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LEADERS CREDIT UNION

EIN 62-0681671 JACKSON, TN

Revenue 2024
$93,333,162
Expenses 2024
$77,538,876

Program services were 100.0% of total expenses calculated — Part IX's program-services column over total expenses, both as filed.

As filed

Subsection
14
NTEE code
W61
Classification
1000
Street
87 MURRAY GUARD DR

These codes are the IRS's own and are shown exactly as filed. What each one means is in the Business Master File documentation (opens in a new tab).

Officers and directors · 2024

As listed in Part VII of the 2024 return, in the order the filer printed them. Each return names its own; this is not a roster the organization keeps with us.

  • Dave Bratcher

    Board Member

    Total calculated
    $0
    Hours/week
    2

  • Rusty Butcher

    Board Member

    Total calculated
    $0
    Hours/week
    2

  • Ricky Catlett

    Board Member

    Total calculated
    $0
    Hours/week
    2

  • Eddie Hays

    Board Member

    Total calculated
    $0
    Hours/week
    2

  • Currie Higgs

    Board Member

    Total calculated
    $0
    Hours/week
    2

  • Carolyn Hill

    Board Member

    Total calculated
    $0
    Hours/week
    2

  • Diane Kelley

    Board Member

    Total calculated
    $0
    Hours/week
    2

  • Kirk Newcom

    Board Member

    Total calculated
    $0
    Hours/week
    2

  • Bart Teague

    Board Member

    Total calculated
    $0
    Hours/week
    2

  • Todd Swims

    Manager/CEO

    Total calculated
    $1,013,164
    From this org
    $953,551
    From related orgs
    $0
    Other
    $59,613
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $517,830
    Bonus
    $201,984
    Other
    $233,737
    Deferred
    $48,046
    Nontaxable benefits
    $11,567
    Filer's total
    $1,013,164

  • Spencer Pratt

    Executive VP

    Total calculated
    $490,467
    From this org
    $425,818
    From related orgs
    $0
    Other
    $64,649
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $301,878
    Bonus
    $88,750
    Other
    $35,190
    Deferred
    $47,774
    Nontaxable benefits
    $16,875
    Filer's total
    $490,467

  • Seth Rudd

    CFO

    Total calculated
    $463,716
    From this org
    $397,697
    From related orgs
    $0
    Other
    $66,019
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $281,803
    Bonus
    $82,848
    Other
    $33,046
    Deferred
    $49,144
    Nontaxable benefits
    $16,875
    Filer's total
    $463,716

  • Ryan Platt

    CIO

    Total calculated
    $340,401
    From this org
    $281,365
    From related orgs
    $0
    Other
    $59,036
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $217,352
    Bonus
    $32,948
    Other
    $31,065
    Deferred
    $42,161
    Nontaxable benefits
    $16,875
    Filer's total
    $340,401

  • Chris Gray

    VP Mortgage

    Total calculated
    $367,963
    From this org
    $305,332
    From related orgs
    $0
    Other
    $62,631
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $236,699
    Bonus
    $43,093
    Other
    $25,540
    Deferred
    $45,756
    Nontaxable benefits
    $16,875
    Filer's total
    $367,963

  • Leigh Anne Bentley

    VP Marketing

    Total calculated
    $271,350
    From this org
    $225,936
    From related orgs
    $0
    Other
    $45,414
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $176,156
    Bonus
    $26,461
    Other
    $23,319
    Deferred
    $33,847
    Nontaxable benefits
    $11,567
    Filer's total
    $271,350

  • Joel Wyatt

    Chief Lending Office

    Total calculated
    $272,636
    From this org
    $222,424
    From related orgs
    $0
    Other
    $50,212
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $177,742
    Bonus
    $26,944
    Other
    $17,738
    Deferred
    $33,337
    Nontaxable benefits
    $16,875
    Filer's total
    $272,636

  • Karen Freeman

    COO

    Total calculated
    $262,693
    From this org
    $213,793
    From related orgs
    $0
    Other
    $48,900
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $169,530
    Bonus
    $25,699
    Other
    $18,564
    Deferred
    $32,025
    Nontaxable benefits
    $16,875
    Filer's total
    $262,693

  • Hinna Jamal

    Sales Strategy Officer

    Total calculated
    $192,541
    From this org
    $178,480
    From related orgs
    $0
    Other
    $14,061
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $137,000
    Bonus
    $21,450
    Other
    $20,030
    Deferred
    $0
    Nontaxable benefits
    $14,061
    Filer's total
    $192,541

Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us. Earlier years are each on their own filing page.

Filings

  • 2024
    Revenue
    $93,333,162
    Expenses
    $77,538,876
    Contributions
    $0
    Grants paid
    $283,200
  • 2023
    Revenue
    $75,354,463
    Expenses
    $60,458,045
    Contributions
    $0
    Grants paid
    $250,200
  • 2022
    Revenue
    $54,522,507
    Expenses
    $41,532,904
    Contributions
    $0
    Grants paid
    $415,200

The four totals the IRS asks for on Part I of the Form 990, as filed. A dash means the figure was not present on the return — not that it was zero.

Grants made

The 10 largest by cash amount. The API serves every itemized grant.

Where these grants went next →

Grants received

No itemized grant names this organization as a recipient. Only grants over $5,000 are itemized, and only by filers of the full Form 990.

Other IRS files

Auto-Revocation List

Not listed. The IRS publishes this list for organizations whose exemption was automatically revoked for failing to file for three consecutive years.

Publication 78

Not present in the most recent drop.

These are two separate IRS files on two separate schedules, shown as published and not reconciled with each other. Neither is a statement about whether a contribution is deductible today: 19,245 organizations appear in Publication 78 while the IRS's own revocation file lists them as currently revoked, more than half of those revoked before 2019. Absence from Publication 78 is evidence of nothing, and presence is not evidence either. Verify current status with the IRS before relying on it.