UNIVERSITY OF VIRGINIA COMMUNITY CREDIT UNION
EIN 54-0674170 CHARLOTTESVILLE, VA
- Revenue 2024
- $87,769,379
- Expenses 2024
- $72,747,917
As filed
- Subsection
- 14
- Street
- 3300 BERKMAR DRIVE
These codes are the IRS's own and are shown exactly as filed. What each one means is in the Business Master File documentation (opens in a new tab).
Mission and programs · 2024
Mission
THE MISSION OF THE UNIVERSITY OF VIRGINIA COMMUNITY CREDIT UNION, INC. IS TO 1) ENCOURAGE THRIFT AMONG MEMBERSHIP, THUS CREATING A LENDABLE POOL OF FUNDS 2) MAKE MEMBER LOANS AT A REASONABLE RATE OF INTEREST 3) PAY A FAIR RATE OF RETURN ON MEMBER SAVINGS 4) PROVIDE HELPFUL MEMBER FINANCIAL SERVICE.
Activities or mission (Part I)
THE MISSION OF THE UNIVERSITY OF VIRGINIA COMMUNITY CREDIT UNION IS TO 1) ENCOURAGE THRIFT AMONG MEMBERSHIP, THUS CREATING A LENDABLE POOL OF FUNDS 2) MAKE MEMBER LOANS AT A REASONABLE RATE OF INTEREST 3) PAY A FAIR RATE OF RETURN ON MEMBER SAVINGS 4) PROVIDE HELPFUL MEMBER FINANCIAL SERVICE.
-
DURING 2024, UNIVERSITY OF VIRGINIA COMMUNITY CREDIT UNION, INC., A STATE-CHARTERED CREDIT UNION LOCATED IN CENTRAL VIRGINIA, PROVIDED FINANCIAL SERVICES TO MEMBERS WHO LIVE, WORK, OR ATTEND SCHOOL IN THE COUNTIES OF ALBEMARLE, AMHERST, AUGUSTA, BATH, BEDFORD, BUCKINGHAM, CAMPBELL, CULPEPER, CUMBERLAND, FAUQUIER, FLUVANNA, GREENE, HIGHLAND, LOUISA, MADISON, NELSON, ORANGE, RAPPHANNOCK, ROCKBRIDGE, ROCKINGHAM, AS WELL AS THE CITIES OF CHARLOTTESVILLE, HARRISONBURG, LYNCHBURG, STAUNTON, & WAYNESBORO. THE CREDIT UNION CONTINUED TO FULFILL ITS EXEMPT PURPOSE BY PROVIDING CREDIT AT FAIR AND REASONABLE RATES OF INTEREST, OFFERING COMPETITIVE SHARE DEPOSIT PRODUCTS, AND PROVIDING MEMBERS WITH THE OPPORTUNITY TO IMPROVE THEIR ECONOMIC CONDITION. AS OF THE END OF 2024, THE CREDIT UNION SERVED 81,518 MEMBERS.
-
PROVIDE 41,529 LOANS INCLUDING HOME EQUITY, SHARE SECURED, FIRST MORTGAGE, CREDIT CARD, UNSECURED, NEW AND USED VEHICLE, RECREATIONAL VEHICLES, AND LINE OF CREDIT WITH AGGREGATE LOAN BALANCES THAT APPROXIMATED $879,487,118 AS OF DECEMBER 31, 2024.
As filed on the 2024 return. The filer continues this part on Schedule O, which is not shown here.
Officers and directors · 2024
As listed in Part VII of the 2024 return, in the order the filer printed them. Each return names its own; this is not a roster the organization keeps with us.
-
Pamela W HigginsPAMELA W HIGGINS
CHAIRPERSON
- Total calculated
- $0
- Hours/week
- 1
-
Kenneth EadesKENNETH EADES
V. CHAIRPERSON
- Total calculated
- $0
- Hours/week
- 1
-
Lisa P HeuchertLISA P HEUCHERT
BOD TREASURER
- Total calculated
- $0
- Hours/week
- 1
-
Marie C MeltonMARIE C MELTON
BOD SECRETARY
- Total calculated
- $0
- Hours/week
- 1
-
J Barrett JonesJ BARRETT JONES
BOD MEMBER
- Total calculated
- $0
- Hours/week
- 1
-
Benjamin McCartneyBENJAMIN MCCARTNEY
BOD MEMBER
- Total calculated
- $0
- Hours/week
- 1
-
Cynthia MurrayCYNTHIA MURRAY
BOD MEMBER
- Total calculated
- $0
- Hours/week
- 1
-
David JonesDAVID JONES
BOD MEMBER
- Total calculated
- $0
- Hours/week
- 1
-
Lynne Richman BellLYNNE RICHMAN BELL
BOD MEMBER
- Total calculated
- $0
- Hours/week
- 1
-
Rob W FreerROB W FREER
BOD MEMBER
- Total calculated
- $0
- Hours/week
- 1
-
Robert NeilROBERT NEIL
BOD MEMBER
- Total calculated
- $0
- Hours/week
- 1
-
Susan GruberSUSAN GRUBER
CEO/PRESIDENT
- Total calculated
- $1,095,623
- From this org
- $820,522
- From related orgs
- $0
- Other
- $275,101
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $626,732
- Bonus
- $192,500
- Other
- $1,290
- Deferred
- $272,562
- Nontaxable benefits
- $2,539
- Filer's total
- $1,095,623
-
Peter HolmanPETER HOLMAN
CFO
- Total calculated
- $831,768
- From this org
- $730,725
- From related orgs
- $0
- Other
- $101,043
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $274,380
- Bonus
- $25,547
- Other
- $430,798
- Deferred
- $66,949
- Nontaxable benefits
- $34,094
- Filer's total
- $831,768
-
Belinda TuckerBELINDA TUCKER
CHIEF OPERATING OFFICER
- Total calculated
- $345,637
- From this org
- $316,660
- From related orgs
- $0
- Other
- $28,977
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $290,070
- Bonus
- $25,300
- Other
- $1,290
- Deferred
- $28,977
- Nontaxable benefits
- $0
- Filer's total
- $345,637
-
Joseph Michael RaichelJOSEPH MICHAEL RAICHEL
CHIEF LENDING OFFICER
- Total calculated
- $484,242
- From this org
- $309,942
- From related orgs
- $0
- Other
- $174,300
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $282,553
- Bonus
- $26,099
- Other
- $1,290
- Deferred
- $149,723
- Nontaxable benefits
- $24,577
- Filer's total
- $484,242
-
Anne LeskoANNE LESKO
CHIEF HUMAN RESCOURE OFFICER
- Total calculated
- $281,122
- From this org
- $235,876
- From related orgs
- $0
- Other
- $45,246
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $217,044
- Bonus
- $18,532
- Other
- $300
- Deferred
- $22,663
- Nontaxable benefits
- $22,583
- Filer's total
- $281,122
-
George FisherGEORGE FISHER
CHIEF INFORMATION OFFICER
- Total calculated
- $289,424
- From this org
- $233,171
- From related orgs
- $0
- Other
- $56,253
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $212,630
- Bonus
- $19,851
- Other
- $690
- Deferred
- $22,484
- Nontaxable benefits
- $33,769
- Filer's total
- $289,424
-
William BradfordWILLIAM BRADFORD
DIRECTOR OF MORTGAGE
- Total calculated
- $252,134
- From this org
- $227,569
- From related orgs
- $0
- Other
- $24,565
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $186,932
- Bonus
- $40,500
- Other
- $137
- Deferred
- $0
- Nontaxable benefits
- $24,565
- Filer's total
- $252,134
-
George BallewGEORGE BALLEW
SVP MEMBER OPTIONS
- Total calculated
- $252,944
- From this org
- $208,353
- From related orgs
- $0
- Other
- $44,591
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $193,028
- Bonus
- $11,515
- Other
- $3,810
- Deferred
- $20,477
- Nontaxable benefits
- $24,114
- Filer's total
- $252,944
-
Brendan McCormickBRENDAN MCCORMICK
SVP INTERNAL AUDIT
- Total calculated
- $240,906
- From this org
- $196,402
- From related orgs
- $0
- Other
- $44,504
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $181,994
- Bonus
- $12,428
- Other
- $1,980
- Deferred
- $19,591
- Nontaxable benefits
- $24,913
- Filer's total
- $240,906
-
Tim AltherTIM ALTHER
SVP RETAIL
- Total calculated
- $223,492
- From this org
- $188,615
- From related orgs
- $0
- Other
- $34,877
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $187,925
- Bonus
- $0
- Other
- $690
- Deferred
- $1,538
- Nontaxable benefits
- $33,339
- Filer's total
- $223,492
-
Bonnie WilkinsBONNIE WILKINS
SVP COMMERCIAL CREDIT
- Total calculated
- $222,985
- From this org
- $182,163
- From related orgs
- $0
- Other
- $40,822
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $168,439
- Bonus
- $11,744
- Other
- $1,980
- Deferred
- $18,439
- Nontaxable benefits
- $22,383
- Filer's total
- $222,985
-
Janine WilliamsJANINE WILLIAMS
VP CREDIT UNION AFFAIRS
- Total calculated
- $211,218
- From this org
- $171,825
- From related orgs
- $0
- Other
- $39,393
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $159,381
- Bonus
- $11,154
- Other
- $1,290
- Deferred
- $17,596
- Nontaxable benefits
- $21,797
- Filer's total
- $211,218
-
Carolyn BurnettCAROLYN BURNETT
VP BUSINESS BANKING
- Total calculated
- $223,051
- From this org
- $179,210
- From related orgs
- $0
- Other
- $43,841
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $168,512
- Bonus
- $10,428
- Other
- $270
- Deferred
- $17,877
- Nontaxable benefits
- $25,964
- Filer's total
- $223,051
-
Suzanne HessSUZANNE HESS
VP ACCOUNTING & BUDGETING
- Total calculated
- $207,216
- From this org
- $183,289
- From related orgs
- $0
- Other
- $23,927
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $171,436
- Bonus
- $11,163
- Other
- $690
- Deferred
- $17,599
- Nontaxable benefits
- $6,328
- Filer's total
- $207,216
The first 25 listed. Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us. Earlier years are each on their own filing page.
Filings
-
2024
- Revenue
- $87,769,379
- Expenses
- $72,747,917
- Contributions
- $0
- Grants paid
- $148,505
-
2023
- Revenue
- $68,043,323
- Expenses
- $59,776,332
- Contributions
- $0
- Grants paid
- $37,500
-
2022
- Revenue
- $51,224,047
- Expenses
- $45,436,580
- Contributions
- $0
- Grants paid
- $25,000
The four totals the IRS asks for on Part I of the Form 990, as filed. A dash means the figure was not present on the return — not that it was zero.
Other returns filed
-
2021 · 990
- Revenue
- $46,956,811
- Expenses
- $38,843,292
- Assets (EOY)
- $1,415,250,670
-
2020 · 990
- Revenue
- $44,689,577
- Expenses
- $39,972,996
- Assets (EOY)
- $1,210,620,558
-
2019 · 990
- Revenue
- $47,038,027
- Expenses
- $40,239,559
- Assets (EOY)
- $1,026,121,491
-
2018 · 990
- Revenue
- $43,422,781
- Expenses
- $36,155,439
- Assets (EOY)
- $954,157,214
-
2017 · 990
- Revenue
- $39,723,634
- Expenses
- $33,747,986
- Assets (EOY)
- $913,514,303
-
2016 · 990
- Revenue
- $35,404,413
- Expenses
- $29,979,001
- Assets (EOY)
- $833,153,867
-
2015 · 990
- Revenue
- $31,987,474
- Expenses
- $25,013,549
- Assets (EOY)
- $742,617,187
-
2014 · 990
- Revenue
- $30,287,393
- Expenses
- $25,314,118
- Assets (EOY)
- $697,730,010
-
2013 · 990
- Revenue
- $31,965,065
- Expenses
- $26,075,470
- Assets (EOY)
- $655,337,968
-
2012 · 990
- Revenue
- not reported
- Expenses
- $25,659,912
- Assets (EOY)
- $633,881,353
Nonprofiteer parses Forms 990, 990-EZ and 990-PF, in a window of recent tax years. These returns are recorded from the IRS e-file index, so their figures were extracted by that index rather than read from the return here — treat them as a different source from the filings above, not as more of the same record. A dash means the index carries no figure; Form 990-T listings carry none at all. Showing the 10 most recent; the API carries the rest.
Grants made
-
2024 CHARITABLE CONTRIBUTION
-
2022 CHARITABLE CONTRIBUTION
-
$12,500
2024 CHARITABLE CONTRIBUTION
-
$10,000
2024 CHARITABLE CONTRIBUTION
-
2024 CHARITABLE CONTRIBUTION
-
$5,750
2024 CHARITABLE CONTRIBUTION
Grants received
No itemized grant names this organization as a recipient. Only grants over $5,000 are itemized, and only by filers of the full Form 990.
Related organizations
From Schedule R Part II, where a filer lists the tax-exempt organizations it is related to by control. It does not record shared board members or money.
Declared on its 2024 return
-
UVA COMMUNITY CREDIT UNION FOUNDATION
501(C)(3) · CHARITABLE FOUNDATION · VA · controlled entity
Taxable family
From Schedule R Parts I, III and IV: entities that legally are the filer, and taxable partnerships, corporations and trusts it is related to. These record ownership and control, not shared board members or money.
Disregarded entities on its 2023 return
-
MEMBER OPTIONS LLC
CONSUMER MORTGAGE ORIGINATIONS · VA · income $2,005,352 · assets $5,661,400
Other IRS files
Auto-Revocation List
Not listed. The IRS publishes this list for organizations whose exemption was automatically revoked for failing to file for three consecutive years.
Publication 78
Not present in the most recent drop.
These are two separate IRS files on two separate schedules, shown as published and not reconciled with each other. Neither is a statement about whether a contribution is deductible today: 19,245 organizations appear in Publication 78 while the IRS's own revocation file lists them as currently revoked, more than half of those revoked before 2019. Absence from Publication 78 is evidence of nothing, and presence is not evidence either. Verify current status with the IRS before relying on it.
What this page reflects
The registration facts above come from the IRS Business Master File published 13 October 2026 and read 29 October 2026, for every organization at once. Returns through tax year 2024, the newest we have parsed for this organization.