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CO-OP CREDIT UNION

EIN 39-0745853 BLACK RIVER FALLS, WI

Browse the largest nonprofits in Wisconsin

Revenue 2025
$32,911,198
Expenses 2025
$26,885,527

As filed

Subsection
14
Street
100 E MAIN ST

These codes are the IRS's own and are shown exactly as filed. What each one means is in the Business Master File documentation (opens in a new tab).

Other organizations at this address

2 other organizations in the IRS Business Master File list the same street address. matched by us

We match the street line and ZIP code as the IRS gives them, ignoring case and outer spaces and nothing else, so "AVE" and "AVENUE" count as different streets and this list can miss some. A shared address can mean related organizations or a shared office, but it can also be a registered agent, a mail drop or a service provider holding mail for unrelated clients. It is not, by itself, evidence that two organizations are connected.

Mission and programs · 2025

Mission

SERVING OUR MEMBERS, WHERE THEY ARE, THROUGH ALL STAGES OF LIFE.

  • CCU HAD DEPOSIT, TRANSACTION, AND INVESTMENT ACCOUNTS WITH 23,551 OF OUR MEMBERS AT 12/31. DURING 2025, CCU OPENED 7,162 NEW DEPOSIT, TRANSACTION AND INVESTMENT ACCOUNTS.

  • CCU FUNDED 3,978 LOANS DURING 2025. AS OF 12/31/25, CCU SERVICED 4,049 MORTGAGES/HOME EQUITY LOANS, 7,712 CONSUMER LOANS, 939 MEMBER BUSINESS LOANS, AND 3,517 CREDIT CARD ACCOUNTS WITH OUR MEMBERS.

As filed on the 2025 return.

Officers and directors · 2025

As listed in Part VII of the 2025 return, in the order the filer printed them. Each return names its own; this is not a roster the organization keeps with us.

  • Sarah Lebakken

    VICE CHAIR

    Total calculated
    $8,530
    From this org
    $8,530
    From related orgs
    $0
    Other
    $0
    Hours/week
    1
  • David Overlien

    SECRETARY

    Total calculated
    $7,867
    From this org
    $7,867
    From related orgs
    $0
    Other
    $0
    Hours/week
    1
  • Timothy Torkelson

    CHAIR

    Total calculated
    $7,608
    From this org
    $7,608
    From related orgs
    $0
    Other
    $0
    Hours/week
    1
  • Timothy Byom

    DIRECTOR

    Total calculated
    $7,170
    From this org
    $7,170
    From related orgs
    $0
    Other
    $0
    Hours/week
    1
  • David Olson

    DIRECTOR

    Total calculated
    $6,925
    From this org
    $6,925
    From related orgs
    $0
    Other
    $0
    Hours/week
    1
  • Steven Hogden

    TREASURER

    Total calculated
    $6,460
    From this org
    $6,460
    From related orgs
    $0
    Other
    $0
    Hours/week
    1
  • Carol Martin

    DIRECTOR

    Total calculated
    $6,449
    From this org
    $6,449
    From related orgs
    $0
    Other
    $0
    Hours/week
    1
  • Timothy Tranberg

    PRESIDENT/CEO

    Total calculated
    $287,495
    From this org
    $236,139
    From related orgs
    $0
    Other
    $51,356
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $188,545
    Bonus
    $40,920
    Other
    $6,674
    Deferred
    $23,614
    Nontaxable benefits
    $27,742
    Filer's total
    $287,495
  • Michele Steien

    CHIEF TALENT OFFICER

    Total calculated
    $170,264
    From this org
    $135,794
    From related orgs
    $0
    Other
    $34,470
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $96,676
    Bonus
    $26,247
    Other
    $12,871
    Deferred
    $13,579
    Nontaxable benefits
    $20,891
    Filer's total
    $170,264
  • Megan Ellingson

    CHIEF FINANCIAL OFFICER

    Total calculated
    $164,431
    From this org
    $115,956
    From related orgs
    $0
    Other
    $48,475
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $86,848
    Bonus
    $26,731
    Other
    $2,377
    Deferred
    $11,596
    Nontaxable benefits
    $36,879
    Filer's total
    $164,431
  • Marianne Torkelson

    CHIEF DEVELOPMENT OFFICER

    Total calculated
    $159,143
    From this org
    $115,728
    From related orgs
    $0
    Other
    $43,415
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $87,500
    Bonus
    $26,882
    Other
    $1,346
    Deferred
    $41,909
    Nontaxable benefits
    $1,506
    Filer's total
    $159,143
  • Jayme Thompson

    CHIEF LENDING OFFICER

    Total calculated
    $158,742
    From this org
    $120,955
    From related orgs
    $0
    Other
    $37,787
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $97,935
    Bonus
    $20,528
    Other
    $2,492
    Deferred
    $12,095
    Nontaxable benefits
    $25,692
    Filer's total
    $158,742
  • Kris Goetzka

    CHIEF OPERATIONS OFFICER

    Total calculated
    $151,031
    From this org
    $115,224
    From related orgs
    $0
    Other
    $35,807
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $85,895
    Bonus
    $29,329
    Other
    $0
    Deferred
    $11,522
    Nontaxable benefits
    $24,285
    Filer's total
    $151,031
  • Eric Skogstad

    CHIEF COMPLIANCE OFFICER

    Total calculated
    $129,148
    From this org
    $115,704
    From related orgs
    $0
    Other
    $13,444
    Hours/week
    40
  • Kim Byom

    VP OPERATIONS

    Total calculated
    $130,637
    From this org
    $100,806
    From related orgs
    $0
    Other
    $29,831
    Hours/week
    40
  • Stephanie Aleckson

    VP ACCOUNTING

    Total calculated
    $120,846
    From this org
    $108,321
    From related orgs
    $0
    Other
    $12,525
    Hours/week
    40

Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us. Earlier years are each on their own filing page.

Filings

  • 2025
    Revenue
    $32,911,198
    Expenses
    $26,885,527
    Contributions
    $58,656
    Grants paid
    $58,552
  • 2024
    Revenue
    $29,165,673
    Expenses
    $25,703,272
    Contributions
    $28,614
    Grants paid
    $48,303
  • 2023
    Revenue
    $22,146,492
    Expenses
    $18,566,876
    Contributions
    $106,099
    Grants paid
    $0
  • 2022
    Revenue
    $18,627,722
    Expenses
    $14,589,227
    Contributions
    $0
    Grants paid
    $0

The four totals the IRS asks for on Part I of the Form 990, as filed. A dash means the figure was not present on the return — not that it was zero.

Other returns filed

  • 2021 · 990

    Revenue
    $17,551,199
    Expenses
    $13,613,152
    Assets (EOY)
    $471,044,699
  • 2020 · 990

    Revenue
    $17,350,130
    Expenses
    $14,835,720
    Assets (EOY)
    $419,971,565
  • 2020 · 990-T

    Revenue
    not reported
    Expenses
    not reported
    Assets (EOY)
    not reported
  • 2019 · 990

    Revenue
    $16,512,148
    Expenses
    $14,395,986
    Assets (EOY)
    $369,946,144
  • 2018 · 990

    Revenue
    $15,592,993
    Expenses
    $13,443,701
    Assets (EOY)
    $337,923,865
  • 2017 · 990

    Revenue
    $13,643,032
    Expenses
    $11,930,461
    Assets (EOY)
    $320,902,755
  • 2016 · 990

    Revenue
    $12,916,495
    Expenses
    $10,932,201
    Assets (EOY)
    $305,199,809
  • 2015 · 990

    Revenue
    $12,339,912
    Expenses
    $9,994,753
    Assets (EOY)
    $289,536,003
  • 2014 · 990

    Revenue
    $11,708,670
    Expenses
    $9,495,260
    Assets (EOY)
    $274,779,676
  • 2013 · 990

    Revenue
    $11,746,151
    Expenses
    $9,095,295
    Assets (EOY)
    $258,912,708

Nonprofiteer parses Forms 990, 990-EZ and 990-PF, in a window of recent tax years. These returns are recorded from the IRS e-file index, so their figures were extracted by that index rather than read from the return here — treat them as a different source from the filings above, not as more of the same record. A dash means the index carries no figure; Form 990-T listings carry none at all. Showing the 10 most recent; the API carries the rest.

Grants made

No itemized grants to organizations. Schedule I is filed only by organizations that granted more than $5,000 to a recipient, so most filers have none.

Grants received

Other IRS files

Auto-Revocation List

Not listed. The IRS publishes this list for organizations whose exemption was automatically revoked for failing to file for three consecutive years.

Publication 78

Not present in the most recent drop.

These are two separate IRS files on two separate schedules, shown as published and not reconciled with each other. Neither is a statement about whether a contribution is deductible today: 19,245 organizations appear in Publication 78 while the IRS's own revocation file lists them as currently revoked, more than half of those revoked before 2019. Absence from Publication 78 is evidence of nothing, and presence is not evidence either. Verify current status with the IRS before relying on it.

What this page reflects

The registration facts above come from the IRS Business Master File published 13 October 2026 and read 1 November 2026, for every organization at once. Returns through tax year 2025, the newest we have parsed for this organization.