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CONSUMER CREDIT COUNSELING SERVICE OF THE MIDWEST INC

EIN 31-0731111 GAHANNA, OH

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Revenue 2025
$3,515,785
Expenses 2025
$3,346,254

Program services were 81.0% of total expenses calculated — Part IX's program-services column over total expenses, both as filed.

As filed

Subsection
03
NTEE code
P51
Classification
1000
Street
700 TAYLOR ROAD

These codes are the IRS's own and are shown exactly as filed. What each one means is in the Business Master File documentation (opens in a new tab).

Mission and programs · 2025

Mission

HELPING PEOPLE IMPROVE THEIR FINANCIAL WELL-BEING THROUGH COUNSELING, COMMUNITY OUTREACH AND FINANCIAL EDUCATION.

Activities or mission (Part I)

APPRISEN IS A 501 (C)(3) NONPROFIT DEDICATED TO BUILDING THE FINANCIAL HEALTH OF THE COMMUNITIES WE SERVE. WE ARE A MEMBER OF THE NATIONAL FOUNDATION FOR CREDIT COUNSELING, ACCREDITED BY COUNCIL ON ACCREDITATION, APPROVED BY THE EXECUTIVE OFFICE OF THE U.S. TRUSTEES, APPROVED BY HOUSING AND URBAN DEVELOPMENT AND HAVE AN A+ BBB RATING. APPRISEN HAS BEEN IN BUSINESS SINCE 1955 AND HAS HELPED MILLIONS OF INDIVIDUALS AND FAMILIES LEARN MONEY MANAGEMENT SKILLS, BALANCE THEIR BUDGET, BUILD CREDIT AND GET OUT OF DEBT. OUR TRUSTED FINANCIAL EXPERTS PROVIDE CUSTOMIZED ONE- ON-ONE GUIDANCE THAT IS CONFIDENTIAL & CONVENIENT. WE FIND SOLUTIONS TO INDIVIDUALS UNIQUE FINANCIAL CONCERNS IN AN ATMOSPHERE OF TRUST, CREATIVITY AND NON-JUDGEMENT. OUR PROGRAMS INCLUDE COMPREHENSIVE FINANCIAL REVIEW SESSIONS; FINANCIAL COACHING; HUD-APPROVED HOUSING COUNSELING; DEBT MANAGEMENT PROGRAM; EOUST-APPROVED BANKRUPTCY COUNSELING AND EDUCATION; STUDENT LOAN COUNSELING; SMALL BUSINESS FINANCIAL COUNSELING; CREDIT H

  • APPRISEN PROVIDES COMPREHENSIVE FINANCIAL COUNSELING AND EDUCATION TO INDIVIDUALS AND FAMILIES LOOKING TO IMPROVE THEIR FINANCIAL HEALTH. IN 2025, WE HELD 8,966 CONFIDENTIAL COUNSELING SESSIONS WITH PREDOMINATELY LOW-TO-MODERATE INCOME CONSUMERS. OUR CERTIFIED COUNSELORS REVIEW INCOME, MONTHLY EXPENSES, AND DEBT. THEY WORK WITH THE CLIENT TO SET FINANCIAL GOALS AND CREATE A PLAN TO ACHIEVE THEM. THE CLIENT RECEIVES A CUSTOMIZED PLAN OF ACTION TO IMPROVE THEIR FINANCIAL HEALTH. 21% OF THOSE COUNSELED ENTER A DEBT MANAGEMENT PROGRAM (DMP). THE DMP IS A STRUCTURED PROGRAM THAT HELPS THE INDIVIDUALS REPAY THEIR UNSECURED DEBT. IN 2025, INDIVIDUALS IN OUR DMP PAID DOWN 27,660,859 WORTH OF DEBT & 68% OF ENROLLEES COMPLETED THEIR DMP SUCCESSFULLY.

    Expenses $2,389,607 · Revenue $1,554,766

  • APPRISEN IS A HUD-CERTIFIED AGENCY, OFFERING PRE-PURCHASE COUNSELING, RENTAL COUNSELING, AND FORECLOSURE PREVENTION COUNSELING. WE HELD 138 HOUSING RELATED SESSIONS IN 2025, THE MAJORITY OF WHICH FOCUSED ON DELINQUENT MORTGAGES AND FORECLOSURE PREVENTION.

    Expenses $24,023 · Revenue $12,885

  • APPRISEN PROVIDES COMMUNITY FINANCIAL EDUCATION AND OUTREACH PROGRAMS AIMED AT EMPOWERING INDIVIDUALS TO BUILD THEIR FINANCIAL HEALTH. WE WORK CLOSELY WITH COMMUNITY ORGANIZATIONS AND BUSINESSES TO DETERMINE EXISTING AND EMERGING PERSONAL FINANCE ISSUES AND DEVELOP PROGRAMMING TO ADDRESS THOSE NEEDS. WE PROVIDED COMMUNITY PRESENTATIONS AND EXTENSIVE DIGITAL EDUCATION THROUGH OUR WEBINARS, BLOG, AND SOCIAL MEDIA OUTLETS. IN 2025, OUR COMMITMENT TO FINANCIAL EDUCATION REACHED OVER 897K INDIVIDUALS THROUGH OUR OUTREACH AND SOCIAL MEDIA ENDEAVORS.

    Expenses $296,178 · Revenue $21,119

As filed on the 2025 return.

Officers and directors · 2025

As listed in Part VII of the 2025 return, in the order the filer printed them. Each return names its own; this is not a roster the organization keeps with us.

  • Jonathan M Cantrell

    PRESIDENT /

    Total calculated
    $256,993
    From this org
    $220,892
    From related orgs
    $0
    Other
    $36,101
    Hours/week
    50

    Schedule J breakdown matched by us

    Base
    $200,000
    Bonus
    $20,000
    Other
    $892
    Deferred
    $11,000
    Nontaxable benefits
    $25,101
    Filer's total
    $256,993

  • Christopher J Kallay

    VP/TREASURER

    Total calculated
    $237,647
    From this org
    $190,930
    From related orgs
    $0
    Other
    $46,717
    Hours/week
    50

    Schedule J breakdown matched by us

    Base
    $175,148
    Bonus
    $15,000
    Other
    $782
    Deferred
    $9,672
    Nontaxable benefits
    $37,045
    Filer's total
    $237,647

  • Brian Yoder

    SECRETARY/ D

    Total calculated
    $141,625
    From this org
    $100,869
    From related orgs
    $0
    Other
    $40,756
    Hours/week
    40

  • Redonna Thompson

    COO

    Total calculated
    $127,952
    From this org
    $110,535
    From related orgs
    $0
    Other
    $17,417
    Hours/week
    40

  • Josh Curtis

    DIRECTOR

    Total calculated
    $0
    Hours/week
    2

  • Michael Harding

    DIRECTOR

    Total calculated
    $0
    Hours/week
    2

  • Frederick H Heyse

    DIRECTOR

    Total calculated
    $0
    Hours/week
    2

  • Jay E Michael

    DIRECTOR

    Total calculated
    $0
    Hours/week
    2

  • Teresa Holland Rich

    DIRECTOR

    Total calculated
    $0
    Hours/week
    2

  • Kayla Selhorst

    DIRECTOR

    Total calculated
    $0
    Hours/week
    2

  • Stacy Toki

    CHAIRPERSON

    Total calculated
    $0
    Hours/week
    4

  • Steve Weiker

    DIRECTOR

    Total calculated
    $0
    Hours/week
    2

Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us. Earlier years are each on their own filing page.

Filings

  • 2025
    Revenue
    $3,515,785
    Expenses
    $3,346,254
    Contributions
    $1,612,697
    Grants paid
    $0
  • 2025
    Revenue
    $3,515,785
    Expenses
    $3,346,254
    Contributions
    $1,612,697
    Grants paid
    $0
  • 2024
    Revenue
    $3,314,982
    Expenses
    $3,307,095
    Contributions
    $1,701,718
    Grants paid
    $0
  • 2023
    Revenue
    $2,907,133
    Expenses
    $3,460,912
    Contributions
    $1,459,015
    Grants paid
    $0
  • 2022
    Revenue
    $3,349,217
    Expenses
    $3,742,303
    Contributions
    $2,154,689
    Grants paid
    $0

The four totals the IRS asks for on Part I of the Form 990, as filed. A dash means the figure was not present on the return — not that it was zero.

Other returns filed

  • 2021 · 990

    Revenue
    $5,167,342
    Expenses
    $3,951,888
    Assets (EOY)
    $5,434,834

  • 2020 · 990

    Revenue
    $4,413,242
    Expenses
    $4,369,499
    Assets (EOY)
    $4,153,799

  • 2019 · 990

    Revenue
    $4,474,458
    Expenses
    $4,592,808
    Assets (EOY)
    $4,159,813

  • 2018 · 990

    Revenue
    $4,441,493
    Expenses
    $5,664,152
    Assets (EOY)
    $3,758,408

  • 2017 · 990

    Revenue
    $4,681,664
    Expenses
    $7,016,535
    Assets (EOY)
    $5,382,837

  • 2016 · 990

    Revenue
    $6,496,820
    Expenses
    $8,732,431
    Assets (EOY)
    $8,586,574

  • 2015 · 990

    Revenue
    $6,695,637
    Expenses
    $10,092,148
    Assets (EOY)
    $11,657,760

  • 2014 · 990

    Revenue
    $9,344,046
    Expenses
    $11,840,256
    Assets (EOY)
    $16,462,420

  • 2013 · 990

    Revenue
    $13,473,828
    Expenses
    $13,476,015
    Assets (EOY)
    $20,755,630

  • 2012 · 990

    Revenue
    not reported
    Expenses
    $14,979,888
    Assets (EOY)
    $18,515,357

Nonprofiteer parses Forms 990, 990-EZ and 990-PF, in a window of recent tax years. These returns are recorded from the IRS e-file index, so their figures were extracted by that index rather than read from the return here — treat them as a different source from the filings above, not as more of the same record. A dash means the index carries no figure; Form 990-T listings carry none at all. Showing the 10 most recent; the API carries the rest.

Grants made

No itemized grants to organizations. Schedule I is filed only by organizations that granted more than $5,000 to a recipient, so most filers have none.

Grants received

The 10 largest by cash amount. The API serves every itemized grant.

Other IRS files

Auto-Revocation List

Not listed. The IRS publishes this list for organizations whose exemption was automatically revoked for failing to file for three consecutive years.

Publication 78

Listed as of 13 October 2026, under deductibility PC.

These are two separate IRS files on two separate schedules, shown as published and not reconciled with each other. Neither is a statement about whether a contribution is deductible today: 19,245 organizations appear in Publication 78 while the IRS's own revocation file lists them as currently revoked, more than half of those revoked before 2019. Absence from Publication 78 is evidence of nothing, and presence is not evidence either. Verify current status with the IRS before relying on it.

What this page reflects

The registration facts above come from the IRS Business Master File published 13 October 2026 and read 1 November 2026, for every organization at once. Returns through tax year 2025, the newest we have parsed for this organization.