- Revenue 2025
- $54,349,917
- Expenses 2025
- $51,339,165
Program services were 70.9% of total expenses calculated — Part IX's program-services column over total expenses, both as filed.
As filed
- Subsection
- 03
- NTEE code
- P51
- Classification
- 3000
- Street
- 12603 SOUTHWEST FREEWAY
These codes are the IRS's own and are shown exactly as filed. What each one means is in the Business Master File documentation (opens in a new tab).
Mission and programs · 2025
Mission
TO IMPROVE LIVES THROUGH FINANCIAL EDUCATION.
Activities or mission (Part I)
WE STRIVE TO BENEFIT THE COMMUNITY BY PROVIDING EXCEPTIONAL FINANCIAL EDUCATION AND COUNSELING PROGRAMS INCLUDING CREDIT, HOUSING, AND BANKRUPTCY COUNSELING.
-
CREDIT COUNSELING & DEBT MANAGEMENT:MONEY MANAGEMENT INTERNATIONAL (MMI) PROVIDES FINANCIAL COUNSELING AND EDUCATION TO ASSIST INDIVIDUALS AND FAMILIES WITH BUDGETING, DEBT MANAGEMENT, AND FINANCIAL GOAL SETTING. CERTIFIED CREDIT COUNSELORS ASSESS EACH CONSUMER'S FINANCIAL SITUATION, DEVELOP SPENDING PLANS, AND RECOMMEND APPROPRIATE ACTIONS.CONSUMERS MAY ENROLL IN DEBT MANAGEMENT PLANS (DMPS) FOR STRUCTURED REPAYMENT OF UNSECURED DEBT. ONGOING COUNSELING AND ADMINISTRATIVE SUPPORT ARE PROVIDED THROUGHOUT THE PROGRAM. ALL COUNSELORS COMPLETE REQUIRED TRAINING AND MAINTAIN INDEPENDENT CERTIFICATION.MMI DELIVERS EDUCATION THROUGH IN-PERSON SESSIONS, WEBINARS, AND SELF-PACED MODULES. PROGRAM OUTCOMES INDICATE THAT A MAJORITY OF CONSUMERS COMPLETING DMPS FULLY REPAY THEIR ENROLLED DEBT, WITH ADDITIONAL CONSUMERS ABLE TO RESUME DIRECT CREDITOR PAYMENTS.IN 2025 MMI PROVIDED 80,620 DEBT & BUDGET COUNSELING SESSIONS. ANOTHER 69,078 HOUSEHOLDS RECEIVED DEBT MANAGEMENT SUPPORT AND REPAYING $287MM IN UNSECURED DEBT. ON AVERAGE, PARTICIPANTS EXPERIENCE SIGNIFICANTLY REDUCED INTEREST RATES, MEANINGFUL SAVINGS OVER TIME, AND IMPROVED CREDIT PROFILES.
Expenses $25,193,509 · Revenue $26,126,206
-
HOUSING COUNSELING & EDUCATION:MMI PROVIDES HOUSING COUNSELING SERVICES TO SUPPORT HOME RETENTION, RENTAL STABILITY, AND INFORMED HOMEOWNERSHIP. SERVICES INCLUDE FORECLOSURE PREVENTION, RENTAL COUNSELING, DISASTER RECOVERY (PROJECT PORCHLIGHT), POST-MODIFICATION SUPPORT, AND REVERSE MORTGAGE COUNSELING AND DEFAULT PREVENTION.MMI ALSO DELIVERS HOMEBUYER EDUCATION AND POST-PURCHASE SUPPORT THROUGH ITS BORROWER SUCCESS PROGRAM, WHICH PROVIDES ONGOING COMMUNICATION AND RESOURCES TO HOMEOWNERS.AS A HUD-APPROVED HOUSING COUNSELING AGENCY, MMI PROMOTES FAIR HOUSING, ENSURES ACCESSIBILITY FOR PERSONS WITH DISABILITIES, AND PROVIDES LANGUAGE ASSISTANCE FOR INDIVIDUALS WITH LIMITED ENGLISH PROFICIENCY. FUNDING IS PROVIDED THROUGH HUD AND CONTRACTUAL PARTNERSHIPS. IN 2025 MMI PROVIDED 137,365 COUNSELING & EDUCATION EXPERIENCES ACROSS ITS WIDE RANGING HOUSING COUNSELING AND CASE MANAGEMENT SERVICES.
Expenses $6,281,776 · Revenue $5,761,027
-
CREDIT COUNSELING AND DEBT RESOLUTION:MMI LAUNCHED DEBT RESOLUTION SERVICES IN LATE 2024 TO PROVIDE AN ADDITIONAL OPTION FOR CONSUMERS EXPERIENCING FINANCIAL HARDSHIP. THE PROGRAM OFFERS CONSULTATION WITH CERTIFIED SPECIALISTS AND, FOR ENROLLED PARTICIPANTS, NEGOTIATED SETTLEMENT OF UNSECURED DEBTS.CONSUMERS MAKE A SINGLE MONTHLY PROGRAM DEPOSIT TO FUND SETTLEMENTS AND ADMINISTRATIVE COSTS. LEGAL SUPPORT MAY BE PROVIDED WHEN APPROPRIATE. STAFF COMPLETE TRAINING IN DEBT NEGOTIATION, CONSUMER PROTECTION, AND HARDSHIP ASSESSMENT, AND ONGOING EDUCATION IS PROVIDED TO PARTICIPANTS.AS AN EMERGING PROGRAM, THIS PROGRAM SERVED 624 FAMILIES IN 2025.
Expenses $2,867,895 · Revenue $242,226
-
AGENCY SUPPORT SERVICES:MMI OPERATES THE NEVADA 211 CALL CENTER UNDER CONTRACT WITH THE STATE OF NEVADA, SUPPORTING A STATEWIDE INFORMATION AND REFERRAL SYSTEM OVERSEEN BY THE NEVADA DEPARTMENT OF HEALTH AND HUMAN SERVICES.NEVADA 211 CONNECTS INDIVIDUALS TO SERVICES INCLUDING HEALTHCARE, HOUSING, FOOD, UTILITIES, TRANSPORTATION, AND CHILDCARE. TRAINED SPECIALISTS ASSIST USERS IN IDENTIFYING AND ACCESSING APPROPRIATE RESOURCES.THE PROGRAM MAINTAINS A DATABASE OF OVER A THOUSAND AGENCIES AND SEVERAL THOUSAND PROGRAMS. ANNUALLY, NEVADA 211 SERVES HUNDREDS OF THOUSANDS OF INDIVIDUALS THROUGH MULTIPLE COMMUNICATION CHANNELS AND CONDUCTS COMMUNITY OUTREACH, INCLUDING TARGETED EFFORTS IN RURAL AREAS.
Expenses $1,877,248 · Revenue $934,399
-
BANKRUPTCY COUNSELING AND EDUCATION:MMI IS APPROVED TO PROVIDE PRE-FILING BANKRUPTCY COUNSELING AND PRE-DISCHARGE EDUCATION IN COMPLIANCE WITH THE U.S. BANKRUPTCY CODE. THESE SERVICES INCLUDE ISSUANCE OF REQUIRED CERTIFICATES. MMI SUPPORTS HUNDREDS OF CONSUMERS ANNUALLY THROUGH BANKRUPTCY COUNSELING AND EDUCATION AND ALSO PROVIDES ADDITIONAL SERVICES, INCLUDING STUDENT LOAN COUNSELING. IN 2025, MMI PROVIDED 674 PRE-FILING BANKRUPTCY SESSION AND 116,236 HOURS OF FINANCIAL EDUCATION.
Expenses $165,739 · Revenue $632,709
As filed on the 2025 return. The filer continues this part on Schedule O, which is not shown here.
Officers and directors · 2025
As listed in Part VII of the 2025 return, in the order the filer printed them. Each return names its own; this is not a roster the organization keeps with us.
-
James S TriggsJAMES S TRIGGS
PRESIDENT & CEO
- Total calculated
- $568,201
- From this org
- $514,487
- From related orgs
- $0
- Other
- $53,714
- Hours/week
- 40 + 2 related
Schedule J breakdown matched by us
- Base
- $369,455
- Bonus
- $120,000
- Other
- $25,032
- Deferred
- $8,550
- Nontaxable benefits
- $45,164
- Filer's total
- $568,201
-
Karen AncillaiKAREN ANCILLAI
CHAIR
- Total calculated
- $0
- Hours/week
- 3 + 1 related
-
Maria C AlonsoMARIA C ALONSO
DIRECTOR
- Total calculated
- $0
- Hours/week
- 3
-
Anne-Marie BakerANNE-MARIE BAKER
DIRECTOR
- Total calculated
- $0
- Hours/week
- 3
-
Donna CarrDONNA CARR
DIRECTOR
- Total calculated
- $0
- Hours/week
- 3
-
Elizabeth HotzeELIZABETH HOTZE
DIRECTOR
- Total calculated
- $0
- Hours/week
- 3
-
Jerry NemorinJERRY NEMORIN
DIRECTOR
- Total calculated
- $0
- Hours/week
- 3
-
Manuel Mario PerdomoMANUEL MARIO PERDOMO
DIRECTOR
- Total calculated
- $0
- Hours/week
- 3
-
William A PupoWILLIAM A PUPO
DIRECTOR
- Total calculated
- $0
- Hours/week
- 3
-
Sue RankinSUE RANKIN
DIRECTOR
- Total calculated
- $0
- Hours/week
- 3
-
George TorresGEORGE TORRES
DIRECTOR
- Total calculated
- $0
- Hours/week
- 3
-
Michael StoddardMICHAEL STODDARD
CHIEF TECHNOLOGY OFFICER
- Total calculated
- $348,880
- From this org
- $317,051
- From related orgs
- $0
- Other
- $31,829
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $287,051
- Bonus
- $30,000
- Other
- $0
- Deferred
- $2,193
- Nontaxable benefits
- $29,636
- Filer's total
- $348,880
-
Lyle LansdellLYLE LANSDELL
CHIEF FINANCIAL OFFICER/TREASURER
- Total calculated
- $334,045
- From this org
- $295,419
- From related orgs
- $0
- Other
- $38,626
- Hours/week
- 40 + 2 related
Schedule J breakdown matched by us
- Base
- $255,419
- Bonus
- $40,000
- Other
- $0
- Deferred
- $8,550
- Nontaxable benefits
- $30,076
- Filer's total
- $334,045
-
Michelle JonesMICHELLE JONES
CHIEF EXTERNAL AFFAIRS OFFICER
- Total calculated
- $323,772
- From this org
- $270,058
- From related orgs
- $0
- Other
- $53,714
- Hours/week
- 40 + 1 related
Schedule J breakdown matched by us
- Base
- $230,058
- Bonus
- $40,000
- Other
- $0
- Deferred
- $8,550
- Nontaxable benefits
- $45,164
- Filer's total
- $323,772
-
Robert P CzyzewskiROBERT P CZYZEWSKI
CHIEF OPERATING OFFICER
- Total calculated
- $296,094
- From this org
- $242,914
- From related orgs
- $0
- Other
- $53,180
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $212,914
- Bonus
- $30,000
- Other
- $0
- Deferred
- $8,016
- Nontaxable benefits
- $45,164
- Filer's total
- $296,094
-
Zynda SellersZYNDA SELLERS
CHIEF COMPLIANCE OFFICER
- Total calculated
- $284,495
- From this org
- $247,006
- From related orgs
- $0
- Other
- $37,489
- Hours/week
- 40 + 2 related
Schedule J breakdown matched by us
- Base
- $202,006
- Bonus
- $45,000
- Other
- $0
- Deferred
- $7,413
- Nontaxable benefits
- $30,076
- Filer's total
- $284,495
-
Helene D RaynaudHELENE D RAYNAUD
SR. VP, HOUSING INITIATIVES
- Total calculated
- $270,176
- From this org
- $237,205
- From related orgs
- $0
- Other
- $32,971
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $202,205
- Bonus
- $35,000
- Other
- $0
- Deferred
- $7,821
- Nontaxable benefits
- $25,150
- Filer's total
- $270,176
-
Thomas De PoyTHOMAS DE POY
SR. VP, IND. RELATIONS
- Total calculated
- $206,497
- From this org
- $200,012
- From related orgs
- $0
- Other
- $6,485
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $175,012
- Bonus
- $25,000
- Other
- $0
- Deferred
- $6,485
- Nontaxable benefits
- $0
- Filer's total
- $206,497
-
Matthew K MuellerMATTHEW K MUELLER
DIRECTOR, INFORMATION TECHNOLOGY
- Total calculated
- $188,126
- From this org
- $183,743
- From related orgs
- $0
- Other
- $4,383
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $141,860
- Bonus
- $41,883
- Other
- $0
- Deferred
- $4,383
- Nontaxable benefits
- $0
- Filer's total
- $188,126
-
Johanna L SamaraJOHANNA L SAMARA
VP DEBT RESOLUTION PROGRAMS
- Total calculated
- $183,980
- From this org
- $181,728
- From related orgs
- $0
- Other
- $2,252
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $174,728
- Bonus
- $7,000
- Other
- $0
- Deferred
- $2,252
- Nontaxable benefits
- $0
- Filer's total
- $183,980
-
Chelsea L TaylorCHELSEA L TAYLOR
SR. VP HUMAN RESOURCES
- Total calculated
- $180,314
- From this org
- $177,759
- From related orgs
- $0
- Other
- $2,555
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $152,759
- Bonus
- $25,000
- Other
- $0
- Deferred
- $2,555
- Nontaxable benefits
- $0
- Filer's total
- $180,314
-
Tyra TurnquestTYRA TURNQUEST
SR. DIRECTOR INFORMATION TECHNOLOGY
- Total calculated
- $167,585
- From this org
- $163,211
- From related orgs
- $0
- Other
- $4,374
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $121,402
- Bonus
- $41,809
- Other
- $0
- Deferred
- $4,374
- Nontaxable benefits
- $0
- Filer's total
- $167,585
-
Scott HannumSCOTT HANNUM
CALLCENTERED PRESIDENT & COO
- Total calculated
- $155,595
- From this org
- $0
- From related orgs
- $150,777
- Other
- $4,818
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $0 + $140,777 related
- Bonus
- $0 + $10,000 related
- Other
- $0
- Deferred
- $0 + $4,818 related
- Nontaxable benefits
- $0
- Filer's total
- $0 + $155,595 related
-
Emanuel RiveroEMANUEL RIVERO
VP OPERATIONS
- Total calculated
- $154,675
- From this org
- $152,266
- From related orgs
- $0
- Other
- $2,409
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $137,266
- Bonus
- $15,000
- Other
- $0
- Deferred
- $2,409
- Nontaxable benefits
- $0
- Filer's total
- $154,675
-
Tran NgoTRAN NGO
MANAGER INFORMATION TECHNOLOGY
- Total calculated
- $155,665
- From this org
- $150,648
- From related orgs
- $0
- Other
- $5,017
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $116,108
- Bonus
- $34,540
- Other
- $0
- Deferred
- $5,017
- Nontaxable benefits
- $0
- Filer's total
- $155,665
The first 25 listed. Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us. Earlier years are each on their own filing page.
Filings
-
2025
- Revenue
- $54,349,917
- Expenses
- $51,339,165
- Contributions
- $10,946,128
- Grants paid
- $0
-
2024
- Revenue
- $36,397,263
- Expenses
- $43,615,064
- Contributions
- $15,261,987
- Grants paid
- $0
-
2023
- Revenue
- $33,800,018
- Expenses
- $44,400,693
- Contributions
- $8,893,611
- Grants paid
- $0
-
2022
- Revenue
- $37,250,721
- Expenses
- $39,688,089
- Contributions
- $13,348,518
- Grants paid
- $0
The four totals the IRS asks for on Part I of the Form 990, as filed. A dash means the figure was not present on the return — not that it was zero.
Other returns filed
-
2024 · 990-T
- Revenue
- not reported
- Expenses
- not reported
- Assets (EOY)
- not reported
-
2023 · 990-T
- Revenue
- not reported
- Expenses
- not reported
- Assets (EOY)
- not reported
-
2022 · 990-T
- Revenue
- not reported
- Expenses
- not reported
- Assets (EOY)
- not reported
-
2021 · 990
- Revenue
- $41,947,964
- Expenses
- $43,365,340
- Assets (EOY)
- $50,841,625
-
2021 · 990-T
- Revenue
- not reported
- Expenses
- not reported
- Assets (EOY)
- not reported
-
2020 · 990
- Revenue
- $38,595,180
- Expenses
- $44,638,315
- Assets (EOY)
- $55,363,723
-
2020 · 990-T
- Revenue
- not reported
- Expenses
- not reported
- Assets (EOY)
- not reported
-
2019 · 990
- Revenue
- $41,481,505
- Expenses
- $44,501,324
- Assets (EOY)
- $51,261,282
-
2018 · 990
- Revenue
- $52,195,181
- Expenses
- $47,388,298
- Assets (EOY)
- $55,480,967
-
2017 · 990
- Revenue
- $56,025,857
- Expenses
- $62,332,497
- Assets (EOY)
- $50,961,733
Nonprofiteer parses Forms 990, 990-EZ and 990-PF, in a window of recent tax years. These returns are recorded from the IRS e-file index, so their figures were extracted by that index rather than read from the return here — treat them as a different source from the filings above, not as more of the same record. A dash means the index carries no figure; Form 990-T listings carry none at all. Showing the 10 most recent; the API carries the rest.
Grants made
No itemized grants to organizations. Schedule I is filed only by organizations that granted more than $5,000 to a recipient, so most filers have none.
Grants received
-
NEIGHBORHOOD REINVESTMENT CORP
$2,432,896
2022 GENERAL SUPPORT
-
NEIGHBORHOOD REINVESTMENT CORP
$1,773,807
2023 GENERAL SUPPORT
-
2022 HOUSING COUNSELING & EDUCATION
-
2023 HOUSING COUNSELING & EDUCATION
-
2024 HOUSING COUNSELING & EDUCATION
-
CHARITIES AID FOUNDATION AMERICA
$500,000
2022 CHARITABLE DONATION
-
2023 HOUSING STABILITY
-
2023 SUPPORT FOR HOUSING, CREDIT AND OTHER FINANCIAL COUNSELING
-
$433,000
2022 1 GRANT(S) FOR VARYING PURPOSES
-
2022 HOUSING STABILITY
The 10 largest by cash amount. The API serves every itemized grant.
Related organizations
From Schedule R Part II, where a filer lists the tax-exempt organizations it is related to by control. It does not record shared board members or money.
Declared on its 2025 return
-
CCCS OF SOUTHERN NEW ENGLAND INC
501(C)(3) · CREDIT COUNSELING · MA · controlled entity
-
MMI FINANCIAL EDUCATION FOUNDATION
501(C)(3) · FINANCIAL EDUCATION · TX · controlled entity
Taxable family
From Schedule R Parts I, III and IV: entities that legally are the filer, and taxable partnerships, corporations and trusts it is related to. These record ownership and control, not shared board members or money.
Disregarded entities on its 2025 return
-
MMI HOUSING LLC
REAL ESTATE · DE · income $0 · assets $0
-
CALL CENTERED HOLDINGS
BUSINESS PROCESS OUTSOURCING · AZ · income $0 · assets $0
-
CALL CENTERED LLC
BUSINESS PROCESS OUTSOURCING · AZ · income $7,137,102 · assets $7,111,552
Related corporations and trusts on its 2025 return
-
CALL CENTERED MEXICO
C · BUSINESS PROCESS OUTSOURCING · MX · 99.99% owned · share of income $6,812,750 · share of assets $119,126 · controlled entity
Other IRS files
Auto-Revocation List
Not listed. The IRS publishes this list for organizations whose exemption was automatically revoked for failing to file for three consecutive years.
Publication 78
Listed as of 11 November 2026, under deductibility PC.
These are two separate IRS files on two separate schedules, shown as published and not reconciled with each other. Neither is a statement about whether a contribution is deductible today: 19,245 organizations appear in Publication 78 while the IRS's own revocation file lists them as currently revoked, more than half of those revoked before 2019. Absence from Publication 78 is evidence of nothing, and presence is not evidence either. Verify current status with the IRS before relying on it.
What this page reflects
The registration facts above come from the IRS Business Master File published 9 November 2026 and read 9 November 2026, for every organization at once. Returns through tax year 2025, the newest we have parsed for this organization.