604

  • 31 · Retained earnings, endowment or other funds

    beginning of year $304,336,077 · end of year $275,495,574

Mission and programs · 2022

Mission

SEE SCHEDULE ODELTA DENTAL OF OHIO'S MISSION IS TO ADVANCE AND PROMOTE THE IMPROVEMENT OF ORAL HEALTH THROUGH DENTAL SERVICES PROVIDED UNDER CONTRACTS WITH INDEPENDENT PROFESSIONAL SERVICE PROVIDERS, SUPPORT FOR RESEARCH AND EDUCATION, AND COMMUNITY OUTREACH DIRECTED TOWARD SECURING ACCESS TO QUALITY DENTAL CARE FOR ALL. DELTA DENTAL OF OHIO IS GOVERNED BY A BOARD OF DIRECTORS CONTROLLED BY INDEPENDENT MEMBERS OF THE COMMUNITY AND IT OFFERS ENROLLMENT IN ORAL HEALTH PLANS TO A BROAD BASE OF THE COMMUNITY THROUGH A VARIETY OF PAYMENT MODELS.

Activities or mission (Part I)

DELTA DENTAL OF OHIO'S MISSION IS TO ADVANCE AND PROMOTE THE IMPROVEMENT OF ORAL HEALTH THROUGH DENTAL SERVICES PROVIDED UNDER CONTRACTS WITH INDEPENDENT PROFESSIONAL SERVICE PROVIDERS, SUPPORT FOR RESEARCH AND EDUCATION, AND COMMUNITY OUTREACH DIRECTED TOWARD SECURING ACCESS TO QUALITY DENTAL CARE FOR ALL.

  • PROMOTING DENTAL CAREDELTA DENTAL PLAN OF OHIO, INC. IS A LEADING DENTAL BENEFITS PROVIDER. THE PURPOSE OF THE ORGANIZATION IS TO ADVANCE AND PROMOTE THE IMPROVEMENT OF ORAL HEALTH. THIS IS DONE BY OFFERING INNOVATIVE, COST-EFFECTIVE PRODUCTS THAT MEET THE NEEDS OF CUSTOMERS. THIS WAS DEMONSTRATED IN 2022 BY PAYING OUT OVER $245 MILLION FOR DENTAL CARE, BY PROVIDING DENTAL BENEFITS FOR THE PUBLIC AND ADVANCING THE SCIENCE OF DENTISTRY. IN ADDITION, OVER 4.3 MILLION CLAIMS WERE PROCESSED FOR OVER 2.5 MILLION MEMBERS.SEE SCHEDULE O FOR CONTINUATION COST SAVING STRATEGIESDELTA DENTAL BENEFIT PLANS ARE COMMITTED TO SAVING GROUPS AND SUBSCRIBERS MONEY. THE DELTA DIFFERENCE IS AN INTEGRATION OF ACTIVITIES; SUCH AS COST MANAGEMENT POLICIES, FEE REDUCTION AGREEMENTS WITH DENTISTS, AND AN ANTI-FRAUD HOTLINE, ALL OF WHICH ENSURE QUALITY, COST-EFFECTIVE DENTAL BENEFIT DELIVERY. COMMITMENT TO THE COMMUNITYDELTA DENTAL PLAN OF OHIO, INC. BELIEVES ADVANCES IN DENTAL RESEARCH AND ENHANCED EDUCATIONAL OPPORTUNITIES FOR DENTISTS GO A LONG WAY TOWARD IMPROVING ORAL HEALTH. THE COMPANY IS A KEY PLAYER IN GROUNDBREAKING RESEARCH ON TRENDS IN ORAL HEALTH IN THE INSURED POPULATION. THE DELTA DENTAL FUND, THE COMPANY'S PHILANTHROPIC AFFILIATE, ENCOURAGES ADVANCES IN DENTISTRY AND SUPPORTS DENTAL EDUCATION AND RESEARCH. SINCE IT WAS FORMED IN 1980, THE DELTA DENTAL FUND HAS GRANTED OVER $54 MILLION TOWARD THE ADVANCEMENT OF DENTAL SCIENCE AND IMPROVEMENT OF THE ORAL HEALTH OF THE PUBLIC. DELTA DENTAL FUND REGULARLY PROVIDES FUNDING FOR PROGRAMS THAT HELP AT-RISK POPULATIONS AND INDIVIDUALS WITH SPECIAL NEEDS OBTAIN DENTAL TREATMENT, SCHOLARSHIP AND LEADERSHIP AWARDS TO DENTAL STUDENTS, GRANTS TO PURCHASE LEARNING TOOLS AND OTHER DENTAL SCHOOL PROGRAMS, CONTINUING EDUCATION PROGRAMS FOR THE DENTAL PROFESSION, AND EDUCATIONAL MATERIALS ON THE IMPORTANCE OF ORAL HEALTH AND HAZARDS TO ORAL HEALTH.IN 2022, DELTA DENTAL FUND PROVIDED GRANTS TOTALING NEARLY $7.3 MILLION FOR DENTAL AND COMMUNITY RELATIONS PROJECTS. THIS FUNDING HAS IMPROVED ORAL AND OVERALL HEALTH, ADDED TO WHAT WE KNOW ABOUT DENTAL SCIENCE, HELPED STUDENTS ACHIEVE THEIR GOALS AND IMPROVED THE WELL-BEING OF THOUSANDS OF CHILDREN AND ADULTS IN MICHIGAN, INDIANA, OHIO AND NORTH CAROLINA.DELTA DENTAL PLAN OF OHIO IS ALSO COMMITTED TO BUILDING HEALTHY, SMART, VIBRANT COMMUNITIES. DELTA DENTAL HAS ALWAYS BEEN KEENLY AWARE OF ITS CIVIC AND SOCIAL RESPONSIBILITY. DELTA DENTAL PLANS ARE PROUD TO SHARE, THROUGH DIRECT FINANCIAL CONTRIBUTIONS, WITH HUNDREDS OF COMMUNITY AGENCIES AND GROUPS. IN ADDITION, EMPLOYEES LOG COUNTLESS HOURS OF THEIR OWN TIME AS VOLUNTEERS. COMMUNITY SUPPORT GENERALLY FALLS UNDER THE BROAD CATEGORIES THAT PROVIDE SUPPORT TO AGENCIES AND INSTITUTIONS SERVING CHILDREN, SENIORS, LOW-INCOME INDIVIDUALS, MINORITIES, AND THE DISABLED AND AT-RISK INDIVIDUALS, TO ORGANIZATIONS THAT PROMOTE EDUCATION, ARTS AND RECREATION AND COMMUNITY DEVELOPMENT, AND TO CHARITABLE PROJECTS OR PROGRAMS RECOMMENDED BY EMPLOYEES, CUSTOMERS, PARTICIPATING DENTISTS AND OTHER KEY GROUPS. WE CONTINUED OUR ROLE AS STRONG ADVOCATES FOR SOUND ORAL HEALTH POLICY AT THE STATE AND FEDERAL LEVELS. UNEQUALED ACCESS TO DENTISTSFOR FIVE DECADES, DELTA DENTAL HAS HELPED PROMOTE ORAL HEALTH BY DESIGNING AND ADMINISTERING INNOVATIVE, COST-EFFECTIVE DENTAL BENEFIT PROGRAMS. EXPERTS AT PLAN DESIGN, DELTA DENTAL HAS CREATED DENTAL BENEFIT PROGRAMS THAT MEET CUSTOMER COST-OBJECTIVES WHILE HELPING TO IMPROVE AND MAINTAIN ORAL HEALTH.OUR LONG STANDING RELATIONSHIPS WITH PROVIDERS IN THE COMMUNITIES WE SERVE ALLOWS US TO MAINTAIN LARGE NETWORKS, ALLOWING BROAD ACCESS FOR MEMBERS AND COST-EFFECTIVE CARE. DELTA DENTAL'S GROUP MEMBERS ARE AFFORDED ADDED PROTECTION BECAUSE THEY GUARANTEE THAT PARTICIPATING DENTISTS WILL ACCEPT THEIR PAYMENT FOR COVERED SERVICES AND NO CHARGE, OTHER THAN CO-PAYMENTS AND DEDUCTIBLES ARE BILLED BACK TO THE MEMBER. THIS LOWERS CLAIM COSTS FOR CUSTOMERS AND REDUCES OUT-OF-POCKET COSTS FOR SUBSCRIBERS.WITH TWO NETWORKS OF FULL-TIME PARTICIPATING DENTISTS IN ONE INTEGRATED CLAIMS SYSTEM, DELTA DENTAL CAN DELIVER TO CUSTOMERS AND GROUP MEMBERS BROAD ACCESS TO CARE.

    Expenses $286,233,070 · Grants $1,241,118 · Revenue $313,287,251

As filed on the 2022 return. The filer continues this part on Schedule O, which is not shown here.

Listed in Part VII

  • Goran M Jurkovic CPA

    PRESIDENT & CEO

    Total calculated
    $8,489,708
    From this org
    $0
    From related orgs
    $6,178,337
    Other
    $2,311,371
    Hours/week
    10 + 40 related

    Schedule J breakdown matched by us

    Base
    $0 + $1,403,355 related
    Bonus
    $0 + $3,094,090 related
    Other
    $0 + $1,680,892 related
    Deferred
    $0 + $2,287,652 related
    Nontaxable benefits
    $0 + $23,719 related
    Filer's total
    $0 + $8,489,708 related

  • Anthony D Robinson

    SR VP & CHIEF MARKETING OFFICER

    Total calculated
    $2,132,081
    From this org
    $0
    From related orgs
    $1,599,799
    Other
    $532,282
    Hours/week
    5 + 45 related

    Schedule J breakdown matched by us

    Base
    $0 + $527,061 related
    Bonus
    $0 + $579,003 related
    Other
    $0 + $493,735 related
    Deferred
    $0 + $508,563 related
    Nontaxable benefits
    $0 + $23,719 related
    Filer's total
    $0 + $2,132,081 related

  • Amy L Basel CPA

    SR VP/CFO & CRO/TREASURER

    Total calculated
    $1,948,645
    From this org
    $0
    From related orgs
    $1,462,790
    Other
    $485,855
    Hours/week
    5 + 45 related

    Schedule J breakdown matched by us

    Base
    $0 + $507,383 related
    Bonus
    $0 + $561,274 related
    Other
    $0 + $394,133 related
    Deferred
    $0 + $462,136 related
    Nontaxable benefits
    $0 + $23,719 related
    Filer's total
    $0 + $1,948,645 related

  • Sue Ellen Jenkins

    SR VP, CHIEF LEGAL OFF, CAO & SEC.

    Total calculated
    $1,437,848
    From this org
    $0
    From related orgs
    $1,118,484
    Other
    $319,364
    Hours/week
    5 + 45 related

    Schedule J breakdown matched by us

    Base
    $0 + $522,489 related
    Bonus
    $0 + $575,320 related
    Other
    $0 + $20,675 related
    Deferred
    $0 + $311,438 related
    Nontaxable benefits
    $0 + $7,926 related
    Filer's total
    $0 + $1,437,848 related

  • Michael Gilmore

    FORMER CHIEF INVESTMENT OFFICER

    Total calculated
    $869,408
    From this org
    $0
    From related orgs
    $783,761
    Other
    $85,647
    Hours/week
    0 + 50 related

    Schedule J breakdown matched by us

    Base
    $0 + $507,598 related
    Bonus
    $0 + $257,500 related
    Other
    $0 + $18,663 related
    Deferred
    $0 + $61,928 related
    Nontaxable benefits
    $0 + $23,719 related
    Filer's total
    $0 + $869,408 related

  • Jeffery W Johnston

    SR VP & CHIEF SCIENCE OFFICER

    Total calculated
    $594,762
    From this org
    $0
    From related orgs
    $494,618
    Other
    $100,144
    Hours/week
    5 + 45 related

    Schedule J breakdown matched by us

    Base
    $0 + $326,961 related
    Bonus
    $0 + $159,553 related
    Other
    $0 + $8,104 related
    Deferred
    $0 + $82,939 related
    Nontaxable benefits
    $0 + $17,205 related
    Filer's total
    $0 + $594,762 related

  • Christopher T Fisher

    DIRECTOR

    Total calculated
    $167,004
    From this org
    $42,000
    From related orgs
    $125,004
    Other
    $0
    Hours/week
    5 + 10 related

    Schedule J breakdown matched by us

    Base
    $42,000 + $125,004 related
    Bonus
    $0
    Other
    $0
    Deferred
    $0
    Nontaxable benefits
    $0
    Filer's total
    $42,000 + $125,004 related

  • James R Stahl DDS

    CHAIR

    Total calculated
    $75,000
    From this org
    $50,004
    From related orgs
    $24,996
    Other
    $0
    Hours/week
    5 + 5 related

  • Frank Buzaki Jr

    VICE CHAIR

    Total calculated
    $71,535
    From this org
    $26,039
    From related orgs
    $24,996
    Other
    $20,500
    Hours/week
    5 + 5 related

  • Carole S Watkins

    DIRECTOR

    Total calculated
    $68,496
    From this org
    $42,000
    From related orgs
    $26,496
    Other
    $0
    Hours/week
    5 + 6 related

  • Poe A Timmons CPA

    DIRECTOR

    Total calculated
    $50,750
    From this org
    $42,000
    From related orgs
    $8,750
    Other
    $0
    Hours/week
    5 + 5 related

  • Canise Y Wright Bean DMD

    DIRECTOR

    Total calculated
    $42,726
    From this org
    $42,726
    From related orgs
    $0
    Other
    $0
    Hours/week
    5

  • Timothy E Moffit Dba

    DIRECTOR

    Total calculated
    $42,000
    From this org
    $42,000
    From related orgs
    $0
    Other
    $0
    Hours/week
    5

  • Michael S Stull

    DIRECTOR

    Total calculated
    $42,000
    From this org
    $42,000
    From related orgs
    $0
    Other
    $0
    Hours/week
    5

  • Ann M Flermoen DDS

    DIRECTOR - PART YEAR

    Total calculated
    $19,500
    From this org
    $17,500
    From related orgs
    $2,000
    Other
    $0
    Hours/week
    5 + 1 related

Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us.

Schedule J

Answered yes

  • 1a · Travel for companions
  • 1b · Written policy on the line-1a expenses
  • 2 · Substantiation required before reimbursing expenses
  • 4b · Supplemental nonqualified retirement plan

Answered no

  • 4a · Severance or change-of-control payment
  • 4c · Equity-based compensation arrangement
  • 5a · Pay contingent on this organization's revenues
  • 5b · Pay contingent on a related organization's revenues
  • 6a · Pay contingent on this organization's net earnings
  • 6b · Pay contingent on a related organization's net earnings
  • 7 · Other non-fixed payments
  • 8 · Paid under the initial-contract exception

The filer's explanations (Part III)

PART I, LINE 1A
TRAVEL MAY BE AVAILABLE TO SPOUSES ON OCCASION AND WOULD BE TREATED AS TAXABLE INCOME TO THE BOARD MEMBER OR EMPLOYEE AS APPROPRIATE.
PART I, LINE 3
THE CEO IS A W-2 EMPLOYEE OF A RELATED ORGANIZATION, DELTA DENTAL PLAN OF MICHIGAN, INC. COMPENSATION IS DETERMINED BY THAT ENTITY. THE DELTA DENTAL PLAN OF MICHIGAN, INC. COMPENSATION COMMITTEE REVIEWS PERFORMANCE AND SETS TOTAL COMPENSATION. EVERY TWO YEARS, A STUDY IS PERFORMED BY TOWERS WATSON AND THE DATA IS USED IN COMPENSATION DECISIONS. THE INDEPENDENT CONSULTANT PROVIDES AN OPINION AS TO THE REASONABLENESS AND APPROPRIATENESS OF THE TOTAL COMPENSATION, INCLUDING BASE PAY, INCENTIVE, BENEFITS AND RETIREMENT BENEFITS.
PART I, LINE 4B
A RELATED ORGANIZATION, DELTA DENTAL PLAN OF MICHIGAN, HAS A SUPPLEMENTAL EXECUTIVE RETIREMENT PLAN (SERP). IN ORDER TO BE ELIGIBLE FOR THE SERP, AN EMPLOYEE MUST BE A SENIOR VICE PRESIDENT OR HIGHER AND ADDED TO THE PLAN BY THE BOARD OF DIRECTORS. THE SERP BENEFITS ARE REVIEWED AS PART OF THE TOTAL COMPENSATION BY AN INDEPENDENT CONSULTANT; TOWERS WATSON. IN 2022, GORAN JURKOVIC, AMY BASEL, ANTHONY ROBINSON, AND SUE ELLEN JENKINS ACCRUED BENEFITS AS PARTICIPANTS IN THE SERP PLANS. GORAN JURKOVIC, AMY BASEL AND ANTHONY ROBINSON BECAME VESTED IN A PORTION OF THEIR ACCRUED BENEFITS AND, AS REQUIRED BY THE IRS, THE VESTED PORTION WAS TREATED AS TAXABLE WAGES DURING 2022. THESE WAGES WERE ALSO REPORTED ON SCHEDULE J AS COMPENSATION THAT HAS BEEN REPORTED AS DEFFERED ON PRIOR FORM 990S.

Part I's answers as filed. A line not listed was left unanswered; on lines 1a and 3 that means the box was not checked.

Grants on this return

Related organizations on this return

Schedule R Part II: tax-exempt organizations related to the filer by control. It does not record shared board members or money.

Taxable family on this return

Schedule R Parts I, III and IV, as filed. These record ownership and control, not shared board members or money moved.

Related partnerships

Part III: related organizations taxable as a partnership, with the filer's share.

  • RED CEDAR INVESTMENT MANAGEMENT LLC

    CAPITAL MANAGEMENT · MI

Related corporations and trusts

Part IV: related organizations taxable as a corporation or trust.

  • RENAISSANCE LIFE & HEALTH INSURANCE COMPANY OF AMERICA

    C · INSURANCE · IN · 4.2% owned · share of income -$168,069 · share of assets $1,396,904

    Directly controlled by RENAISSANCE HOLDING COMPANY

  • RENAISSANCE HOLDING COMPANY

    C · HOLDING COMPANY · MI · 4.2% owned · share of income -$105,464 · share of assets $4,017,589

    Directly controlled by DELTA DENTAL OF MICHIGAN

  • RENAISSANCE LIFE & HEALTH INSURANCE COMPANY OF NEW YORK

    C · INSURANCE · NY · 4.2% owned · share of income $49,154 · share of assets $664,962

    Directly controlled by RENAISSANCE HOLDING COMPANY

  • OMEGA ADMINISTRATORS INC

    C · PROVIDING THIRD-PARTY ADMINISTRATIVE SERVICES · AR

  • THE 4100 GROUP

    C · INVESTMENT IN SUBSIDIARIES · MI · 25% owned · share of income -$1,025,097 · share of assets $33,271,054

    Directly controlled by DELTA DENTAL OF MICHIGAN

  • FORE HOLDING CORPORATION

    C · HOLDING COMPANY · TN

  • DEWPOINT INC

    C · IT CONSULTING · MI · 25% owned · share of income $481,072 · share of assets $10,581,884

    Directly controlled by THE 4100 GROUP

  • DENTAL CHOICE INC

    C · PROVIDE DENTAL SERVICE PLANS · KY

  • DENTAL CHOICE AGENCY INC

    C · PRIMARY GENERAL AGENCY FOR DDKY AND DENTAL CHOICE · KY

  • DENTAL CHOICE ANCILLARY INC

    C · PROVIDE DENTAL SERVICE PLANS · KY

  • ANCILLARY CHOICE

    C · INSURANCE · KY

Provenance

Return type
form_990
Tax year
2022
Filed
8 November 2023
IRS schema version
2022v5.0
Source object
202303189349306465

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