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VMC INDEMNITY COMPANY INC

EIN 83-1102018 BURLINGTON, VT

Browse the largest nonprofits in Vermont

Revenue 2024
$12,522,006
Expenses 2024
$12,385,759

Program services were 95.5% of total expenses calculated — Part IX's program-services column over total expenses, both as filed.

As filed

Subsection
03
NTEE code
B19
Classification
1000
Street
95 ST PAUL STREET

These codes are the IRS's own and are shown exactly as filed. What each one means is in the Business Master File documentation (opens in a new tab).

Mission and programs · 2024

Mission

SELF-INSURANCE OF PROFESSIONAL LIABILITY AND GENERAL LIABILITY RISKS EXCLUSIVELY TO UVMHN INC., ITS TAX-EXEMPT SUBSIDIARIES, AND THEIR EMPLOYED INDIVIDUALS.

Activities or mission (Part I)

SELF-INSURANCE OF PROFESSIONAL LIABILITY AND GENERAL LIABILITY RISKS EXCLUSIVE FOR UVMHN INC., ITS TAX-EXEMPT SUBSIDIARIES, AND THEIR EMPLOYED INDIVIDUALS.

  • VMC INDEMNITY COMPANY INC. ("VMCIC") PROVIDES ESSENTIAL INSURANCE COVERAGE EXCLUSIVELY TO THE UNIVERSITY OF VERMONT HEALTH NETWORK ("UVMHN"), A SECTION 501(C)(3) ORGANIZATION, AND ITS CONTROLLED TAX-EXEMPT AFFILIATES, ALL PURSUANT TO THE VERMONT CAPTIVE INSURANCE COMPANY STATUTE (8 V.S.A. SECTIONS 6001-6003). VMCIC FACILITATES SELF INSURANCE OF PROFESSIONAL LIABILITY AND GENERAL LIABILITY RISKS FOR ORGANIZATIONS AND EMPLOYED PROFESSIONALS WITHIN UVMHN AND PROVIDES STOP LOSS COVERAGE FOR CLAIMS EXCEEDING THE UVMHN SELF-INSURED EMPLOYEE BENEFIT PLAN.

    Expenses $11,830,331 · Revenue $15,776,186

As filed on the 2024 return.

Officers and directors · 2024

As listed in Part VII of the 2024 return, in the order the filer printed them. Each return names its own; this is not a roster the organization keeps with us.

  • Dr Sunil Eappen

    DIRECTOR & CHAIR

    Total calculated
    $2,235,745
    From this org
    $0
    From related orgs
    $2,009,470
    Other
    $226,275
    Hours/week
    1 + 49 related

    Schedule J breakdown matched by us

    Base
    $0 + $1,366,935 related
    Bonus
    $0 + $596,073 related
    Other
    $0 + $46,462 related
    Deferred
    $0 + $189,967 related
    Nontaxable benefits
    $0 + $36,308 related
    Filer's total
    $0 + $2,235,745 related
  • Dr Howard M Schapiro

    DIRECTOR & PRESIDENT

    Total calculated
    $8,170
    From this org
    $0
    From related orgs
    $8,170
    Other
    $0
    Hours/week
    1 + 6 related
  • Dr Stephen M Leffler

    DIRECTOR & VICE PRESIDENT

    Total calculated
    $1,073,907
    From this org
    $0
    From related orgs
    $999,561
    Other
    $74,346
    Hours/week
    1 + 49 related

    Schedule J breakdown matched by us

    Base
    $0 + $675,027 related
    Bonus
    $0 + $219,573 related
    Other
    $0 + $104,961 related
    Deferred
    $0 + $41,400 related
    Nontaxable benefits
    $0 + $32,946 related
    Filer's total
    $0 + $1,073,907 related
  • Dr Lisa Mark

    DIRECTOR

    Total calculated
    $578,538
    From this org
    $0
    From related orgs
    $525,284
    Other
    $53,254
    Hours/week
    1 + 44 related

    Schedule J breakdown matched by us

    Base
    $0 + $443,184 related
    Bonus
    $0 + $79,754 related
    Other
    $0 + $2,346 related
    Deferred
    $0 + $20,700 related
    Nontaxable benefits
    $0 + $32,554 related
    Filer's total
    $0 + $578,538 related
  • Holly Berteau

    DIRECTOR

    Total calculated
    $0
    Hours/week
    1
  • Richard Vincent

    DIRECTOR & TREASURER

    Total calculated
    $1,049,652
    From this org
    $0
    From related orgs
    $973,150
    Other
    $76,502
    Hours/week
    1 + 49 related

    Schedule J breakdown matched by us

    Base
    $0 + $629,448 related
    Bonus
    $0 + $227,287 related
    Other
    $0 + $116,415 related
    Deferred
    $0 + $40,672 related
    Nontaxable benefits
    $0 + $35,830 related
    Filer's total
    $0 + $1,049,652 related
  • Dr Mark Bisanzo

    DIRECTOR (AS OF 3/2025)

    Total calculated
    $561,278
    From this org
    $0
    From related orgs
    $505,062
    Other
    $56,216
    Hours/week
    1 + 44 related

    Schedule J breakdown matched by us

    Base
    $0 + $368,528 related
    Bonus
    $0 + $18,090 related
    Other
    $0 + $118,444 related
    Deferred
    $0 + $20,150 related
    Nontaxable benefits
    $0 + $36,066 related
    Filer's total
    $0 + $561,278 related
  • Dr Heather Herrington

    DIRECTOR (AS OF 3/2025)

    Total calculated
    $518,754
    From this org
    $0
    From related orgs
    $482,507
    Other
    $36,247
    Hours/week
    1 + 44 related

    Schedule J breakdown matched by us

    Base
    $0 + $449,750 related
    Bonus
    $0
    Other
    $0 + $32,757 related
    Deferred
    $0 + $30,683 related
    Nontaxable benefits
    $0 + $5,564 related
    Filer's total
    $0 + $518,754 related
  • Dr Lauren Macafee

    DIRECTOR (AS OF 3/2025)

    Total calculated
    $417,776
    From this org
    $0
    From related orgs
    $357,811
    Other
    $59,965
    Hours/week
    1 + 44 related

    Schedule J breakdown matched by us

    Base
    $0 + $337,377 related
    Bonus
    $0
    Other
    $0 + $20,434 related
    Deferred
    $0 + $24,150 related
    Nontaxable benefits
    $0 + $35,815 related
    Filer's total
    $0 + $417,776 related
  • Thomas Little

    DIRECTOR (AS OF 3/2025)

    Total calculated
    $0
    Hours/week
    1 + 3 related
  • Dr Jason Sanders

    DIRECTOR (TIL 9/2025)

    Total calculated
    $751,166
    From this org
    $0
    From related orgs
    $650,982
    Other
    $100,184
    Hours/week
    1 + 49 related

    Schedule J breakdown matched by us

    Base
    $0 + $426,547 related
    Bonus
    $0 + $214,352 related
    Other
    $0 + $10,083 related
    Deferred
    $0 + $61,575 related
    Nontaxable benefits
    $0 + $38,609 related
    Filer's total
    $0 + $751,166 related
  • Eric Miller Esq

    SECRETARY

    Total calculated
    $817,988
    From this org
    $0
    From related orgs
    $710,113
    Other
    $107,875
    Hours/week
    1 + 49 related

    Schedule J breakdown matched by us

    Base
    $0 + $483,417 related
    Bonus
    $0 + $155,761 related
    Other
    $0 + $70,935 related
    Deferred
    $0 + $80,316 related
    Nontaxable benefits
    $0 + $27,559 related
    Filer's total
    $0 + $817,988 related
  • Erika Smart

    ASSISTANT SECRETARY

    Total calculated
    $299,540
    From this org
    $0
    From related orgs
    $249,926
    Other
    $49,614
    Hours/week
    1 + 44 related

    Schedule J breakdown matched by us

    Base
    $0 + $216,727 related
    Bonus
    $0 + $19,431 related
    Other
    $0 + $13,768 related
    Deferred
    $0 + $15,898 related
    Nontaxable benefits
    $0 + $33,716 related
    Filer's total
    $0 + $299,540 related

Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us. Earlier years are each on their own filing page.

Filings

  • 2024
    Revenue
    $12,522,006
    Expenses
    $12,385,759
    Contributions
    $0
    Grants paid
    $0
  • 2023
    Revenue
    $20,198,651
    Expenses
    $9,281,435
    Contributions
    $0
    Grants paid
    $0
  • 2022
    Revenue
    $19,684,453
    Expenses
    $10,819,686
    Contributions
    $0
    Grants paid
    $0

The four totals the IRS asks for on Part I of the Form 990, as filed. A dash means the figure was not present on the return — not that it was zero.

Other returns filed

  • 2021 · 990

    Revenue
    $10,264,099
    Expenses
    $7,145,003
    Assets (EOY)
    $85,135,196
  • 2020 · 990

    Revenue
    $14,545,433
    Expenses
    $7,253,762
    Assets (EOY)
    $100,648,707
  • 2019 · 990

    Revenue
    $12,381,006
    Expenses
    $7,969,931
    Assets (EOY)
    $95,254,157

Nonprofiteer parses Forms 990, 990-EZ and 990-PF, in a window of recent tax years. These returns are recorded from the IRS e-file index, so their figures were extracted by that index rather than read from the return here — treat them as a different source from the filings above, not as more of the same record. A dash means the index carries no figure; Form 990-T listings carry none at all.

Grants made

No itemized grants to organizations. Schedule I is filed only by organizations that granted more than $5,000 to a recipient, so most filers have none.

Grants received

No itemized grant names this organization as a recipient. Only grants over $5,000 are itemized, and only by filers of the full Form 990.

Related organizations

From Schedule R Part II, where a filer lists the tax-exempt organizations it is related to by control. It does not record shared board members or money.

Declared on its 2024 return

Declared as related by

Taxable family

From Schedule R Parts I, III and IV: entities that legally are the filer, and taxable partnerships, corporations and trusts it is related to. These record ownership and control, not shared board members or money.

Related corporations and trusts on its 2024 return

  • UVMHN VENTURES INC

    C · HOLDING COMPANY · VT · controlled entity

  • UVM HEALTH NETWORK CREDENTIALING & ENROLLMENT

    C · ADMIN SVC · VT · controlled entity

  • CHARITABLE REMAINDER TRUSTS (6)

    T · SUPPORT · VT · controlled entity

  • PERPETUAL TRUSTS (10)

    T · SUPPORT · VT · controlled entity

  • CHARITABLE IRREVOCABLE TRUSTS (8)

    T · SUPPORT · VT · controlled entity

  • CHAMPLAIN VALLEY HEALTH NETWORK

    C · ADMIN SVCS · NY · controlled entity

  • MEDIQUEST INC

    C · MED OFFICE LEASE · NY · controlled entity

Other IRS files

Auto-Revocation List

Not listed. The IRS publishes this list for organizations whose exemption was automatically revoked for failing to file for three consecutive years.

Publication 78

Listed as of 13 October 2026, under deductibility SO.

These are two separate IRS files on two separate schedules, shown as published and not reconciled with each other. Neither is a statement about whether a contribution is deductible today: 19,245 organizations appear in Publication 78 while the IRS's own revocation file lists them as currently revoked, more than half of those revoked before 2019. Absence from Publication 78 is evidence of nothing, and presence is not evidence either. Verify current status with the IRS before relying on it.

What this page reflects

The registration facts above come from the IRS Business Master File published 13 October 2026 and read 1 November 2026, for every organization at once. Returns through tax year 2024, the newest we have parsed for this organization.