HOUSING TRUST SILICON VALLEY

As filed

Subsection

03

NTEE code

L800

Classification

1000

Street

75 E SANTA CLARA ST STE 1350

These codes are the IRS's own and are shown exactly as filed. What each one means is in the Business Master File documentation (opens in a new tab).

Mission and programs · 2024

• THE COMPETITIVE REAL ESTATE MARKET IN THE GREATER BAY AREA CREATES A CHALLENGING ENVIRONMENT FOR AFFORDABLE HOUSING DEVELOPMENT. SINCE 2000, HOUSING TRUST HAS MADE LOANS TO 208 AFFORDABLE HOUSING PROJECTS, TOTALING OVER $620 MILLION IN FUNDING AND RESULTING IN 18,945 AFFORDABLE RENTAL HOMES. OUR BORROWERS ARE TYPICALLY COMMUNITY-BASED, NON-PROFIT AND MISSION ALIGNED FOR-PROFIT AFFORDABLE HOUSING DEVELOPERS WHOSE COLLECTIVE MISSION IS TO INCREASE AND PRESERVE THE AFFORDABLE HOUSING STOCK IN THE COMMUNITIES THEY SERVE, AND BY SO DOING, REVITALIZE SUCH COMMUNITIES. WE LEND IN THE GREATER BAY AREA INCLUDING ALAMEDA, CONTRA COSTA, MARIN, MONTEREY, NAPA, SACRAMENTO, SAN BENITO, SAN FRANCISCO, SAN JOAQUIN, SAN MATEO, SANTA CLARA, SANTA CRUZ, SOLANO, AND SONOMA COUNTIES.

  Expenses $6,583,202 · Grants $297,874 · Revenue $8,591,579

• SIX-FIGURE DOWN PAYMENTS CAN PUT THE DREAM OF HOMEOWNERSHIP OUT OF REACH. HOUSING TRUST OFFERS FIRST TIME HOMEBUYERS THE EDUCATION AND COUNSELING AND DEFERRED INTEREST LOANS. HOUSING TRUST'S HOMEBUYER TEAM OFFERS ONE-ON-ONE SESSIONS THAT COVER TOPICS INCLUDING SAVING FOR A DOWN PAYMENT AND RESERVES, HOW TO SELECT AND WORK WITH REALTORS AND MORTGAGE LOAN OFFICERS AND WHAT TO EXPECT UPON CLOSING ON A NEW HOME. HOUSING TRUST'S FINANCIAL PRODUCTS REDUCE THE BURDEN OF 20% DOWN PAYMENT REQUIREMENTS AND BRIDGE THE GAP BETWEEN WHAT LOW- TO MIDDLE-INCOME BUYERS CAN AFFORD TO BORROW AND THE EQUITY REQUIRED TO DO SO. SINCE 2000 WE HAVE OFFERED HOMEBUYER DOWN PAYMENT ASSISTANCE AS DEFERRED, AMORTIZING AND EQUITY SHARE LOANS, DEPENDING ON INCOME LEVEL AND NEEDS OF THE BORROWER. OUR LOANS UNDER THESE PROGRAMS RANGE FROM $6,500 TO $250,000. WE HAVE MADE 2,635 DOWN PAYMENT ASSISTANCE LOANS TOTALING OVER $66 MILLION SINCE OUR FOUNDING. IN FY25, HOUSING TRUST PROVIDED EDUCATION AND COUNSELING TO 382 HOPEFUL HOMEBUYERS, MADE TWENTY DOWN PAYMENT ASSISTANCE LOANS.

  Expenses $1,005,517 · Revenue $779,754

• POLICY AND EDUCATION: HOUSING TRUST ENGAGES IN POLICY AND EDUCATION EFFORTS TO STRENGTHEN THE AFFORDABLE HOUSING MARKET IN OUR REGION. THIS INCLUDES SUPPORTING LOCAL AND STATE INITIATIVES THAT PROMOTE AFFORDABLE HOUSING DEVELOPMENT AND ADVOCATING FOR POLICIES THAT ADDRESS HOUSING AFFORDABILITY.

  Expenses $197,187 · Grants $25,000

• OTHER PROGRAMS

  Expenses $1,936,499 · Revenue $17,455

As filed on the 2024 return. The filer continues this part on Schedule O, which is not shown here.

Officers and directors · 2024

As listed in Part VII of the 2024 return, in the order the filer printed them. Each return names its own; this is not a roster the organization keeps with us.

The first 25 listed. Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us. Earlier years are each on their own filing page.

Filings

• 2024

  Revenue

  $56,290,504

  Expenses

  $13,642,259

  Contributions

  $42,711,903

  Grants paid

  $322,874

• 2023

  Revenue

  $16,521,006

  Expenses

  $9,922,102

  Contributions

  $4,597,128

  Grants paid

  $499,091

• 2022

  Revenue

  $23,027,841

  Expenses

  $8,717,922

  Contributions

  $13,398,570

  Grants paid

  $160,491

The four totals the IRS asks for on Part I of the Form 990, as filed. A dash means the figure was not present on the return — not that it was zero.

Other returns filed

• 2021 · 990

  Revenue

  $26,012,346

  Expenses

  $20,047,859

  Assets (EOY)

  $240,898,899

• 2020 · 990

  Revenue

  $21,448,557

  Expenses

  $7,260,732

  Assets (EOY)

  $250,989,111

• 2019 · 990

  Revenue

  $24,483,819

  Expenses

  $9,602,863

  Assets (EOY)

  $223,956,871

• 2018 · 990

  Revenue

  $14,912,402

  Expenses

  $6,897,919

  Assets (EOY)

  $166,578,851

• 2017 · 990

  Revenue

  $13,257,888

  Expenses

  $4,526,462

  Assets (EOY)

  $120,047,627

• 2016 · 990

  Revenue

  $10,867,294

  Expenses

  $4,465,818

  Assets (EOY)

  $100,173,849

• 2015 · 990

  Revenue

  $16,141,989

  Expenses

  $3,397,216

  Assets (EOY)

  $72,137,211

• 2014 · 990

  Revenue

  $8,064,476

  Expenses

  $3,456,696

  Assets (EOY)

  $52,554,076

• 2013 · 990

  Revenue

  $5,867,979

  Expenses

  $4,296,204

  Assets (EOY)

  $46,030,874

• 2011 · 990

  Revenue

  — not reported

  Expenses

  $16,041,240

  Assets (EOY)

  $37,811,362

Nonprofiteer parses Forms 990, 990-EZ and 990-PF, in a window of recent tax years. These returns are recorded from the IRS e-file index, so their figures were extracted by that index rather than read from the return here — treat them as a different source from the filings above, not as more of the same record. A dash means the index carries no figure; Form 990-T listings carry none at all. Showing the 10 most recent; the API carries the rest.

Grants made

• NPH ACTION FUND POLITICAL ISSUES COMMITTEE

  $300,000

  2023 · CAMPAIGN SUPPORT

• PATH

  $61,400

  2022 · PROGRAM SUPPORT

• CHARITIES HOUSING

  $60,000

  2023 · PROGRAM SUPPORT

• ABODE PROPERTY MANAGEMENT

  $60,000

  2023 · PROGRAM SUPPORT

• SVHOME

  $55,000

  2023 · PROGRAM SUPPORT

• SVHOME

  $55,000

  2022 · PROGRAM SUPPORT

• COMMUNITY HOUSING DEVELOPMENT CORPORATION OF NORTH RICHMOND

  $50,000

  2024 · PROGRAM SUPPORT

• SPANISH SPEAKING UNITY COUNCIL OF ALAMEDA COUNTY INC

  $50,000

  2024 · PROGRAM SUPPORT

• RICHMOND NEIGHBORHOOD HOUSING SERVICES INC

  $50,000

  2024 · PROGRAM SUPPORT

• BLACK CULTURAL ZONE COMMUNITY DEVELOPMENT CORPORATION

  $50,000

  2024 · PROGRAM SUPPORT

The 10 largest by cash amount. The API serves every itemized grant.

Where these grants went next →

Grants received

• GS DONOR ADVISED PHILANTHROPY FUND FOR WEALTH MANAGEMENT INC

  $30,000,000

  2024 · COMMUNITY & HUMAN SERVICES

• AMERICAN ONLINE GIVING FOUNDATION INC

  $250,360

  2022 · GENERAL SUPPORT

• SAN FRANCISCO FOUNDATION

  $110,000

  2022 · PROGRAM - FOR GENERAL SUPPORT

• SILICON VALLEY LEADERSHIP GROUP FOUNDATION

  $100,000

  2022 · HOUSING PROGRAMS

• SILICON VALLEY COMMUNITY FOUNDATION

  $50,500

  2023 · Housing and Transportation

• CHARITIES HOUSING DEVELOPMENT CORP OF SANTA CLARA COUNTY

  $10,000

  2025 · EVENT SPONSORSHIP

• AMERICAN ONLINE GIVING FOUNDATION INC

  $6,241

  2023 · GENERAL SUPPORT

Taxable family

From Schedule R Parts I, III and IV: entities that legally are the filer, and taxable partnerships, corporations and trusts it is related to. These record ownership and control, not shared board members or money.

Other IRS files