- Revenue 2024
- $140,283,243
- Expenses 2024
- $133,598,722
Program services were 0.0% of total expenses calculated — Part IX's program-services column over total expenses, both as filed.
As filed
- Subsection
- 06
- Classification
- 2000
- Street
- 302 CENTRAL AVE
These codes are the IRS's own and are shown exactly as filed. What each one means is in the Business Master File documentation (opens in a new tab).
Other organizations at this address
3 other organizations in the IRS Business Master File list the same street address. matched by us
We match the street line and ZIP code as the IRS gives them, ignoring case and outer spaces and nothing else, so "AVE" and "AVENUE" count as different streets and this list can miss some. A shared address can mean related organizations or a shared office, but it can also be a registered agent, a mail drop or a service provider holding mail for unrelated clients. It is not, by itself, evidence that two organizations are connected.
-
KANSAS AUTOMOBILE ASSIGNED CLAIMS PLAN
EIN 48-6184430
-
KANSAS AUTOMOBILE INSURANCE PLAN
EIN 48-6116625
-
NEW YORK AUTOMOBILE INSURANCE PLAN
EIN 23-7017182
Mission and programs · 2024
Mission
AIPSOs mission is to provide high quality services for the insurance residual market at the lowest possible cost.
-
Automated Information Systems Services provides and supports information systems for any residual market mechanism. We (1) provide systems planning and design, (2) coordinate telecommunications, networking, and data transmission, (3) offer programming expertise, (4) provide and maintain software, systems, and equipment,(5) implement, monitor, and maintain data and systems security.
-
Rating & Actuarial Services is a licensed rating and/or advisory organization in more than 45 states and the District of Columbia. We (1) collect, evaluate, and edit insurance premium,loss,and expense data received from statistical organizations that collect the data from insurance companies, (2) develop rates and rating rules designed specifically for the residual market, (3) develop individual rates for unique risks not specifically rated from the rating manuals, (4) present rate indications to governing committees, (5) file rates and rules with regulators on behalf of state residual market organizations, (6) provide rates and rules in both print and online formats.
-
AIPSO Insurance Operations Services functions as a service provider to private and commercial risks in support of the auto insurance residual markets Commercial Automobile Insurance Procedures (CAIPs), Joint Underwriting Associations (JUAs), and Personal Automobile Insurance Plans (PAIPs) and Private Passenger Pools (PPPs). We (1)utilize a fronting company vendor in jurisdictions where Plan paper is not currently approved for use, (2)underwrite and issue policies assigned via contract with specific state Plan mechanisms, (3)provide customer service to producers and policyholders, (4)work with a claims vendor to service and settle all claims arising from issued policies and (5)report premium and loss statistical data to the mechanisms statistical agents.
-
Producer Certification Services provides support for producer licensing and certification for residual market organizations. Management Consulting Services provide management expertise on a consulting basis to residual market mechanisms that are supported, but not managed, by our organization.
-
Pooling Mechanism Support Services provides analysis and administrative support for residual market organizations. Fraud Containment Services takes measures on both a national and state level to identify and combat premium diversion and other types of fraud in connection with insurance coverage provided through auto insurance residual market mechanisms and Producer involvement.
-
Regulatory Affairs Services communicates with state insurance regulatory agencies on various filings and regulatory issues. Servicing Carrier Audit Services conducts compliance audits (remotely or on-site) of residual market servicing carriers. Uniform Operating Rules Services develops uniform operating rules for residual market organizations.
-
Financial Services provides accounting and investment services for any residual market organization. Plan Management Services provides all necessary services, support, and/or products that are needed for the effective and efficient administration of an auto insurance plan, joint underwriting association, or reinsurance facility. Application Processing Services provides customer support
-
for any residual market mechanism. Legal and Compliance Services provides all necessary legal counsel and support for automobile residual market organizations managed by AIPSO. Members Participation Services collects data and performs calculations for insurers to equitably participate in the operating results of pooling mechanisms such as PAIP, CAIP,
-
JUA, and RF. Policy Form Service develops automobile insurance policies designed specifically for the residual market. Quota Sharing Services develops and adjusts quota ratios for insurers to maintain equitable sharing of insurance applications.
As filed on the 2024 return. The filer continues this part on Schedule O, which is not shown here.
Officers and directors · 2024
As listed in Part VII of the 2024 return, in the order the filer printed them. Each return names its own; this is not a roster the organization keeps with us.
-
Hanover Ins Co
Gov Comm Member
- Total calculated
- $0
- Hours/week
- 1
-
Allstate Ins Co
Gov Comm Member
- Total calculated
- $0
- Hours/week
- 1
-
Nationwide Mut Ins Co
Gov Comm Member
- Total calculated
- $0
- Hours/week
- 1
-
Amica Mut Ins Co
Gov Comm Member
- Total calculated
- $0
- Hours/week
- 1
-
Farmers Ins Exchange
Gov Comm Member
- Total calculated
- $0
- Hours/week
- 1
-
GEICO General Ins Co
Gov Comm Member
- Total calculated
- $0
- Hours/week
- 1
-
Interinsurance Exchange of The Auto Club
Gov Comm Member
- Total calculated
- $0
- Hours/week
- 1
-
State Farm Mut Auto Ins Co
Gov Comm Member
- Total calculated
- $0
- Hours/week
- 1
-
The Travelers Companies
Gov Comm Member
- Total calculated
- $0
- Hours/week
- 1
-
UsaaUSAA
Gov Comm Member
- Total calculated
- $0
- Hours/week
- 1
-
Progressive Cas Ins Co
Gov Comm Member
- Total calculated
- $0
- Hours/week
- 1
-
Selective Ins Co
Gov Comm Member
- Total calculated
- $0
- Hours/week
- 1
-
NJ Manufacturers Ins Co
Gov Comm Member
- Total calculated
- $0
- Hours/week
- 1
-
Joseph Agresta
VP & Chief Information Officer
- Total calculated
- $366,169
- From this org
- $308,206
- From related orgs
- $0
- Other
- $57,963
- Hours/week
- 37.5
Schedule J breakdown matched by us
- Base
- $308,039
- Bonus
- $167
- Other
- $0
- Deferred
- $46,061
- Nontaxable benefits
- $14,170
- Filer's total
- $368,437
-
Amy Hicks
VP & Chief Actuary
- Total calculated
- $352,423
- From this org
- $301,952
- From related orgs
- $0
- Other
- $50,471
- Hours/week
- 37.5
Schedule J breakdown matched by us
- Base
- $301,404
- Bonus
- $549
- Other
- $0
- Deferred
- $45,593
- Nontaxable benefits
- $7,125
- Filer's total
- $354,671
-
Charles Kwolek
President & Chief Executive Officer
- Total calculated
- $845,531
- From this org
- $713,334
- From related orgs
- $0
- Other
- $132,197
- Hours/week
- 37.5
Schedule J breakdown matched by us
- Base
- $683,911
- Bonus
- $29,423
- Other
- $87,148
- Deferred
- $121,420
- Nontaxable benefits
- $14,029
- Filer's total
- $935,931
-
Adam LaFlamme
VP & Chief Technology Officer
- Total calculated
- $219,251
- From this org
- $177,454
- From related orgs
- $0
- Other
- $41,797
- Hours/week
- 37.5
Schedule J breakdown matched by us
- Base
- $161,235
- Bonus
- $16,219
- Other
- $0
- Deferred
- $25,783
- Nontaxable benefits
- $17,349
- Filer's total
- $220,586
-
Kevin Leeman
Sr Director & Chief of Financial Operations
- Total calculated
- $307,886
- From this org
- $248,488
- From related orgs
- $0
- Other
- $59,398
- Hours/week
- 37.5
Schedule J breakdown matched by us
- Base
- $248,044
- Bonus
- $444
- Other
- $0
- Deferred
- $37,989
- Nontaxable benefits
- $23,398
- Filer's total
- $309,875
-
Timothy Messier
AVP & Actuarial Team Leader
- Total calculated
- $335,794
- From this org
- $267,132
- From related orgs
- $0
- Other
- $68,662
- Hours/week
- 37.5
Schedule J breakdown matched by us
- Base
- $266,965
- Bonus
- $167
- Other
- $0
- Deferred
- $41,501
- Nontaxable benefits
- $29,274
- Filer's total
- $337,907
-
Frank Pensabene
SVP & Chief Operating Officer
- Total calculated
- $418,914
- From this org
- $346,917
- From related orgs
- $0
- Other
- $71,997
- Hours/week
- 37.5
Schedule J breakdown matched by us
- Base
- $345,059
- Bonus
- $1,858
- Other
- $0
- Deferred
- $51,838
- Nontaxable benefits
- $22,614
- Filer's total
- $421,369
-
Robert Powers
VP,General Counsel & Secretary
- Total calculated
- $346,013
- From this org
- $274,075
- From related orgs
- $0
- Other
- $71,938
- Hours/week
- 37.5
Schedule J breakdown matched by us
- Base
- $273,548
- Bonus
- $527
- Other
- $0
- Deferred
- $42,577
- Nontaxable benefits
- $31,529
- Filer's total
- $348,181
-
Barry Zalcman
VP Insurance Operations
- Total calculated
- $229,666
- From this org
- $186,976
- From related orgs
- $0
- Other
- $42,690
- Hours/week
- 37.5
Schedule J breakdown matched by us
- Base
- $170,614
- Bonus
- $16,362
- Other
- $0
- Deferred
- $27,824
- Nontaxable benefits
- $16,215
- Filer's total
- $231,015
-
Douglas Beck
Director, AIO Enablement Services
- Total calculated
- $247,440
- From this org
- $195,399
- From related orgs
- $0
- Other
- $52,041
- Hours/week
- 37.5
Schedule J breakdown matched by us
- Base
- $194,071
- Bonus
- $1,328
- Other
- $0
- Deferred
- $30,390
- Nontaxable benefits
- $23,378
- Filer's total
- $249,167
-
Keith Gentile
Actuary & Actuarial Team Leader
- Total calculated
- $285,051
- From this org
- $226,725
- From related orgs
- $0
- Other
- $58,326
- Hours/week
- 37.5
Schedule J breakdown matched by us
- Base
- $226,175
- Bonus
- $550
- Other
- $0
- Deferred
- $35,217
- Nontaxable benefits
- $25,004
- Filer's total
- $286,946
-
Grace Lopes
Senior Counsel
- Total calculated
- $265,527
- From this org
- $209,573
- From related orgs
- $0
- Other
- $55,954
- Hours/week
- 37.5
Schedule J breakdown matched by us
- Base
- $209,046
- Bonus
- $527
- Other
- $0
- Deferred
- $32,845
- Nontaxable benefits
- $24,940
- Filer's total
- $267,358
The first 25 listed. Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us. Earlier years are each on their own filing page.
Filings
-
2024
- Revenue
- $140,283,243
- Expenses
- $133,598,722
- Contributions
- $0
- Grants paid
- $0
-
2023
- Revenue
- $128,830,883
- Expenses
- $113,341,670
- Contributions
- $0
- Grants paid
- $0
-
2022
- Revenue
- $79,668,644
- Expenses
- $76,128,415
- Contributions
- $0
- Grants paid
- $0
The four totals the IRS asks for on Part I of the Form 990, as filed. A dash means the figure was not present on the return — not that it was zero.
Other returns filed
-
2021 · 990
- Revenue
- $59,723,963
- Expenses
- $60,198,100
- Assets (EOY)
- $43,724,531
-
2020 · 990
- Revenue
- $55,130,389
- Expenses
- $55,538,200
- Assets (EOY)
- $44,275,857
-
2019 · 990
- Revenue
- $49,758,025
- Expenses
- $51,635,436
- Assets (EOY)
- $40,152,198
-
2018 · 990
- Revenue
- $49,264,806
- Expenses
- $49,473,032
- Assets (EOY)
- $36,921,238
-
2017 · 990
- Revenue
- $46,573,943
- Expenses
- $49,644,062
- Assets (EOY)
- $35,621,523
-
2016 · 990
- Revenue
- $45,839,166
- Expenses
- $48,410,005
- Assets (EOY)
- $38,094,198
-
2015 · 990
- Revenue
- $46,818,970
- Expenses
- $48,161,095
- Assets (EOY)
- $33,710,947
-
2014 · 990
- Revenue
- $37,314,314
- Expenses
- $37,386,630
- Assets (EOY)
- $25,786,681
-
2013 · 990
- Revenue
- $37,568,089
- Expenses
- $39,630,566
- Assets (EOY)
- $24,067,621
-
2012 · 990
- Revenue
- not reported
- Expenses
- $37,686,781
- Assets (EOY)
- $30,374,461
Nonprofiteer parses Forms 990, 990-EZ and 990-PF, in a window of recent tax years. These returns are recorded from the IRS e-file index, so their figures were extracted by that index rather than read from the return here — treat them as a different source from the filings above, not as more of the same record. A dash means the index carries no figure; Form 990-T listings carry none at all. Showing the 10 most recent; the API carries the rest.
Grants made
No itemized grants to organizations. Schedule I is filed only by organizations that granted more than $5,000 to a recipient, so most filers have none.
Grants received
No itemized grant names this organization as a recipient. Only grants over $5,000 are itemized, and only by filers of the full Form 990.
Related organizations
From Schedule R Part II, where a filer lists the tax-exempt organizations it is related to by control. It does not record shared board members or money.
Declared on its 2024 return
-
New Jersey Automobile Insurance Plan
501(c)(6) · Make automobile insurance available for persons unable to obtain coverage in the voluntary market. · NJ
-
Virginia Automobile Insurance Plan
501(c)(6) · Make automobile insurance available for persons unable to obtain coverage in the voluntary market. · VA
-
Delaware Automobile Insurance Plan
501(c)(6) · Make automobile insurance available for persons unable to obtain coverage in the voluntary market. · DE
-
District of Columbia Automobile Insurance Plan
501(c)(6) · Make automobile insurance available for persons unable to obtain coverage in the voluntary market. · DC
-
Maine Automobile Insurance Plan
501(c)(6) · Make automobile insurance available for persons unable to obtain coverage in the voluntary market. · ME
-
West Virginia Automobile Insurance Plan
501(c)(6) · Make automobile insurance available for persons unable to obtain coverage in the voluntary market. · WV
Declared as related by
-
VIRGINIA AUTOMOBILE INSURANCE PLAN
On its 2024 return
-
RHODE ISLAND AUTOMOBILE INSURANCE PLAN
On its 2023 return
-
TENNESSEE AUTOMOBILE INSURANCE PLAN
On its 2022 return
Other IRS files
Auto-Revocation List
Not listed. The IRS publishes this list for organizations whose exemption was automatically revoked for failing to file for three consecutive years.
Publication 78
Not present in the most recent drop.
These are two separate IRS files on two separate schedules, shown as published and not reconciled with each other. Neither is a statement about whether a contribution is deductible today: 19,245 organizations appear in Publication 78 while the IRS's own revocation file lists them as currently revoked, more than half of those revoked before 2019. Absence from Publication 78 is evidence of nothing, and presence is not evidence either. Verify current status with the IRS before relying on it.
What this page reflects
The registration facts above come from the IRS Business Master File published 9 November 2026 and read 9 November 2026, for every organization at once. Returns through tax year 2024, the newest we have parsed for this organization.