- Revenue 2025
- $1,343,823
- Expenses 2025
- $1,574,990
Program services were 72.5% of total expenses calculated — Part IX's program-services column over total expenses, both as filed.
As filed
- Subsection
- 03
- NTEE code
- P51
- Classification
- 2000
- Street
- 4729 E SUNRISE DR
These codes are the IRS's own and are shown exactly as filed. What each one means is in the Business Master File documentation (opens in a new tab).
Mission and programs · 2025
Mission
CHANGING FINANCIAL FUTURES FOREVER STARTING NOW. 3RD DECADE IS AN AWARD-WINNING PROGRAM PROVIDING FINANCIAL EDUCATION AND MENTORSHIP TO YOUNG ADULTS AGES 18-40, WITH A FOCUS ON LOW TO MODERATE-INCOME INDIVIDUALS.
Activities or mission (Part I)
TO DELIVER FINANCIAL EDUCATION & MENTORSHIP TO YOUTH, BUILDING SMART HABITS, CONFIDENCE, STABILITY.
-
3RD DECADE IS A NATIONAL NONPROFIT ORGANIZATION DEDICATED TO EMPOWERING INDIVIDUALS TO ACHIEVE FINANCIAL STABILITY AND INDEPENDENCE. OUR COMPREHENSIVE PROGRAM FOCUSES ON BEHAVIORAL CHANGE, LONG-TERM FINANCIAL GOAL SETTING, AND EQUIPPING PARTICIPANTS WITH THE NECESSARY KNOWLEDGE AND TOOLS TO ACHIEVE A SECURE FINANCIAL FUTURE. WITH A GROWING TEAM AND 315 VOLUNTEERS, 3RD DECADE SERVES PARTICIPANTS THROUGH A TWO-PART PROGRAM OFFERED QUARTERLY. THE PROGRAM CONSISTS OF: FINANCIAL EDUCATION: A TEN-HOUR CURRICULUM DELIVERED THROUGH LIVE OR ON-DEMAND CLASSES COVERING ESSENTIAL FINANCIAL CONCEPTS. MENTORSHIP: TWO-YEAR ONE-ON-ONE GUIDANCE FROM A FINANCIAL MENTOR TO CREATE AND IMPLEMENT PERSONALIZED FINANCIAL PLANS. FINANCIAL JUMPSTART: TO ENCOURAGE LONG-TERM SAVINGS, 3RD DECADE CONTRIBUTES $250 TO PARTICIPANTS' ROTH IRAS. MENTORS FROM ACROSS THE COUNTRY DONATE THEIR TIME, EXPERTISE, AND PASSION TO GUIDE PARTICIPANTS ON THEIR FINANCIAL JOURNEYS.KEY IMPACTS:- PARTICIPANTS FROM 48 STATES PARTICIPATED IN THE 3RD DECADE PROGRAM- 912 NEW PARTICIPANTS ONBOARDED IN 2025 - 1,875 NUMBER OF INDIVIDUALS SERVED IN 2025, INCLUDING NEWLY ONBOARDED- 1,583 ALUMNI GRADUATED FROM THE FULL 2-YEAR MENTORING PROGRAM- AVERAGE AGE OF PARTICIPANTS: 29- 72.2% FEMALE PARTICIPANTS- 21% MALE PARTICIPANTS- 4.2% NON-BINARY-1% TRANGENDER- 1.7% PREFER NOT TO ANSWER- AVERAGE NET WORTH CHANGE OVER 2 YEARS: $68,792-MEDIAN CHANGE IN NET WORTH $52,264- AVERAGE GROSS INCOME: $44,1213RD DECADE OFFERS BOTH IN-PERSON AND VIRTUAL FINANCIAL EDUCATION WORKSHOPS TAILORED FOR BUSINESSES, SCHOOLS, NON-PROFITS, AND OTHER COMMUNITY ORGANIZATIONS. THESE WORKSHOPS ARE DESIGNED TO PROVIDE PARTICIPANTS WITH PRACTICAL KNOWLEDGE AND SKILLS IN PERSONAL FINANCE, INCLUDING BUDGETING, SAVING, CREDIT MANAGEMENT, INVESTING, AND RETIREMENT PLANNING. OUR SESSIONS AIM TO EMPOWER INDIVIDUALS TO MAKE INFORMED FINANCIAL DECISIONS, BUILD LONG-TERM FINANCIAL STABILITY, AND DEVELOP CONFIDENCE IN MANAGING THEIR MONEY. WORKSHOPS ARE CUSTOMIZED TO MEET THE NEEDS OF DIVERSE AUDIENCES, WITH CONTENT APPROPRIATE FOR DIFFERENT AGE GROUPS AND PROFESSIONAL BACKGROUNDS. THROUGH THESE WORKSHOPS, 3RD DECADE ADVANCES ITS MISSION OF IMPROVING FINANCIAL LITERACY AND FOSTERING ECONOMIC EMPOWERMENT IN THE COMMUNITIES WE SERVE. KEY IMPACTS:-24 ENGLISH WORKSHOPS-4 SPANISH WORKSHOPS-SERVED 343 PARTICIPANTS -AVERAGE AGED SERVED 36
Expenses $1,141,433 · Grants $108,251
As filed on the 2025 return. The filer continues this part on Schedule O, which is not shown here.
Officers and directors · 2025
As listed in Part VII of the 2025 return, in the order the filer printed them. Each return names its own; this is not a roster the organization keeps with us.
-
Joe'Mar HooperJOE'MAR HOOPER
CHIEF EXECUTIVE OFFICER
- Total calculated
- $172,500
- From this org
- $138,163
- From related orgs
- $0
- Other
- $34,337
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $136,240
- Bonus
- $0
- Other
- $1,923
- Deferred
- $4,087
- Nontaxable benefits
- $30,250
- Filer's total
- $172,500
-
Jeff LockeJEFF LOCKE
PRESIDENT
- Total calculated
- $0
- Hours/week
- 1
-
Mauricio CortesMAURICIO CORTES
TREASURER
- Total calculated
- $0
- Hours/week
- 0.3
-
Ashley IlardoASHLEY ILARDO
SECRETARY
- Total calculated
- $0
- Hours/week
- 0.3
-
Desiree CunninghamDESIREE CUNNINGHAM
DIRECTOR
- Total calculated
- $0
- Hours/week
- 0.3
-
Nickolas MinardNICKOLAS MINARD
DIRECTOR
- Total calculated
- $0
- Hours/week
- 0.3
-
Tj MitchellTJ MITCHELL
DIRECTOR
- Total calculated
- $0
- Hours/week
- 0.3
-
Maria MahanyMARIA MAHANY
DIRECTOR
- Total calculated
- $0
- Hours/week
- 0.3
-
Robert SwiftROBERT SWIFT
DIRECTOR
- Total calculated
- $0
- Hours/week
- 1
-
Sherri TromblySHERRI TROMBLY
DIRECTOR
- Total calculated
- $0
- Hours/week
- 0.3
-
Nathalia UntiverosNATHALIA UNTIVEROS
DIRECTOR
- Total calculated
- $0
- Hours/week
- 0.3
Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us. Earlier years are each on their own filing page.
Filings
-
2025
- Revenue
- $1,343,823
- Expenses
- $1,574,990
- Contributions
- $1,327,398
- Grants paid
- $108,251
-
2023
- Revenue
- $1,256,169
- Expenses
- $1,521,968
- Contributions
- $1,080,372
- Grants paid
- $130,500
-
2022
- Revenue
- $1,002,101
- Expenses
- $1,084,554
- Contributions
- $1,002,101
- Grants paid
- $201,000
The four totals the IRS asks for on Part I of the Form 990, as filed. A dash means the figure was not present on the return — not that it was zero.
Other returns filed
-
2021 · 990
- Revenue
- $974,738
- Expenses
- $885,705
- Assets (EOY)
- $335,356
-
2020 · 990
- Revenue
- $912,547
- Expenses
- $1,006,517
- Assets (EOY)
- $254,405
-
2019 · 990
- Revenue
- $334,423
- Expenses
- $80
- Assets (EOY)
- $334,343
Nonprofiteer parses Forms 990, 990-EZ and 990-PF, in a window of recent tax years. These returns are recorded from the IRS e-file index, so their figures were extracted by that index rather than read from the return here — treat them as a different source from the filings above, not as more of the same record. A dash means the index carries no figure; Form 990-T listings carry none at all.
Grants made
No itemized grants to organizations. Schedule I is filed only by organizations that granted more than $5,000 to a recipient, so most filers have none.
Grants received
-
$110,000
2025 PROGRAM EXPANSION
-
2024 OUTREACH
-
2023 OUTREACH
-
2022 OUTREACH
-
$10,000
2024 THE 3RD DECADE PROGRAM - FREE FINANCIAL EDUCATION AND MENTORING
Other IRS files
Auto-Revocation List
Not listed. The IRS publishes this list for organizations whose exemption was automatically revoked for failing to file for three consecutive years.
Publication 78
Listed as of 13 October 2026, under deductibility PC.
These are two separate IRS files on two separate schedules, shown as published and not reconciled with each other. Neither is a statement about whether a contribution is deductible today: 19,245 organizations appear in Publication 78 while the IRS's own revocation file lists them as currently revoked, more than half of those revoked before 2019. Absence from Publication 78 is evidence of nothing, and presence is not evidence either. Verify current status with the IRS before relying on it.
What this page reflects
The registration facts above come from the IRS Business Master File published 13 October 2026 and read 1 November 2026, for every organization at once. Returns through tax year 2025, the newest we have parsed for this organization.