- Revenue 2024
- $173,359,884
- Expenses 2024
- $166,107,473
As filed
- Subsection
- 14
- Classification
- 1000
- Street
- 200 REVERE BEACH PKWY
These codes are the IRS's own and are shown exactly as filed. What each one means is in the Business Master File documentation (opens in a new tab).
Other organizations at this address
2 other organizations in the IRS Business Master File list the same street address. matched by us
We match the street line and ZIP code as the IRS gives them, ignoring case and outer spaces and nothing else, so "AVE" and "AVENUE" count as different streets and this list can miss some. A shared address can mean related organizations or a shared office, but it can also be a registered agent, a mail drop or a service provider holding mail for unrelated clients. It is not, by itself, evidence that two organizations are connected.
-
MASSACHUSETTS STATE EMPLOYEES CREDIT UNION
EIN 04-1866740
-
METRO CREDIT UNION FOUNDATION INC
EIN 92-2114764
Mission and programs · 2024
Mission
SEE SCHEDULE O
Activities or mission (Part I)
METRO CREDIT UNION PROVIDES LOAN AND DEPOSIT PRODUCTS TO MEMBERS THAT ASSIST THEM IN MEETING THEIR FINANCIAL NEEDS.
-
METRO CREDIT UNION PROVIDES LOAN AND DEPOSIT PRODUCTS TO MEMBERS THAT ASSIST THEM IN MEETING THEIR FINANCIAL NEEDS. AS OF 12/31/2024, METRO CREDIT UNION HAS NET LOANS OF $2,939 MILLION AND SHARE DEPOSITS OF $2,714 MILLION.
As filed on the 2024 return. The filer continues this part on Schedule O, which is not shown here.
Officers and directors · 2024
As listed in Part VII of the 2024 return, in the order the filer printed them. Each return names its own; this is not a roster the organization keeps with us.
-
Robert M CashmanROBERT M CASHMAN
PRESIDENT/CEO/DIRECTOR
- Total calculated
- $1,648,320
- From this org
- $1,585,056
- From related orgs
- $0
- Other
- $63,264
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $880,499
- Bonus
- $281,031
- Other
- $423,526
- Deferred
- $47,750
- Nontaxable benefits
- $15,514
- Filer's total
- $1,648,320
-
David HolzmanDAVID HOLZMAN
DIRECTOR
- Total calculated
- $0
- Hours/week
- 2
-
Arnold S BaerARNOLD S BAER
DIRECTOR/ASSISTANT CLERK
- Total calculated
- $0
- Hours/week
- 2
-
Bion FosterBION FOSTER
DIRECTOR
- Total calculated
- $0
- Hours/week
- 2
-
Joseph ZangJOSEPH ZANG
DIRECTOR (ENDED 8/2024)
- Total calculated
- $0
- Hours/week
- 2
-
Donna LeeDONNA LEE
DIRECTOR
- Total calculated
- $0
- Hours/week
- 2
-
John ImbergamoJOHN IMBERGAMO
DIRECTOR/VICE CHAIRMAN
- Total calculated
- $0
- Hours/week
- 2
-
Peter HarrisPETER HARRIS
DIRECTOR/TREASURER
- Total calculated
- $0
- Hours/week
- 2
-
Paul M GulkoPAUL M GULKO
DIRECTOR/CLERK
- Total calculated
- $0
- Hours/week
- 2
-
Mark SmollerMARK SMOLLER
DIRECTOR/CHAIRMAN
- Total calculated
- $0
- Hours/week
- 2
-
Adam FrankADAM FRANK
DIRECTOR
- Total calculated
- $0
- Hours/week
- 2
-
Marta RosaMARTA ROSA
DIRECTOR
- Total calculated
- $0
- Hours/week
- 2
-
Charlene BauerCHARLENE BAUER
SVP MEMBER EXPERIENCE
- Total calculated
- $293,562
- From this org
- $265,569
- From related orgs
- $0
- Other
- $27,993
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $248,082
- Bonus
- $14,015
- Other
- $3,472
- Deferred
- $12,479
- Nontaxable benefits
- $15,514
- Filer's total
- $293,562
-
Lawrence StandfordLAWRENCE STANDFORD
SVP/CFO
- Total calculated
- $311,993
- From this org
- $302,457
- From related orgs
- $0
- Other
- $9,536
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $287,025
- Bonus
- $15,000
- Other
- $432
- Deferred
- $9,536
- Nontaxable benefits
- $0
- Filer's total
- $311,993
-
Traci MichelTRACI MICHEL
SVP/COO & CSO
- Total calculated
- $504,907
- From this org
- $466,859
- From related orgs
- $0
- Other
- $38,048
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $391,232
- Bonus
- $75,141
- Other
- $486
- Deferred
- $17,250
- Nontaxable benefits
- $20,798
- Filer's total
- $504,907
-
Kevin MaloneKEVIN MALONE
SVP SENIOR COMMERICIAL LENDER
- Total calculated
- $391,256
- From this org
- $358,492
- From related orgs
- $0
- Other
- $32,764
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $337,126
- Bonus
- $14,508
- Other
- $6,858
- Deferred
- $17,250
- Nontaxable benefits
- $15,514
- Filer's total
- $391,256
-
Amylynn MoodyAMYLYNN MOODY
CHIEF PEOPLE OFFICER
- Total calculated
- $308,416
- From this org
- $295,199
- From related orgs
- $0
- Other
- $13,217
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $278,789
- Bonus
- $15,600
- Other
- $810
- Deferred
- $13,217
- Nontaxable benefits
- $0
- Filer's total
- $308,416
-
James HerndonJAMES HERNDON
SVP HUMAN RESOURCES
- Total calculated
- $260,789
- From this org
- $230,792
- From related orgs
- $0
- Other
- $29,997
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $215,722
- Bonus
- $12,160
- Other
- $2,910
- Deferred
- $11,840
- Nontaxable benefits
- $18,157
- Filer's total
- $260,789
-
Maria A JustinianoMARIA A JUSTINIANO
SVP LENDING
- Total calculated
- $347,335
- From this org
- $310,479
- From related orgs
- $0
- Other
- $36,856
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $258,004
- Bonus
- $51,233
- Other
- $1,242
- Deferred
- $16,058
- Nontaxable benefits
- $20,798
- Filer's total
- $347,335
-
Monica SantosMONICA SANTOS
SVP/CHIEF MARKETING (AS OF 6/2024)
- Total calculated
- $195,974
- From this org
- $190,089
- From related orgs
- $0
- Other
- $5,885
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $154,468
- Bonus
- $35,000
- Other
- $621
- Deferred
- $2,250
- Nontaxable benefits
- $3,635
- Filer's total
- $195,974
-
Kim MonahanKIM MONAHAN
CREDIT RISK & PORTFOLIO MANAGEMENT
- Total calculated
- $266,864
- From this org
- $233,812
- From related orgs
- $0
- Other
- $33,052
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $224,067
- Bonus
- $9,000
- Other
- $745
- Deferred
- $12,254
- Nontaxable benefits
- $20,798
- Filer's total
- $266,864
-
Eric GillilandERIC GILLILAND
VP COMMERCIAL RELATIONSHIP MANAGER
- Total calculated
- $314,782
- From this org
- $284,191
- From related orgs
- $0
- Other
- $30,591
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $281,090
- Bonus
- $0
- Other
- $3,101
- Deferred
- $9,793
- Nontaxable benefits
- $20,798
- Filer's total
- $314,782
-
Shauna GlazebrookSHAUNA GLAZEBROOK
VP MORTGAGE OPERATIONS
- Total calculated
- $221,549
- From this org
- $210,407
- From related orgs
- $0
- Other
- $11,142
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $201,922
- Bonus
- $8,048
- Other
- $437
- Deferred
- $11,142
- Nontaxable benefits
- $0
- Filer's total
- $221,549
-
Jason TruongJASON TRUONG
VP COMMERCIAL RELATIONSHIP MANAGER
- Total calculated
- $206,213
- From this org
- $196,482
- From related orgs
- $0
- Other
- $9,731
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $195,673
- Bonus
- $0
- Other
- $809
- Deferred
- $9,731
- Nontaxable benefits
- $0
- Filer's total
- $206,213
-
Lucas RossLUCAS ROSS
AVP MORTGAGE OPERATIONS
- Total calculated
- $244,626
- From this org
- $212,712
- From related orgs
- $0
- Other
- $31,914
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $212,369
- Bonus
- $90
- Other
- $253
- Deferred
- $11,116
- Nontaxable benefits
- $20,798
- Filer's total
- $244,626
The first 25 listed. Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us. Earlier years are each on their own filing page.
Filings
-
2024
- Revenue
- $173,359,884
- Expenses
- $166,107,473
- Contributions
- $0
- Grants paid
- $322,106
-
2023
- Revenue
- $149,461,871
- Expenses
- $134,522,388
- Contributions
- $0
- Grants paid
- $358,347
-
2022
- Revenue
- $114,336,853
- Expenses
- $83,937,696
- Contributions
- $0
- Grants paid
- $200,181
The four totals the IRS asks for on Part I of the Form 990, as filed. A dash means the figure was not present on the return — not that it was zero.
Other returns filed
-
2021 · 990
- Revenue
- $92,937,477
- Expenses
- $78,093,785
- Assets (EOY)
- $2,510,941,078
-
2020 · 990
- Revenue
- $101,297,996
- Expenses
- $85,388,608
- Assets (EOY)
- $2,385,374,276
-
2019 · 990
- Revenue
- $89,211,246
- Expenses
- $75,756,292
- Assets (EOY)
- $2,092,358,761
-
2018 · 990
- Revenue
- $79,251,770
- Expenses
- $64,685,998
- Assets (EOY)
- $1,877,534,257
-
2017 · 990
- Revenue
- $71,469,349
- Expenses
- $56,395,350
- Assets (EOY)
- $1,682,401,982
-
2016 · 990
- Revenue
- $64,430,195
- Expenses
- $56,107,971
- Assets (EOY)
- $1,633,755,224
-
2015 · 990
- Revenue
- $58,839,454
- Expenses
- $53,946,122
- Assets (EOY)
- $1,492,356,111
-
2014 · 990
- Revenue
- $56,815,520
- Expenses
- $52,378,292
- Assets (EOY)
- $1,364,539,522
-
2013 · 990
- Revenue
- $58,316,336
- Expenses
- $53,135,453
- Assets (EOY)
- $1,279,777,202
-
2012 · 990
- Revenue
- not reported
- Expenses
- $47,121,551
- Assets (EOY)
- $1,126,560,711
Nonprofiteer parses Forms 990, 990-EZ and 990-PF, in a window of recent tax years. These returns are recorded from the IRS e-file index, so their figures were extracted by that index rather than read from the return here — treat them as a different source from the filings above, not as more of the same record. A dash means the index carries no figure; Form 990-T listings carry none at all. Showing the 10 most recent; the API carries the rest.
Grants made
-
METRO CREDIT UNION FOUNDATION INC
$130,000
2023 DONATION
-
METRO CREDIT UNION FOUNDATION INC
$106,100
2024 DONATION
-
THE CITY OF BOSTON
$29,040
2024 DONATION
-
THE CITY OF BOSTON
$22,600
2023 SPONSORSHIP
-
$19,964
2024 DONATION
-
2022 DONATION
-
2023 DONATION
-
$16,638
2023 DONATION
-
$15,750
2022 DONATION
-
2023 SPONSORSHIP
The 10 largest by cash amount. The API serves every itemized grant.
Grants received
-
2024 Grant
Related organizations
From Schedule R Part II, where a filer lists the tax-exempt organizations it is related to by control. It does not record shared board members or money.
Declared on its 2024 return
-
METRO CREDIT UNION FOUNDATION INC
501(C)(3) · GRANT MAKING · MA · controlled entity
Taxable family
From Schedule R Parts I, III and IV: entities that legally are the filer, and taxable partnerships, corporations and trusts it is related to. These record ownership and control, not shared board members or money.
Disregarded entities on its 2024 return
-
METRO INSURANCE ADVISORS LLC
INSURANCE PRODUCT · MA · income $80,100 · assets $503,744
Other IRS files
Auto-Revocation List
Not listed. The IRS publishes this list for organizations whose exemption was automatically revoked for failing to file for three consecutive years.
Publication 78
Not present in the most recent drop.
These are two separate IRS files on two separate schedules, shown as published and not reconciled with each other. Neither is a statement about whether a contribution is deductible today: 19,245 organizations appear in Publication 78 while the IRS's own revocation file lists them as currently revoked, more than half of those revoked before 2019. Absence from Publication 78 is evidence of nothing, and presence is not evidence either. Verify current status with the IRS before relying on it.
What this page reflects
The registration facts above come from the IRS Business Master File published 13 October 2026 and read 1 November 2026, for every organization at once. Returns through tax year 2024, the newest we have parsed for this organization.