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YOUNG AMERICANS CENTER FOR FINANCIAL EDUCATION

EIN 84-1564926 DENVER, CO

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Revenue 2024
$2,974,642
Expenses 2024
$3,376,499

Program services were 77.0% of total expenses calculated — Part IX's program-services column over total expenses, both as filed.

As filed

Subsection
03
NTEE code
N20
Classification
1000
Street
3550 E 1ST AVE

These codes are the IRS's own and are shown exactly as filed. What each one means is in the Business Master File documentation (opens in a new tab).

Other organizations at this address

1 other organization in the IRS Business Master File lists the same street address. matched by us

We match the street line and ZIP code as the IRS gives them, ignoring case and outer spaces and nothing else, so "AVE" and "AVENUE" count as different streets and this list can miss some. A shared address can mean related organizations or a shared office, but it can also be a registered agent, a mail drop or a service provider holding mail for unrelated clients. It is not, by itself, evidence that two organizations are connected.

Mission and programs · 2024

Mission

YOUNG AMERICANS CENTER FOR FINANCIAL EDUCATION IS COMMITTED TO DEVELOPING THE FINANCIAL LITERACY OF YOUNG PEOPLE THROUGH REAL-LIFE EXPERIENCES AND HANDS-ON PROGRAMS PURPOSEFULLY DESIGNED TO ENABLE THEM TO PROSPER IN OUR FREE ENTERPRISE SYSTEM. SINCE 1989, MORE THAN 926,700 YOUTH HAVE BENEFITED FROM THESE NONPROFIT PROGRAMS THAT BUILD LIFE SKILLS, WORK SKILLS, AND FINANCIAL SELF-SUFFICIENCY.

Activities or mission (Part I)

TO DEVELOP FINANCIAL LITERACY OF YOUNG PEOPLE THROUGH REAL-LIFE EXPERIENCES AND HANDS-ON PROGRAMS.

  • YOUNG AMERITOWNE IS A HANDS-ON PROGRAM THAT INTRODUCES 5TH GRADERS FROM ELEMENTARY SCHOOLS THROUGHOUT COLORADO TO OUR FREE ENTERPRISE SYSTEM. THE THIRTY-SEVEN LESSON CURRICULUM TAUGHT IN THE SCHOOL BY THE TEACHER CULMINATES WHEN THE STUDENTS RUN A LIFE-LIKE TOWN OF UP TO 17 BUSINESSES FOR A DAY, BRINGING THEIR LEARNING TO LIFE AND EXPERIENCING FREE ENTERPRISE FIRST-HAND. PARTICIPATION: 31,384 DURING 2024.

    Expenses $1,291,805 · Revenue $619,799

  • INTERNATIONAL TOWNE IS A ONE-OF-A-KIND PROGRAM THAT INTRODUCES MIDDLE SCHOOL STUDENTS TO THE FINANCIAL REALITIES OF THE GLOBAL MARKETPLACE. AFTER WEEKS OF CLASSROOM LESSONS AND ACTIVITIES, THE STUDENTS-TURNED-WORLD-CITIZENS COME TO INTERNATIONAL TOWNE TO RUN THE SIXTEEN-COUNTRY WORLD FOR A DAY, EXPERIENCING THE ECONOMIC CONCEPTS OF GLOBAL TRADING, CURRENCY EXCHANGE, IMPORTING AND EXPORTING, AND CULTURAL VALUES. PARTICIPATION: 7,822 STUDENTS DURING 2024.

    Expenses $287,596 · Revenue $169,210

  • YOUNG AMERICANS CENTER FOR FINANCIAL EDUCATION ALSO OFFERS A VARIETY OF ENTREPRENEURSHIP TRAINING PROGRAMS THROUGH OUR YOUTHBIZ DIVISION. SERVING DENVER-AREA YOUTH AGES 11 TO 18 WITH TARGETED FOCUS ON THOSE FROM LOW-INCOME, UNDERSERVED SCHOOLS AND NEIGHBORHOODS, YOUTH LEARN THE FOUNDATIONS OF BUSINESS AND ENTREPRENEURSHIP ENABLING THEM TO IDENTIFY OPPORTUNITIES AND TO DEVELOP PRODUCTS AND SERVICES THAT CREATE VALUE. YOUTHBIZ OFFERS TWO PROGRAMS, STARTUP AND OUT-OF-THE-BOX. STARTUP IS AN ENTRY LEVEL PROGRAM DESIGNED TO TEACH YOUTH THE BASICS OF ENTREPRENEURSHIP INCLUDING NEED IDENTIFICATION, PROTOTYPE DEVELOPMENT AND BUSINESS PITCH. YOUTHBIZ OUT-OF-THE-BOX TAKES STUDENTS FURTHER INTO THE PRODUCTION AND SALES CYCLES WITH REAL RETAIL OPPORTUNITIES, SUCH AS OUR YOUTHBIZ MARKETPLACE. IN 2024 YOUTHBIZ EXTENDED ITS REACH BEYOND DENVER, BRINGING ITS VIBRANT MARKETPLACE TO COLORADO'S WESTERN SLOPES FOR THE FIRST TIME IN YEARS, SERVING 3,616 STUDENTS.

    Expenses $468,786 · Revenue $22,272

  • THE ORGANIZATION ALSO CONDUCTED A VARIETY OF COMMUNITY OUTREACH PROGRAMMING INCLUDING MONEY MATTERS CLASSES, TOURS AND PRESENTATIONS. RURAL YOUNG AMERICANS CENTER FOR FINANCIAL EDUCATION, LLC IN WRAY, COLORADO OFFERS RURAL YOUNG AMERITOWNE TO SCHOOLS IN EASTERN COLORADO AND ACROSS THE BORDERS OF KANSAS AND NEBRASKA. STUDENTS ATTENDED RURAL YOUNG AMERICANS IN 2024. IN ADDITION, YOUNG AMERICANS CENTER FOR FINANCIAL EDUCATION RUNS WEEKLY DAY CAMPS THROUGHOUT THE SUMMER. THEMES FOR THE CAMPS INCLUDE PERSONAL FINANCE AND BANKING, FREE ENTERPRISE, GLOBAL ECONOMICS AND ENTREPRENEURSHIP. SUMMER CAMP PARTICIPATION WAS 818 YOUTH IN 2024.

    Expenses $550,431 · Revenue $241,991

As filed on the 2024 return. The filer continues this part on Schedule O, which is not shown here.

Officers and directors · 2024

As listed in Part VII of the 2024 return, in the order the filer printed them. Each return names its own; this is not a roster the organization keeps with us.

  • Dustin Zvonek

    PRES. & CEO

    Total calculated
    $330,764
    From this org
    $105,392
    From related orgs
    $210,273
    Other
    $15,099
    Hours/week
    13.35 + 26.65 related

    Schedule J breakdown matched by us

    Base
    $105,392 + $210,273 related
    Bonus
    not reported
    Other
    not reported
    Deferred
    not reported
    Nontaxable benefits
    $20,332 + $9,866 related
    Filer's total
    $120,491 + $210,273 related
  • Sue Euser

    VP ADMIN, SE

    Total calculated
    $154,792
    From this org
    $59,660
    From related orgs
    $76,186
    Other
    $18,946
    Hours/week
    38.88 + 1.12 related

    Schedule J breakdown matched by us

    Base
    $59,660 + $76,186 related
    Bonus
    not reported
    Other
    not reported
    Deferred
    not reported
    Nontaxable benefits
    $18,946
    Filer's total
    $78,606 + $76,186 related
  • Erin Gardner Haas

    SVP FINANCE

    Total calculated
    $47,434
    From this org
    $15,796
    From related orgs
    $31,638
    Other
    $0
    Hours/week
    13.32 + 26.68 related
  • Lauren Brozinski

    CONTROLLER,T

    Total calculated
    $128,190
    From this org
    $37,568
    From related orgs
    $75,249
    Other
    $15,373
    Hours/week
    13.32 + 26.68 related
  • Gaddi Layden

    SVP STRATEGY

    Total calculated
    $178,086
    From this org
    $52,363
    From related orgs
    $122,179
    Other
    $3,544
    Hours/week
    12 + 28 related

    Schedule J breakdown matched by us

    Base
    $52,363 + $122,179 related
    Bonus
    not reported
    Other
    not reported
    Deferred
    not reported
    Nontaxable benefits
    $4,607 + $2,481 related
    Filer's total
    $55,907 + $122,179 related
  • Anna Leer

    VP OF PROGRA

    Total calculated
    $161,304
    From this org
    $133,363
    From related orgs
    $0
    Other
    $27,941
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $133,363
    Bonus
    not reported
    Other
    not reported
    Deferred
    not reported
    Nontaxable benefits
    $27,941
    Filer's total
    $161,304
  • Amanda Krische

    VP OF PROGRA

    Total calculated
    $145,964
    From this org
    $124,348
    From related orgs
    $0
    Other
    $21,616
    Hours/week
    40
  • Norm Franke

    CHAIRMAN

    Total calculated
    $0
    Hours/week
    2
  • Andrew Handcock

    VICE CHAIRMA

    Total calculated
    $0
    Hours/week
    2
  • Jonathan Rogers

    MEMBER

    Total calculated
    $0
    Hours/week
    2
  • Francisco Garcia

    MEMBER

    Total calculated
    $0
    Hours/week
    2
  • Craig Richardson

    MEMBER

    Total calculated
    $0
    Hours/week
    2
  • Bill Owens

    MEMBER

    Total calculated
    $0
    Hours/week
    2
  • Mary Anschutz

    DIRECTOR

    Total calculated
    $0
    Hours/week
    2
  • Chris Becze

    DIRECTOR

    Total calculated
    $0
    Hours/week
    2
  • Stephanie Bendrick

    DIRECTOR

    Total calculated
    $0
    Hours/week
    2
  • Greg Blanchard

    DIRECTOR

    Total calculated
    $0
    Hours/week
    2
  • Tamara Doi Beck

    DIRECTOR

    Total calculated
    $0
    Hours/week
    2
  • Adam Fiedor

    DIRECTOR

    Total calculated
    $0
    Hours/week
    2
  • Michael Gersack

    DIRECTOR

    Total calculated
    $0
    Hours/week
    2
  • Christopher Hill

    DIRECTOR

    Total calculated
    $0
    Hours/week
    2
  • Bud Hollenkamp

    DIRECTOR

    Total calculated
    $0
    Hours/week
    2
  • Charles Maguire

    DIRECTOR

    Total calculated
    $0
    Hours/week
    2
  • Adam Ortman

    DIRECTOR

    Total calculated
    $0
    Hours/week
    2
  • Jacob Payne

    DIRECTOR

    Total calculated
    $0
    Hours/week
    2

The first 25 listed. Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us. Earlier years are each on their own filing page.

Filings

  • 2024
    Revenue
    $2,974,642
    Expenses
    $3,376,499
    Contributions
    $1,775,657
    Grants paid
    $0
  • 2023
    Revenue
    $2,538,265
    Expenses
    $2,708,809
    Contributions
    $1,472,635
    Grants paid
    $0
  • 2022
    Revenue
    $2,440,350
    Expenses
    $2,345,058
    Contributions
    $1,469,630
    Grants paid
    $0

The four totals the IRS asks for on Part I of the Form 990, as filed. A dash means the figure was not present on the return — not that it was zero.

Other returns filed

  • 2021 · 990

    Revenue
    $2,339,040
    Expenses
    $1,659,901
    Assets (EOY)
    $4,183,298
  • 2020 · 990

    Revenue
    $1,947,761
    Expenses
    $1,704,182
    Assets (EOY)
    $3,563,699
  • 2019 · 990

    Revenue
    $2,463,698
    Expenses
    $2,562,147
    Assets (EOY)
    $3,274,813
  • 2018 · 990

    Revenue
    $3,007,538
    Expenses
    $2,618,457
    Assets (EOY)
    $3,393,103
  • 2017 · 990

    Revenue
    $2,506,662
    Expenses
    $2,453,529
    Assets (EOY)
    $2,907,568
  • 2016 · 990

    Revenue
    $2,754,315
    Expenses
    $2,480,628
    Assets (EOY)
    $2,950,646
  • 2015 · 990

    Revenue
    $2,816,130
    Expenses
    $2,203,549
    Assets (EOY)
    $2,565,846
  • 2014 · 990

    Revenue
    $1,902,102
    Expenses
    $1,801,374
    Assets (EOY)
    $1,741,424
  • 2013 · 990

    Revenue
    $1,841,420
    Expenses
    $1,962,708
    Assets (EOY)
    $1,720,818

Nonprofiteer parses Forms 990, 990-EZ and 990-PF, in a window of recent tax years. These returns are recorded from the IRS e-file index, so their figures were extracted by that index rather than read from the return here — treat them as a different source from the filings above, not as more of the same record. A dash means the index carries no figure; Form 990-T listings carry none at all.

Grants made

No itemized grants to organizations. Schedule I is filed only by organizations that granted more than $5,000 to a recipient, so most filers have none.

Grants received

The 10 largest by cash amount. The API serves every itemized grant.

Related organizations

From Schedule R Part II, where a filer lists the tax-exempt organizations it is related to by control. It does not record shared board members or money.

Declared on its 2024 return

Taxable family

From Schedule R Parts I, III and IV: entities that legally are the filer, and taxable partnerships, corporations and trusts it is related to. These record ownership and control, not shared board members or money.

Disregarded entities on its 2024 return

Related corporations and trusts on its 2024 return

  • YOUNG AMERICANS BANK

    C CORP · BANK · CO

Other IRS files

Auto-Revocation List

Not listed. The IRS publishes this list for organizations whose exemption was automatically revoked for failing to file for three consecutive years.

Publication 78

Listed as of 11 November 2026, under deductibility PC.

These are two separate IRS files on two separate schedules, shown as published and not reconciled with each other. Neither is a statement about whether a contribution is deductible today: 19,245 organizations appear in Publication 78 while the IRS's own revocation file lists them as currently revoked, more than half of those revoked before 2019. Absence from Publication 78 is evidence of nothing, and presence is not evidence either. Verify current status with the IRS before relying on it.

What this page reflects

The registration facts above come from the IRS Business Master File published 9 November 2026 and read 9 November 2026, for every organization at once. Returns through tax year 2024, the newest we have parsed for this organization.