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CREATE CREDIT UNION

EIN 88-0065951 LAS VEGAS, NV

Largest nonprofits in Nevada

Revenue 2024
$81,894,949
Expenses 2024
$68,650,055

As filed

Subsection
14
Classification
1000
Street
PO BOX 36490

These codes are the IRS's own and are shown exactly as filed. What each one means is in the Business Master File documentation (opens in a new tab).

Group exemption

A subordinate covered by the group exemption of FINANCIAL INSTITUTIONS DIVISION (EIN 94-2675413). matched by us

The IRS lists each organization's group exemption number; we match a subordinate to its central organization by that number and the affiliation code the IRS assigns.

Mission and programs · 2024

Mission

BOARD APPROVED MISSION: TO HELP CLARK COUNTY CREDIT UNION MEMBERS REALIZE THEIR FINANCIAL GOALS AND DREAMS. CLARK COUNTY CREDIT UNION IS A COOPERATIVE, ORGANIZED FOR THE PURPOSE OF PROMOTING THRIFT AND SAVINGS AMONG ITS MEMBERS, CREATING A SOURCE OF CREDIT FOR THEM AT RATES OF INTEREST APPROVED BY THE BOARD OF DIRECTORS; PROVIDING AN OPPORTUNITY FOR MEMBERS TO USE AND CONTROL THEIR OWN MONEY ON A DEMOCRATIC BASIS IN ORDER TO IMPROVE THEIR ECONOMIC AND SOCIAL CONDITIONS. AS A COOPERATIVE, CLARK COUNTY CREDIT UNION CONDUCTS ITS BUSINESS FOR THE MUTUAL BENEFIT AND GENERAL WELFARE OF ITS MEMBERS WITH THE EARNINGS, SAVINGS, BENEFITS, OR SERVICE OF THE CREDIT UNION BEING DISTRIBUTED TO ITS MEMBERS AS PATRONS.

Activities or mission (Part I)

A COOPERATIVE, ORGANIZED FOR THE PURPOSE OF PROMOTING THRIFT AND SAVINGS AMONG ITS MEMBERS.

  • DURING 2024, CLARK COUNTY CREDIT UNION MAINTAINED A YEAR-TO-DATE NET WORTH RATIO OF 11.53%. USING A MULTI-MEDIA MARKETING APPROACH COMBINED WITH PERSONAL CUSTOMER SERVICE AND CUSTOMIZED LENDING OPTIONS. CCCU IS LIVING UP TO ITS MISSION OF HELPING MEMBERS REALIZE THEIR FINANCIAL GOALS AND DREAMS.

As filed on the 2024 return.

Officers and directors · 2024

As listed in Part VII of the 2024 return, in the order the filer printed them. Each return names its own; this is not a roster the organization keeps with us.

  • Alise Haney

    BOARD MEMBER

    Total calculated
    $0
    Hours/week
    1

  • Debbie Conway

    BOARD MEMBER

    Total calculated
    $0
    Hours/week
    1

  • Doug Spring

    CHAIRMAN OF THE BOARD

    Total calculated
    $0
    Hours/week
    1

  • Ed Zagalo

    BOARD MEMBER

    Total calculated
    $0
    Hours/week
    1

  • Eric Jorgenson

    BOARD MEMBER

    Total calculated
    $0
    Hours/week
    1

  • Michael Schramm

    BOARD MEMBER

    Total calculated
    $0
    Hours/week
    1

  • Ted Olivas

    VICE CHAIR OF THE BOARD

    Total calculated
    $0
    Hours/week
    1

  • David Upham

    CHIEF OPERATING OFFICER

    Total calculated
    $267,747
    From this org
    $249,717
    From related orgs
    $0
    Other
    $18,030
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $229,717
    Bonus
    $20,000
    Other
    $0
    Deferred
    $18,030
    Nontaxable benefits
    $0
    Filer's total
    $267,747

  • Joshua Haldeman

    CHIEF LENDING OFFICER

    Total calculated
    $257,168
    From this org
    $239,655
    From related orgs
    $0
    Other
    $17,513
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $220,655
    Bonus
    $19,000
    Other
    $0
    Deferred
    $17,513
    Nontaxable benefits
    $0
    Filer's total
    $257,168

  • Matt Kershaw

    CHIEF EXECUTIVE OFFICER

    Total calculated
    $527,136
    From this org
    $501,261
    From related orgs
    $0
    Other
    $25,875
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $461,148
    Bonus
    $40,113
    Other
    $0
    Deferred
    $25,875
    Nontaxable benefits
    $0
    Filer's total
    $527,136

  • Matthew Becker

    CHIEF TECHNOLOGY OFFICER

    Total calculated
    $236,026
    From this org
    $219,780
    From related orgs
    $0
    Other
    $16,246
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $202,580
    Bonus
    $17,200
    Other
    $0
    Deferred
    $16,246
    Nontaxable benefits
    $0
    Filer's total
    $236,026

  • Patricia Ochal

    CHIEF FINANCIAL OFFICER

    Total calculated
    $401,044
    From this org
    $384,658
    From related orgs
    $0
    Other
    $16,386
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $364,258
    Bonus
    $20,400
    Other
    $0
    Deferred
    $16,386
    Nontaxable benefits
    $0
    Filer's total
    $401,044

  • Shannon Hiller

    CHIEF MARKETING OFFICER

    Total calculated
    $232,617
    From this org
    $216,747
    From related orgs
    $0
    Other
    $15,870
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $200,247
    Bonus
    $16,500
    Other
    $0
    Deferred
    $15,870
    Nontaxable benefits
    $0
    Filer's total
    $232,617

  • Chris Schlaffman

    VP COMMERCIAL LENDING MANAGER

    Total calculated
    $195,081
    From this org
    $177,835
    From related orgs
    $0
    Other
    $17,246
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $146,873
    Bonus
    $30,962
    Other
    $0
    Deferred
    $13,489
    Nontaxable benefits
    $3,757
    Filer's total
    $195,081

  • Christina Minello

    VP OF HUMAN RESORCES

    Total calculated
    $167,948
    From this org
    $154,832
    From related orgs
    $0
    Other
    $13,116
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $148,100
    Bonus
    $6,732
    Other
    $0
    Deferred
    $11,622
    Nontaxable benefits
    $1,494
    Filer's total
    $167,948

  • John Gentile

    VP COMMERCIAL LENDING

    Total calculated
    $163,515
    From this org
    $158,092
    From related orgs
    $0
    Other
    $5,423
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $108,568
    Bonus
    $49,524
    Other
    $0
    Deferred
    $2,447
    Nontaxable benefits
    $2,976
    Filer's total
    $163,515

  • Michael Henriksen

    VP CONTROLLER

    Total calculated
    $176,332
    From this org
    $159,219
    From related orgs
    $0
    Other
    $17,113
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $150,035
    Bonus
    $9,184
    Other
    $0
    Deferred
    $12,291
    Nontaxable benefits
    $4,822
    Filer's total
    $176,332

  • Octavio Ryan Lopez

    MORTGAGE LOAN OFFICER

    Total calculated
    $218,438
    From this org
    $200,213
    From related orgs
    $0
    Other
    $18,225
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $33,352
    Bonus
    $166,861
    Other
    $0
    Deferred
    $15,323
    Nontaxable benefits
    $2,902
    Filer's total
    $218,438

Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us. Earlier years are each on their own filing page.

Filings

  • 2024
    Revenue
    $81,894,949
    Expenses
    $68,650,055
    Contributions
    $0
    Grants paid
    $168,047
  • 2023
    Revenue
    $65,932,696
    Expenses
    $52,647,666
    Contributions
    $0
    Grants paid
    $106,983
  • 2022
    Revenue
    $52,797,641
    Expenses
    $40,089,207
    Contributions
    $0
    Grants paid
    $60,108

The four totals the IRS asks for on Part I of the Form 990, as filed. A dash means the figure was not present on the return — not that it was zero.

Other returns filed

  • 2021 · 990

    Revenue
    $46,813,818
    Expenses
    $33,127,785
    Assets (EOY)
    $1,146,560,292

  • 2020 · 990

    Revenue
    $45,087,035
    Expenses
    $36,691,812
    Assets (EOY)
    $1,012,890,170

  • 2019 · 990

    Revenue
    $45,397,628
    Expenses
    $35,737,631
    Assets (EOY)
    $860,178,388

  • 2018 · 990

    Revenue
    $41,656,713
    Expenses
    $34,893,012
    Assets (EOY)
    $771,056,238

  • 2017 · 990

    Revenue
    $40,305,335
    Expenses
    $22,455,610
    Assets (EOY)
    $717,848,200

  • 2016 · 990

    Revenue
    $33,341,262
    Expenses
    $26,132,000
    Assets (EOY)
    $646,969,087

  • 2015 · 990

    Revenue
    $29,407,139
    Expenses
    $20,563,297
    Assets (EOY)
    $586,124,404

  • 2014 · 990

    Revenue
    $25,315,451
    Expenses
    $13,098,352
    Assets (EOY)
    $543,534,696

  • 2013 · 990

    Revenue
    $25,457,527
    Expenses
    $16,227,379
    Assets (EOY)
    $504,257,081

  • 2012 · 990

    Revenue
    not reported
    Expenses
    $16,583,025
    Assets (EOY)
    $483,007,639

Nonprofiteer parses Forms 990, 990-EZ and 990-PF, in a window of recent tax years. These returns are recorded from the IRS e-file index, so their figures were extracted by that index rather than read from the return here — treat them as a different source from the filings above, not as more of the same record. A dash means the index carries no figure; Form 990-T listings carry none at all. Showing the 10 most recent; the API carries the rest.

Grants made

The 10 largest by cash amount. The API serves every itemized grant.

Where these grants went next →

Grants received

No itemized grant names this organization as a recipient. Only grants over $5,000 are itemized, and only by filers of the full Form 990.

Taxable family

From Schedule R Parts I, III and IV: entities that legally are the filer, and taxable partnerships, corporations and trusts it is related to. These record ownership and control, not shared board members or money.

Related corporations and trusts on its 2024 return

  • MEMBERS AUTO BROKERAGE INC

    C Corporation · USED CAR SALES · NV · 100% owned · share of income $876,252 · share of assets $1,174,495 · controlled entity

Other IRS files

Auto-Revocation List

Not listed. The IRS publishes this list for organizations whose exemption was automatically revoked for failing to file for three consecutive years.

Publication 78

Not present in the most recent drop.

These are two separate IRS files on two separate schedules, shown as published and not reconciled with each other. Neither is a statement about whether a contribution is deductible today: 19,245 organizations appear in Publication 78 while the IRS's own revocation file lists them as currently revoked, more than half of those revoked before 2019. Absence from Publication 78 is evidence of nothing, and presence is not evidence either. Verify current status with the IRS before relying on it.

What this page reflects

The registration facts above come from the IRS Business Master File published 13 October 2026 and read 1 November 2026, for every organization at once. Returns through tax year 2024, the newest we have parsed for this organization.