Skip to content
Nonprofiteer
← All organizations

MIDFLORIDA CREDIT UNION

EIN 59-6194363 LAKELAND, FL

Revenue 2024
$497,221,275
Expenses 2024
$387,467,531

As filed

Subsection
14
Classification
1000
Street
PO BOX 8008

These codes are the IRS's own and are shown exactly as filed. What each one means is in the Business Master File documentation (opens in a new tab).

Officers and directors · 2024

As listed in Part VII of the 2024 return, in the order the filer printed them. Each return names its own; this is not a roster the organization keeps with us.

  • CHRISTOPHER GEIGER

    BOARD CHARIPERSON

    Total calculated
    $12,623
    From this org
    $12,623
    From related orgs
    $0
    Other
    $0
    Hours/week
    1

  • CHESTER BROJEK

    BOARD VICE CHAIRPERSON

    Total calculated
    $5,592
    From this org
    $5,592
    From related orgs
    $0
    Other
    $0
    Hours/week
    1

  • DAN PIERCE

    BOARD SECRETARY

    Total calculated
    $9,183
    From this org
    $9,183
    From related orgs
    $0
    Other
    $0
    Hours/week
    1

  • NICK SUDZINA

    BOARD TREASURER

    Total calculated
    $0
    Hours/week
    1

  • HARRY WILLIAMS

    BOARD MEMBER

    Total calculated
    $13,979
    From this org
    $13,979
    From related orgs
    $0
    Other
    $0
    Hours/week
    1

  • DARRELL JENSEN

    BOARD MEMBER

    Total calculated
    $5,805
    From this org
    $5,805
    From related orgs
    $0
    Other
    $0
    Hours/week
    1

  • SHIRLEY PELLARCHY

    BOARD MEMBER

    Total calculated
    $9,018
    From this org
    $9,018
    From related orgs
    $0
    Other
    $0
    Hours/week
    1

  • GARY RUHLE

    BOARD MEMBER

    Total calculated
    $8,472
    From this org
    $8,472
    From related orgs
    $0
    Other
    $0
    Hours/week
    1

  • DONALD WILLIAMS SR

    BOARD MEMBER

    Total calculated
    $0
    Hours/week
    1

  • KENNETH HEUBUSCH

    BOARD MEMBER

    Total calculated
    $0
    Hours/week
    1

  • JOHN UPPERCO

    BOARD MEMEBR

    Total calculated
    $16,960
    From this org
    $16,960
    From related orgs
    $0
    Other
    $0
    Hours/week
    1

  • STEVE MOSELEY

    PRESIDENT/CEO

    Total calculated
    $3,198,500
    From this org
    $1,333,296
    From related orgs
    $0
    Other
    $1,865,204
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $995,440
    Bonus
    $295,034
    Other
    $42,822
    Deferred
    $1,845,967
    Nontaxable benefits
    $19,237
    Filer's total
    $3,198,500

  • ZELDA ABRAM

    EVP/CHIEF FINANCIAL OFFICER

    Total calculated
    $605,110
    From this org
    $572,498
    From related orgs
    $0
    Other
    $32,612
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $435,083
    Bonus
    $122,298
    Other
    $15,117
    Deferred
    $15,525
    Nontaxable benefits
    $17,087
    Filer's total
    $605,110

  • JILL DAVIS

    CHIEF MARKETING OFFICER

    Total calculated
    $394,746
    From this org
    $365,017
    From related orgs
    $0
    Other
    $29,729
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $276,098
    Bonus
    $80,970
    Other
    $7,949
    Deferred
    $12,642
    Nontaxable benefits
    $17,087
    Filer's total
    $394,746

  • STERLING GRUBBS

    EVP/CHIEF LENDING OFFICER

    Total calculated
    $614,927
    From this org
    $571,731
    From related orgs
    $0
    Other
    $43,196
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $432,356
    Bonus
    $123,858
    Other
    $15,517
    Deferred
    $15,525
    Nontaxable benefits
    $27,671
    Filer's total
    $614,927

  • CHRISTOPHER DAVID

    EVP/CHIEF OPERATIONS OFFICER

    Total calculated
    $571,386
    From this org
    $528,190
    From related orgs
    $0
    Other
    $43,196
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $397,680
    Bonus
    $112,088
    Other
    $18,422
    Deferred
    $15,525
    Nontaxable benefits
    $27,671
    Filer's total
    $571,386

  • TIMOTHY STALEY

    CHIEF COMMERCIAL LENDING

    Total calculated
    $470,522
    From this org
    $428,260
    From related orgs
    $0
    Other
    $42,262
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $314,470
    Bonus
    $92,165
    Other
    $21,625
    Deferred
    $14,591
    Nontaxable benefits
    $27,671
    Filer's total
    $470,522

  • MICHAEL CHEESEMAN

    CHIEF ANALYTICS OFFICER

    Total calculated
    $415,137
    From this org
    $374,943
    From related orgs
    $0
    Other
    $40,194
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $271,005
    Bonus
    $80,625
    Other
    $23,313
    Deferred
    $12,523
    Nontaxable benefits
    $27,671
    Filer's total
    $415,137

  • JAMES HAGGINS

    CHIEF OF COLLECTIONS

    Total calculated
    $388,504
    From this org
    $356,805
    From related orgs
    $0
    Other
    $31,699
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $270,994
    Bonus
    $80,325
    Other
    $5,486
    Deferred
    $12,462
    Nontaxable benefits
    $19,237
    Filer's total
    $388,504

  • VANESSA HERNANDEZ

    CHIEF RETAIL DELIVERY

    Total calculated
    $354,930
    From this org
    $327,643
    From related orgs
    $0
    Other
    $27,287
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $247,705
    Bonus
    $69,797
    Other
    $10,141
    Deferred
    $10,200
    Nontaxable benefits
    $17,087
    Filer's total
    $354,930

  • TIMOTHY LYSAK

    CHIEF INFORMATION OFFICER

    Total calculated
    $357,891
    From this org
    $325,618
    From related orgs
    $0
    Other
    $32,273
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $248,450
    Bonus
    $71,298
    Other
    $5,870
    Deferred
    $11,716
    Nontaxable benefits
    $20,557
    Filer's total
    $357,891

  • ACIE FORRER

    SW FLORIDA MARKET PRESIDENT

    Total calculated
    $394,742
    From this org
    $371,928
    From related orgs
    $0
    Other
    $22,814
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $281,790
    Bonus
    $79,657
    Other
    $10,481
    Deferred
    $12,742
    Nontaxable benefits
    $10,072
    Filer's total
    $394,742

  • HUGH DAILEY

    CEO SOUTHEAST TRUST/SPECIAL ASSET MANAGER

    Total calculated
    $400,417
    From this org
    $368,659
    From related orgs
    $0
    Other
    $31,758
    Hours/week
    34 + 6 related

    Schedule J breakdown matched by us

    Base
    $273,690
    Bonus
    $79,789
    Other
    $15,180
    Deferred
    $12,521
    Nontaxable benefits
    $19,237
    Filer's total
    $400,417

  • CAMERON BROCK

    SVPII COMMERCIAL RELATIONSHIP OFFICER

    Total calculated
    $345,020
    From this org
    $314,749
    From related orgs
    $0
    Other
    $30,271
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $240,179
    Bonus
    $69,960
    Other
    $4,610
    Deferred
    $11,034
    Nontaxable benefits
    $19,237
    Filer's total
    $345,020

  • LORI KATZ

    SVPII COMMERCIAL LOAN ADMINISTRATOR

    Total calculated
    $295,706
    From this org
    $275,419
    From related orgs
    $0
    Other
    $20,287
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $222,307
    Bonus
    $50,074
    Other
    $3,038
    Deferred
    $10,137
    Nontaxable benefits
    $10,150
    Filer's total
    $295,706

The first 25 listed. Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us. Earlier years are each on their own filing page.

Filings

  • 2024
    Revenue
    $497,221,275
    Expenses
    $387,467,531
    Contributions
    $0
    Grants paid
    $251,083
  • 2023
    Revenue
    $407,757,981
    Expenses
    $307,709,900
    Contributions
    $0
    Grants paid
    $0
  • 2022
    Revenue
    $312,549,911
    Expenses
    $222,811,814
    Contributions
    $0
    Grants paid
    $0

The four totals the IRS asks for on Part I of the Form 990, as filed. A dash means the figure was not present on the return — not that it was zero.

Grants made

Where these grants went next →

Grants received

No itemized grant names this organization as a recipient. Only grants over $5,000 are itemized, and only by filers of the full Form 990.

Other IRS files

Auto-Revocation List

Not listed. The IRS publishes this list for organizations whose exemption was automatically revoked for failing to file for three consecutive years.

Publication 78

Not present in the most recent drop.

These are two separate IRS files on two separate schedules, shown as published and not reconciled with each other. Neither is a statement about whether a contribution is deductible today: 19,245 organizations appear in Publication 78 while the IRS's own revocation file lists them as currently revoked, more than half of those revoked before 2019. Absence from Publication 78 is evidence of nothing, and presence is not evidence either. Verify current status with the IRS before relying on it.