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GUARANTEED RATE FOUNDATION NFP

EIN 45-4204135 CHICAGO, IL

Revenue 2025
$542,381
Expenses 2025
$443,460

Program services were 100.0% of total expenses calculated — Part IX's program-services column over total expenses, both as filed.

As filed

Subsection
03
NTEE code
B82
Classification
1200
Street
1800 W LARCHMONT AVE STE 2

These codes are the IRS's own and are shown exactly as filed. What each one means is in the Business Master File documentation (opens in a new tab).

Mission and programs · 2025

Mission

FOUNDATION WAS CREATED BY GUARANTEED RATE, INC. TO FULFILL CHARITABLE AND BENEVOLENT PURPOSES BY PROVIDING SUPPORT AND ASSISTANCE TO FAMILIES AND PERSONS IN NEED AND AT TIMES OF CRISIS. WITH THE FINANCIAL ASSISTANCE OF PRIVATE DONORS, THE FOUNDATION AND ITS VOLUNTEERS WILL COLLECT MONEY AND ITEMS FOR DONATION AS WELL AS PROVIDE ASSISTANCE IN THE SPONSORSHIP AND ORGANIZATION OF BENEFIT DRIVES. THE FOUNDATION INTENDS TO PROVIDE ASSISTANCE TO THE PUBLIC AT LARGE, BUT WILL FOCUS ITS EFFORTS, BOTH IN FUNDRAISING AND AID DISTRIBUTION, IN THE REAL ESTATE AND MORTGAGE ORIGINATION COMMUNITIES THROUGHOUT THE UNITED STATES. THE COLLECTION AND DISTRIBUTION EFFORTS WILL BENEFIT THE RECIPIENTS, FOSTER A SENSE OF COMMUNITY AND ENCOURAGE CONTINUED CHARITABLE ACTIVITIES.

Activities or mission (Part I)

TO PROVIDE SUPPORT AND ASSISTANCE TO FAMILIES AND PERSONS IN NEED AND AT TIMES OF CRISIS.

  • THE FOUNDATION PROVIDES FINANCIAL SUPPORT TO PEOPLE IN SITUATIONS ARISING FROM UNFORESEEN HARDSHIP AND/OR EMERGENCY CIRCUMSTANCES. REQUESTS HAVE RANGED FROM FOOD, CLOTHING AND SHELTER FOLLOWING A NATURAL DISASTER TO ASSISTING WITH HOUSING, TRANSPORTATION AND OUTSTANDING BILLS AS A RESULT OF A JOB LOSS OR MEDICAL EMERGENCY.

    Expenses $443,460 · Grants $443,460

As filed on the 2025 return. The filer continues this part on Schedule O, which is not shown here.

Officers and directors · 2025

As listed in Part VII of the 2025 return, in the order the filer printed them. Each return names its own; this is not a roster the organization keeps with us.

  • SCOTT UBERSOX

    VICE PRESIDENT, DIRECTOR

    Total calculated
    $0
    Hours/week
    5 + 40 related

  • KENNETH KANE

    TREASURER

    Total calculated
    $0
    Hours/week
    4 + 40 related

  • RAVEN ROBINSON

    SECRETARY

    Total calculated
    $0
    Hours/week
    3 + 40 related

  • VICTOR CIARDELLI

    PRESIDENT, DIRECTOR

    Total calculated
    $0
    Hours/week
    2 + 40 related

  • JASON OLENICZAK

    SENIOR DIRECTOR, GR FOUNDA

    Total calculated
    $130,223
    From this org
    $0
    From related orgs
    $130,223
    Other
    $0
    Hours/week
    40

Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. Earlier years are each on their own filing page.

Filings

  • 2025
    Revenue
    $542,381
    Expenses
    $443,460
    Contributions
    $472,347
    Grants paid
    $443,460
  • 2024
    Revenue
    $2,746,204
    Expenses
    $2,475,126
    Contributions
    $2,673,958
    Grants paid
    $2,475,126
  • 2023
    Revenue
    $518,813
    Expenses
    $676,931
    Contributions
    $471,763
    Grants paid
    $676,931
  • 2022
    Revenue
    $790,907
    Expenses
    $1,093,512
    Contributions
    $790,907
    Grants paid
    $1,093,512

The four totals the IRS asks for on Part I of the Form 990, as filed. A dash means the figure was not present on the return — not that it was zero.

Other returns filed

  • 2021 · 990

    Revenue
    $5,812,096
    Expenses
    $6,092,139
    Assets (EOY)
    $1,798,790

  • 2020 · 990

    Revenue
    $8,244,822
    Expenses
    $8,327,417
    Assets (EOY)
    $2,078,833

  • 2019 · 990

    Revenue
    $1,117,687
    Expenses
    $805,132
    Assets (EOY)
    $2,161,428

  • 2018 · 990

    Revenue
    $999,586
    Expenses
    $557,060
    Assets (EOY)
    $1,848,873

  • 2017 · 990

    Revenue
    $793,988
    Expenses
    $489,286
    Assets (EOY)
    $1,406,347

  • 2016 · 990

    Revenue
    $762,296
    Expenses
    $593,870
    Assets (EOY)
    $1,101,646

  • 2015 · 990

    Revenue
    $493,951
    Expenses
    $457,017
    Assets (EOY)
    $933,220

  • 2014 · 990

    Revenue
    $405,712
    Expenses
    $333,997
    Assets (EOY)
    $896,286

  • 2013 · 990

    Revenue
    $690,139
    Expenses
    $263,245
    Assets (EOY)
    $824,571

Nonprofiteer parses Forms 990, 990-EZ and 990-PF, in a window of recent tax years. These returns are recorded from the IRS e-file index, so their figures were extracted by that index rather than read from the return here — treat them as a different source from the filings above, not as more of the same record. A dash means the index carries no figure; Form 990-T listings carry none at all.

Grants made

The 10 largest by cash amount. The API serves every itemized grant.

Where these grants went next →

Grants received

Taxable family

From Schedule R Parts I, III and IV: entities that legally are the filer, and taxable partnerships, corporations and trusts it is related to. These record ownership and control, not shared board members or money.

Related corporations and trusts on its 2025 return

Other IRS files

Auto-Revocation List

Not listed. The IRS publishes this list for organizations whose exemption was automatically revoked for failing to file for three consecutive years.

Publication 78

Listed as of 13 October 2026, under deductibility PC.

These are two separate IRS files on two separate schedules, shown as published and not reconciled with each other. Neither is a statement about whether a contribution is deductible today: 19,245 organizations appear in Publication 78 while the IRS's own revocation file lists them as currently revoked, more than half of those revoked before 2019. Absence from Publication 78 is evidence of nothing, and presence is not evidence either. Verify current status with the IRS before relying on it.

What this page reflects

The registration facts above come from the IRS Business Master File published 13 October 2026 and read 26 October 2026, for every organization at once. Returns through tax year 2025, the newest we have parsed for this organization.