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SAFE CREDIT UNION

EIN 94-1179501 FOLSOM, CA

Revenue 2024
$254,668,911
Expenses 2024
$230,107,484

As filed

Subsection
14
Classification
1000
Street
2295 IRON POINT RD STE 100

These codes are the IRS's own and are shown exactly as filed. What each one means is in the Business Master File documentation (opens in a new tab).

Group exemption

A subordinate covered by the group exemption of CREDIT UNIONS IN THE STATE OF CALIFORNIA (EIN 94-6123880). matched by us

The IRS lists each organization's group exemption number; we match a subordinate to its central organization by that number and the affiliation code the IRS assigns.

Officers and directors · 2024

As listed in Part VII of the 2024 return, in the order the filer printed them. Each return names its own; this is not a roster the organization keeps with us.

  • Donald Ball

    Treasurer, 1st Asst. Secretary

    Total calculated
    $3,432
    From this org
    $3,432
    From related orgs
    $0
    Other
    $0
    Hours/week
    5

  • Jody Porter

    2nd Vice Chairperson

    Total calculated
    $0
    Hours/week
    1

  • Rick Blumenfeld

    Chairperson

    Total calculated
    $2,048
    From this org
    $2,048
    From related orgs
    $0
    Other
    $0
    Hours/week
    12

  • Ryan Larkin

    Secretary

    Total calculated
    $1,617
    From this org
    $1,617
    From related orgs
    $0
    Other
    $0
    Hours/week
    8

  • Sonia Lewis

    1st Vice Chairperson

    Total calculated
    $1,756
    From this org
    $1,756
    From related orgs
    $0
    Other
    $0
    Hours/week
    6

  • Bernadette Austin

    Director

    Total calculated
    $1,453
    From this org
    $1,453
    From related orgs
    $0
    Other
    $0
    Hours/week
    3

  • Martha Lofgren

    Director

    Total calculated
    $790
    From this org
    $790
    From related orgs
    $0
    Other
    $0
    Hours/week
    3

  • Robert Logue

    Director

    Total calculated
    $2,120
    From this org
    $2,120
    From related orgs
    $0
    Other
    $0
    Hours/week
    5

  • Sonbol Aliabadi

    Director

    Total calculated
    $2,500
    From this org
    $2,500
    From related orgs
    $0
    Other
    $0
    Hours/week
    4

  • Terrrance Tremelling

    Director

    Total calculated
    $0
    Hours/week
    8

  • Trish Rodriguez

    Director

    Total calculated
    $1,497
    From this org
    $1,497
    From related orgs
    $0
    Other
    $0
    Hours/week
    3

  • Alexis Fitzpatrick

    EVP/CFO

    Total calculated
    $432,233
    From this org
    $416,268
    From related orgs
    $0
    Other
    $15,965
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $346,193
    Bonus
    $69,175
    Other
    $900
    Deferred
    $13,055
    Nontaxable benefits
    $2,910
    Filer's total
    $432,233

  • Faye Nabhani

    President/CEO

    Total calculated
    $1,255,168
    From this org
    $1,202,025
    From related orgs
    $0
    Other
    $53,143
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $681,796
    Bonus
    $204,750
    Other
    $315,479
    Deferred
    $36,800
    Nontaxable benefits
    $16,343
    Filer's total
    $1,255,168

  • Chris Harris

    EVP/CSO

    Total calculated
    $721,970
    From this org
    $705,227
    From related orgs
    $0
    Other
    $16,743
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $370,002
    Bonus
    $333,500
    Other
    $1,725
    Deferred
    $13,800
    Nontaxable benefits
    $2,943
    Filer's total
    $721,970

  • Colleen Nerius

    EVP/CHRO

    Total calculated
    $493,172
    From this org
    $478,044
    From related orgs
    $0
    Other
    $15,128
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $324,955
    Bonus
    $64,871
    Other
    $88,218
    Deferred
    $11,976
    Nontaxable benefits
    $3,152
    Filer's total
    $493,172

  • Jerrod Keller

    EVP/CXO

    Total calculated
    $308,539
    From this org
    $292,699
    From related orgs
    $0
    Other
    $15,840
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $255,629
    Bonus
    $36,170
    Other
    $900
    Deferred
    $4,997
    Nontaxable benefits
    $10,843
    Filer's total
    $308,539

  • Michael McCarthy

    SVP/CTO

    Total calculated
    $508,344
    From this org
    $474,099
    From related orgs
    $0
    Other
    $34,245
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $325,807
    Bonus
    $65,515
    Other
    $82,777
    Deferred
    $13,800
    Nontaxable benefits
    $20,445
    Filer's total
    $508,344

  • Tiffani Vargas

    EVP/CLO

    Total calculated
    $516,789
    From this org
    $482,304
    From related orgs
    $0
    Other
    $34,485
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $409,259
    Bonus
    $69,175
    Other
    $3,870
    Deferred
    $13,631
    Nontaxable benefits
    $20,854
    Filer's total
    $516,789

  • Brandi Schaefer

    Sr Mortgage Officer

    Total calculated
    $621,888
    From this org
    $602,164
    From related orgs
    $0
    Other
    $19,724
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $602,128
    Bonus
    $0
    Other
    $36
    Deferred
    $13,800
    Nontaxable benefits
    $5,924
    Filer's total
    $621,888

  • Damian Azimi

    Sr Mortgage Officer

    Total calculated
    $1,090,583
    From this org
    $1,044,937
    From related orgs
    $0
    Other
    $45,646
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $1,044,338
    Bonus
    $500
    Other
    $99
    Deferred
    $13,800
    Nontaxable benefits
    $31,846
    Filer's total
    $1,090,583

  • Diane Hicks

    Sr Mortgage Officer

    Total calculated
    $262,492
    From this org
    $250,770
    From related orgs
    $0
    Other
    $11,722
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $249,834
    Bonus
    $500
    Other
    $436
    Deferred
    $10,297
    Nontaxable benefits
    $1,425
    Filer's total
    $262,492

  • Jeffrey Impey

    Wealth Advisor

    Total calculated
    $561,787
    From this org
    $530,640
    From related orgs
    $0
    Other
    $31,147
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $528,915
    Bonus
    $0
    Other
    $1,725
    Deferred
    $13,311
    Nontaxable benefits
    $17,836
    Filer's total
    $561,787

  • William G Erb

    Mortgage Sales Team Lead

    Total calculated
    $150,738
    From this org
    $123,012
    From related orgs
    $0
    Other
    $27,726
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $121,882
    Bonus
    $750
    Other
    $380
    Deferred
    $5,750
    Nontaxable benefits
    $21,976
    Filer's total
    $150,738

Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us. Earlier years are each on their own filing page.

Filings

  • 2024
    Revenue
    $254,668,911
    Expenses
    $230,107,484
    Contributions
    $0
    Grants paid
    $249,055
  • 2023
    Revenue
    $229,786,087
    Expenses
    $211,556,071
    Contributions
    $0
    Grants paid
    $363,683
  • 2022
    Revenue
    $183,102,902
    Expenses
    $149,829,164
    Contributions
    $0
    Grants paid
    $494,708

The four totals the IRS asks for on Part I of the Form 990, as filed. A dash means the figure was not present on the return — not that it was zero.

Other returns filed

  • 2021 · 990

    Revenue
    $162,136,670
    Expenses
    $128,000,465
    Assets (EOY)
    $4,443,372,826

  • 2020 · 990

    Revenue
    $166,534,195
    Expenses
    $148,840,008
    Assets (EOY)
    $3,814,181,101

  • 2020 · 990

    Revenue
    $166,534,195
    Expenses
    $148,840,008
    Assets (EOY)
    $3,814,181,101

  • 2019 · 990

    Revenue
    $168,382,611
    Expenses
    $135,549,857
    Assets (EOY)
    $3,085,573,424

  • 2018 · 990

    Revenue
    $147,810,875
    Expenses
    $118,887,426
    Assets (EOY)
    $2,883,729,558

  • 2017 · 990

    Revenue
    $124,805,240
    Expenses
    $104,598,446
    Assets (EOY)
    $2,699,113,126

  • 2016 · 990

    Revenue
    $114,392,755
    Expenses
    $102,851,535
    Assets (EOY)
    $2,502,656,736

  • 2015 · 990

    Revenue
    $103,351,050
    Expenses
    $93,946,738
    Assets (EOY)
    $2,282,091,875

  • 2014 · 990

    Revenue
    $96,192,598
    Expenses
    $85,823,155
    Assets (EOY)
    $2,137,634,239

  • 2013 · 990

    Revenue
    $97,111,519
    Expenses
    $83,442,637
    Assets (EOY)
    $2,004,704,102

Nonprofiteer parses Forms 990, 990-EZ and 990-PF, in a window of recent tax years. These returns are recorded from the IRS e-file index, so their figures were extracted by that index rather than read from the return here — treat them as a different source from the filings above, not as more of the same record. A dash means the index carries no figure; Form 990-T listings carry none at all. Showing the 10 most recent; the API carries the rest.

Grants made

The 10 largest by cash amount. The API serves every itemized grant.

Where these grants went next →

Grants received

Other IRS files

Auto-Revocation List

Not listed. The IRS publishes this list for organizations whose exemption was automatically revoked for failing to file for three consecutive years.

Publication 78

Not present in the most recent drop.

These are two separate IRS files on two separate schedules, shown as published and not reconciled with each other. Neither is a statement about whether a contribution is deductible today: 19,245 organizations appear in Publication 78 while the IRS's own revocation file lists them as currently revoked, more than half of those revoked before 2019. Absence from Publication 78 is evidence of nothing, and presence is not evidence either. Verify current status with the IRS before relying on it.

What this page reflects

The registration facts above come from the IRS Business Master File published 13 October 2026 and read 23 October 2026, for every organization at once. Returns through tax year 2024, the newest we have parsed for this organization.