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STATE CHARTERED CREDIT UNIONS IN FLORIDA

EIN 59-0746906 MELBOURNE, FL

Largest nonprofits in Florida

Revenue 2024
$516,242,984
Expenses 2024
$467,484,089

As filed

Subsection
14
Classification
1000
Street
8045 N WICKHAM RD

These codes are the IRS's own and are shown exactly as filed. What each one means is in the Business Master File documentation (opens in a new tab).

Group exemption

A subordinate covered by the group exemption of STATE CHARTER CREDIT UNIONS IN FLORIDA GROUP RETURN (EIN 59-6153337). matched by us

The IRS lists each organization's group exemption number; we match a subordinate to its central organization by that number and the affiliation code the IRS assigns.

Mission and programs · 2024

Mission

THE CREDIT UNION OPERATES AS A MEMBER-OWNED DEMOCRATICALLY CONTROLLED COOPERATIVE ORGANIZED TO PROMOTE THRIFT AMONG ITS MEMBERS AND CREATE A SOURCE OF CREDIT FOR THEM AT REASONABLE RATES OF INTEREST.

Activities or mission (Part I)

TO CREATE VALUE IN COOPERATIVE OWNERSHIP BY PROMOTING THRIFT THROUGH A BROAD ARRAY OF DEPOSIT AND SAVINGS PRODUCTS AND BY PROVIDING A SOURCE OF CREDIT FOR PROVIDENT OR PRODUCTIVE PURPOSES.

  • DEPOSIT/SAVINGS PRODUCTS - THE CREDIT UNION PROMOTES THRIFT AND SAVINGS BY MAINTAINING A BROAD ARRAY OF DEPOSIT ACCOUNT PRODUCTS WITH LOW FEES AND HIGH INTEREST RATES.

  • CONSUMER LOANS - THE CREDIT UNION CREATES LOW COST SOURCES OF CREDIT FOR THE PURPOSES OF OUR MEMBERS PURCHASING AUTOMOBILES AND OTHER RETAIL PRODUCTS AND SERVICES USED IN THEIR DAILY LIVES.

  • REAL ESTATE LOANS - THE CREDIT UNION CREATES A LOW COST SOURCE OF CREDIT FOR THE PURPOSES OF OUR MEMBERS ATTAINING HOME OWNERSHIP.

As filed on the 2024 return.

Officers and directors · 2024

As listed in Part VII of the 2024 return, in the order the filer printed them. Each return names its own; this is not a roster the organization keeps with us.

  • Julie Robbins

    DIRECTOR

    Total calculated
    $0
    Hours/week
    3
  • Kevin R McKeown

    DIRECTOR

    Total calculated
    $0
    Hours/week
    3
  • Desmond Almarales

    TREASURER

    Total calculated
    $0
    Hours/week
    3
  • Thomas Myers

    BOARD CHAIRPERSON

    Total calculated
    $0
    Hours/week
    3
  • Herbert Fisher

    SECRETARY

    Total calculated
    $0
    Hours/week
    3
  • John G Oertel

    DIRECTOR

    Total calculated
    $0
    Hours/week
    3
  • Karen Palladino

    VICE CHAIRPERSON

    Total calculated
    $0
    Hours/week
    3
  • Willie Howard Jr

    DIRECTOR

    Total calculated
    $0
    Hours/week
    3
  • Dale Neubert

    DIRECTOR

    Total calculated
    $0
    Hours/week
    3
  • Shane Hoyle

    EVP/COO

    Total calculated
    $723,430
    From this org
    $670,220
    From related orgs
    $0
    Other
    $53,210
    Hours/week
    50

    Schedule J breakdown matched by us

    Base
    $462,409
    Bonus
    $190,000
    Other
    $17,811
    Deferred
    $20,700
    Nontaxable benefits
    $32,510
    Filer's total
    $723,430
  • Gary Prager

    EVP CHF STR&GWTH OFFICER

    Total calculated
    $705,415
    From this org
    $655,321
    From related orgs
    $0
    Other
    $50,094
    Hours/week
    50

    Schedule J breakdown matched by us

    Base
    $454,107
    Bonus
    $180,000
    Other
    $21,214
    Deferred
    $17,250
    Nontaxable benefits
    $32,844
    Filer's total
    $705,415
  • Gabriel I Engman

    SVP, CFO

    Total calculated
    $573,407
    From this org
    $520,578
    From related orgs
    $0
    Other
    $52,829
    Hours/week
    50

    Schedule J breakdown matched by us

    Base
    $406,578
    Bonus
    $109,800
    Other
    $4,200
    Deferred
    $17,250
    Nontaxable benefits
    $35,579
    Filer's total
    $573,407
  • Chad Jaenke

    SVP, CIO

    Total calculated
    $640,064
    From this org
    $585,139
    From related orgs
    $0
    Other
    $54,925
    Hours/week
    50

    Schedule J breakdown matched by us

    Base
    $420,939
    Bonus
    $160,000
    Other
    $4,200
    Deferred
    $20,700
    Nontaxable benefits
    $34,225
    Filer's total
    $640,064
  • Timothy M Antonition

    PRESIDENT/CEO

    Total calculated
    $1,686,685
    From this org
    $1,594,216
    From related orgs
    $0
    Other
    $92,469
    Hours/week
    50

    Schedule J breakdown matched by us

    Base
    $1,130,002
    Bonus
    $400,000
    Other
    $64,214
    Deferred
    $47,750
    Nontaxable benefits
    $44,719
    Filer's total
    $1,686,685
  • Linda Hart

    SVP, CHRO

    Total calculated
    $1,081,425
    From this org
    $1,053,704
    From related orgs
    $0
    Other
    $27,721
    Hours/week
    50

    Schedule J breakdown matched by us

    Base
    $868,768
    Bonus
    $180,000
    Other
    $4,936
    Deferred
    $16,500
    Nontaxable benefits
    $11,221
    Filer's total
    $1,081,425
  • Patrick O Wood

    VP, ACCOUNTING/CONTROLLER

    Total calculated
    $415,716
    From this org
    $362,681
    From related orgs
    $0
    Other
    $53,035
    Hours/week
    50

    Schedule J breakdown matched by us

    Base
    $327,865
    Bonus
    $31,665
    Other
    $3,151
    Deferred
    $19,994
    Nontaxable benefits
    $33,041
    Filer's total
    $415,716
  • Anthony M Blunt

    VP CONSUMER SALES

    Total calculated
    $474,811
    From this org
    $424,982
    From related orgs
    $0
    Other
    $49,829
    Hours/week
    50

    Schedule J breakdown matched by us

    Base
    $330,479
    Bonus
    $86,587
    Other
    $7,916
    Deferred
    $17,250
    Nontaxable benefits
    $32,579
    Filer's total
    $474,811
  • Daniel G Bryant

    VP, MEMBER SERVICE CENTER

    Total calculated
    $358,806
    From this org
    $315,060
    From related orgs
    $0
    Other
    $43,746
    Hours/week
    50

    Schedule J breakdown matched by us

    Base
    $221,819
    Bonus
    $70,301
    Other
    $22,940
    Deferred
    $11,153
    Nontaxable benefits
    $32,593
    Filer's total
    $358,806
  • Benjamin T Snead

    VP, ENTERPRISE RISK MGMT

    Total calculated
    $376,795
    From this org
    $323,042
    From related orgs
    $0
    Other
    $53,753
    Hours/week
    50

    Schedule J breakdown matched by us

    Base
    $241,898
    Bonus
    $81,144
    Other
    $0
    Deferred
    $18,943
    Nontaxable benefits
    $34,810
    Filer's total
    $376,795
  • Kimberly Tyree

    VP PROCESSING

    Total calculated
    $387,716
    From this org
    $331,920
    From related orgs
    $0
    Other
    $55,796
    Hours/week
    50

    Schedule J breakdown matched by us

    Base
    $242,941
    Bonus
    $84,812
    Other
    $4,167
    Deferred
    $20,228
    Nontaxable benefits
    $35,568
    Filer's total
    $387,716
  • Carmen M Tapanes

    SVP RETAIL SERVICES

    Total calculated
    $402,525
    From this org
    $349,557
    From related orgs
    $0
    Other
    $52,968
    Hours/week
    50

    Schedule J breakdown matched by us

    Base
    $265,785
    Bonus
    $71,252
    Other
    $12,520
    Deferred
    $17,250
    Nontaxable benefits
    $35,718
    Filer's total
    $402,525
  • Delaney R Hedrick

    SVP, HUMAN RESOURCES

    Total calculated
    $330,874
    From this org
    $290,743
    From related orgs
    $0
    Other
    $40,131
    Hours/week
    50

    Schedule J breakdown matched by us

    Base
    $259,137
    Bonus
    $29,668
    Other
    $1,938
    Deferred
    $7,622
    Nontaxable benefits
    $32,509
    Filer's total
    $330,874
  • David Canning

    VP, OPERATIONAL EXCELLENC

    Total calculated
    $425,355
    From this org
    $378,949
    From related orgs
    $0
    Other
    $46,406
    Hours/week
    50

    Schedule J breakdown matched by us

    Base
    $273,199
    Bonus
    $105,750
    Other
    $0
    Deferred
    $20,700
    Nontaxable benefits
    $25,706
    Filer's total
    $425,355
  • Erin E Freeman

    VP, OPERATIONS

    Total calculated
    $334,131
    From this org
    $311,169
    From related orgs
    $0
    Other
    $22,962
    Hours/week
    50

    Schedule J breakdown matched by us

    Base
    $234,793
    Bonus
    $76,376
    Other
    $0
    Deferred
    $12,804
    Nontaxable benefits
    $10,158
    Filer's total
    $334,131
  • Todd A Wickard

    SVP, IT OPERATIONS

    Total calculated
    $529,926
    From this org
    $506,806
    From related orgs
    $0
    Other
    $23,120
    Hours/week
    50

    Schedule J breakdown matched by us

    Base
    $369,385
    Bonus
    $137,098
    Other
    $323
    Deferred
    $20,133
    Nontaxable benefits
    $2,987
    Filer's total
    $529,926

The first 25 listed. Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us. Earlier years are each on their own filing page.

Filings

  • 2024
    Revenue
    $516,242,984
    Expenses
    $467,484,089
    Contributions
    $0
    Grants paid
    $0
  • 2023
    Revenue
    $440,799,006
    Expenses
    $378,402,072
    Contributions
    $0
    Grants paid
    $0
  • 2022
    Revenue
    $310,171,993
    Expenses
    $246,128,433
    Contributions
    $0
    Grants paid
    $0

The four totals the IRS asks for on Part I of the Form 990, as filed. A dash means the figure was not present on the return — not that it was zero.

Other returns filed

  • 2021 · 990

    Revenue
    $248,524,436
    Expenses
    $178,388,814
    Assets (EOY)
    $6,746,004,503
  • 2020 · 990

    Revenue
    $246,524,634
    Expenses
    $200,877,757
    Assets (EOY)
    $5,959,003,296
  • 2019 · 990

    Revenue
    $229,476,019
    Expenses
    $171,645,297
    Assets (EOY)
    $4,922,318,222
  • 2018 · 990

    Revenue
    $226,920,394
    Expenses
    $175,565,591
    Assets (EOY)
    $4,142,519,910
  • 2017 · 990

    Revenue
    $205,268,450
    Expenses
    $158,802,154
    Assets (EOY)
    $4,031,940,618
  • 2016 · 990

    Revenue
    $186,356,118
    Expenses
    $152,293,257
    Assets (EOY)
    $3,818,180,590
  • 2015 · 990

    Revenue
    $179,538,337
    Expenses
    $124,936,863
    Assets (EOY)
    $3,540,102,862
  • 2014 · 990

    Revenue
    $170,906,135
    Expenses
    $113,513,958
    Assets (EOY)
    $3,259,612,315
  • 2013 · 990

    Revenue
    $181,561,719
    Expenses
    $128,818,106
    Assets (EOY)
    $3,108,451,644
  • 2012 · 990

    Revenue
    not reported
    Expenses
    $139,352,909
    Assets (EOY)
    $3,010,395,077

Nonprofiteer parses Forms 990, 990-EZ and 990-PF, in a window of recent tax years. These returns are recorded from the IRS e-file index, so their figures were extracted by that index rather than read from the return here — treat them as a different source from the filings above, not as more of the same record. A dash means the index carries no figure; Form 990-T listings carry none at all. Showing the 10 most recent; the API carries the rest.

Grants made

No itemized grants to organizations. Schedule I is filed only by organizations that granted more than $5,000 to a recipient, so most filers have none.

Grants received

No itemized grant names this organization as a recipient. Only grants over $5,000 are itemized, and only by filers of the full Form 990.

Taxable family

From Schedule R Parts I, III and IV: entities that legally are the filer, and taxable partnerships, corporations and trusts it is related to. These record ownership and control, not shared board members or money.

Disregarded entities on its 2024 return

  • 1500 E COMMERICAL BOULEVARD LLC

    REO MANAGEMENT · FL · income $0 · assets $100

  • SCCU AUTO FUNDING LLC

    ACQUISITION OF LOANS FOR SALE TO ABS BOND ISSUER · DE · income $16,466,928 · assets $65,392,029

Other IRS files

Auto-Revocation List

Not listed. The IRS publishes this list for organizations whose exemption was automatically revoked for failing to file for three consecutive years.

Publication 78

Not present in the most recent drop.

These are two separate IRS files on two separate schedules, shown as published and not reconciled with each other. Neither is a statement about whether a contribution is deductible today: 19,245 organizations appear in Publication 78 while the IRS's own revocation file lists them as currently revoked, more than half of those revoked before 2019. Absence from Publication 78 is evidence of nothing, and presence is not evidence either. Verify current status with the IRS before relying on it.

What this page reflects

The registration facts above come from the IRS Business Master File published 13 October 2026 and read 1 November 2026, for every organization at once. Returns through tax year 2024, the newest we have parsed for this organization.