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AIPSO

EIN 13-2732270 JOHNSTON, RI

Browse the largest nonprofits in Rhode Island

Revenue 2024
$140,283,243
Expenses 2024
$133,598,722

Program services were 0.0% of total expenses calculated — Part IX's program-services column over total expenses, both as filed.

As filed

Subsection
06
Classification
2000
Street
302 CENTRAL AVE

These codes are the IRS's own and are shown exactly as filed. What each one means is in the Business Master File documentation (opens in a new tab).

Other organizations at this address

3 other organizations in the IRS Business Master File list the same street address. matched by us

We match the street line and ZIP code as the IRS gives them, ignoring case and outer spaces and nothing else, so "AVE" and "AVENUE" count as different streets and this list can miss some. A shared address can mean related organizations or a shared office, but it can also be a registered agent, a mail drop or a service provider holding mail for unrelated clients. It is not, by itself, evidence that two organizations are connected.

Mission and programs · 2024

Mission

AIPSOs mission is to provide high quality services for the insurance residual market at the lowest possible cost.

  • Automated Information Systems Services provides and supports information systems for any residual market mechanism. We (1) provide systems planning and design, (2) coordinate telecommunications, networking, and data transmission, (3) offer programming expertise, (4) provide and maintain software, systems, and equipment,(5) implement, monitor, and maintain data and systems security.

  • Rating & Actuarial Services is a licensed rating and/or advisory organization in more than 45 states and the District of Columbia. We (1) collect, evaluate, and edit insurance premium,loss,and expense data received from statistical organizations that collect the data from insurance companies, (2) develop rates and rating rules designed specifically for the residual market, (3) develop individual rates for unique risks not specifically rated from the rating manuals, (4) present rate indications to governing committees, (5) file rates and rules with regulators on behalf of state residual market organizations, (6) provide rates and rules in both print and online formats.

  • AIPSO Insurance Operations Services functions as a service provider to private and commercial risks in support of the auto insurance residual markets Commercial Automobile Insurance Procedures (CAIPs), Joint Underwriting Associations (JUAs), and Personal Automobile Insurance Plans (PAIPs) and Private Passenger Pools (PPPs). We (1)utilize a fronting company vendor in jurisdictions where Plan paper is not currently approved for use, (2)underwrite and issue policies assigned via contract with specific state Plan mechanisms, (3)provide customer service to producers and policyholders, (4)work with a claims vendor to service and settle all claims arising from issued policies and (5)report premium and loss statistical data to the mechanisms statistical agents.

  • Producer Certification Services provides support for producer licensing and certification for residual market organizations. Management Consulting Services provide management expertise on a consulting basis to residual market mechanisms that are supported, but not managed, by our organization.

  • Pooling Mechanism Support Services provides analysis and administrative support for residual market organizations. Fraud Containment Services takes measures on both a national and state level to identify and combat premium diversion and other types of fraud in connection with insurance coverage provided through auto insurance residual market mechanisms and Producer involvement.

  • Regulatory Affairs Services communicates with state insurance regulatory agencies on various filings and regulatory issues. Servicing Carrier Audit Services conducts compliance audits (remotely or on-site) of residual market servicing carriers. Uniform Operating Rules Services develops uniform operating rules for residual market organizations.

  • Financial Services provides accounting and investment services for any residual market organization. Plan Management Services provides all necessary services, support, and/or products that are needed for the effective and efficient administration of an auto insurance plan, joint underwriting association, or reinsurance facility. Application Processing Services provides customer support

  • for any residual market mechanism. Legal and Compliance Services provides all necessary legal counsel and support for automobile residual market organizations managed by AIPSO. Members Participation Services collects data and performs calculations for insurers to equitably participate in the operating results of pooling mechanisms such as PAIP, CAIP,

  • JUA, and RF. Policy Form Service develops automobile insurance policies designed specifically for the residual market. Quota Sharing Services develops and adjusts quota ratios for insurers to maintain equitable sharing of insurance applications.

As filed on the 2024 return. The filer continues this part on Schedule O, which is not shown here.

Officers and directors · 2024

As listed in Part VII of the 2024 return, in the order the filer printed them. Each return names its own; this is not a roster the organization keeps with us.

  • Hanover Ins Co

    Gov Comm Member

    Total calculated
    $0
    Hours/week
    1
  • Allstate Ins Co

    Gov Comm Member

    Total calculated
    $0
    Hours/week
    1
  • Nationwide Mut Ins Co

    Gov Comm Member

    Total calculated
    $0
    Hours/week
    1
  • Amica Mut Ins Co

    Gov Comm Member

    Total calculated
    $0
    Hours/week
    1
  • Farmers Ins Exchange

    Gov Comm Member

    Total calculated
    $0
    Hours/week
    1
  • GEICO General Ins Co

    Gov Comm Member

    Total calculated
    $0
    Hours/week
    1
  • Interinsurance Exchange of The Auto Club

    Gov Comm Member

    Total calculated
    $0
    Hours/week
    1
  • State Farm Mut Auto Ins Co

    Gov Comm Member

    Total calculated
    $0
    Hours/week
    1
  • The Travelers Companies

    Gov Comm Member

    Total calculated
    $0
    Hours/week
    1
  • Usaa

    Gov Comm Member

    Total calculated
    $0
    Hours/week
    1
  • Progressive Cas Ins Co

    Gov Comm Member

    Total calculated
    $0
    Hours/week
    1
  • Selective Ins Co

    Gov Comm Member

    Total calculated
    $0
    Hours/week
    1
  • NJ Manufacturers Ins Co

    Gov Comm Member

    Total calculated
    $0
    Hours/week
    1
  • Joseph Agresta

    VP & Chief Information Officer

    Total calculated
    $366,169
    From this org
    $308,206
    From related orgs
    $0
    Other
    $57,963
    Hours/week
    37.5

    Schedule J breakdown matched by us

    Base
    $308,039
    Bonus
    $167
    Other
    $0
    Deferred
    $46,061
    Nontaxable benefits
    $14,170
    Filer's total
    $368,437
  • Amy Hicks

    VP & Chief Actuary

    Total calculated
    $352,423
    From this org
    $301,952
    From related orgs
    $0
    Other
    $50,471
    Hours/week
    37.5

    Schedule J breakdown matched by us

    Base
    $301,404
    Bonus
    $549
    Other
    $0
    Deferred
    $45,593
    Nontaxable benefits
    $7,125
    Filer's total
    $354,671
  • Charles Kwolek

    President & Chief Executive Officer

    Total calculated
    $845,531
    From this org
    $713,334
    From related orgs
    $0
    Other
    $132,197
    Hours/week
    37.5

    Schedule J breakdown matched by us

    Base
    $683,911
    Bonus
    $29,423
    Other
    $87,148
    Deferred
    $121,420
    Nontaxable benefits
    $14,029
    Filer's total
    $935,931
  • Adam LaFlamme

    VP & Chief Technology Officer

    Total calculated
    $219,251
    From this org
    $177,454
    From related orgs
    $0
    Other
    $41,797
    Hours/week
    37.5

    Schedule J breakdown matched by us

    Base
    $161,235
    Bonus
    $16,219
    Other
    $0
    Deferred
    $25,783
    Nontaxable benefits
    $17,349
    Filer's total
    $220,586
  • Kevin Leeman

    Sr Director & Chief of Financial Operations

    Total calculated
    $307,886
    From this org
    $248,488
    From related orgs
    $0
    Other
    $59,398
    Hours/week
    37.5

    Schedule J breakdown matched by us

    Base
    $248,044
    Bonus
    $444
    Other
    $0
    Deferred
    $37,989
    Nontaxable benefits
    $23,398
    Filer's total
    $309,875
  • Timothy Messier

    AVP & Actuarial Team Leader

    Total calculated
    $335,794
    From this org
    $267,132
    From related orgs
    $0
    Other
    $68,662
    Hours/week
    37.5

    Schedule J breakdown matched by us

    Base
    $266,965
    Bonus
    $167
    Other
    $0
    Deferred
    $41,501
    Nontaxable benefits
    $29,274
    Filer's total
    $337,907
  • Frank Pensabene

    SVP & Chief Operating Officer

    Total calculated
    $418,914
    From this org
    $346,917
    From related orgs
    $0
    Other
    $71,997
    Hours/week
    37.5

    Schedule J breakdown matched by us

    Base
    $345,059
    Bonus
    $1,858
    Other
    $0
    Deferred
    $51,838
    Nontaxable benefits
    $22,614
    Filer's total
    $421,369
  • Robert Powers

    VP,General Counsel & Secretary

    Total calculated
    $346,013
    From this org
    $274,075
    From related orgs
    $0
    Other
    $71,938
    Hours/week
    37.5

    Schedule J breakdown matched by us

    Base
    $273,548
    Bonus
    $527
    Other
    $0
    Deferred
    $42,577
    Nontaxable benefits
    $31,529
    Filer's total
    $348,181
  • Barry Zalcman

    VP Insurance Operations

    Total calculated
    $229,666
    From this org
    $186,976
    From related orgs
    $0
    Other
    $42,690
    Hours/week
    37.5

    Schedule J breakdown matched by us

    Base
    $170,614
    Bonus
    $16,362
    Other
    $0
    Deferred
    $27,824
    Nontaxable benefits
    $16,215
    Filer's total
    $231,015
  • Douglas Beck

    Director, AIO Enablement Services

    Total calculated
    $247,440
    From this org
    $195,399
    From related orgs
    $0
    Other
    $52,041
    Hours/week
    37.5

    Schedule J breakdown matched by us

    Base
    $194,071
    Bonus
    $1,328
    Other
    $0
    Deferred
    $30,390
    Nontaxable benefits
    $23,378
    Filer's total
    $249,167
  • Keith Gentile

    Actuary & Actuarial Team Leader

    Total calculated
    $285,051
    From this org
    $226,725
    From related orgs
    $0
    Other
    $58,326
    Hours/week
    37.5

    Schedule J breakdown matched by us

    Base
    $226,175
    Bonus
    $550
    Other
    $0
    Deferred
    $35,217
    Nontaxable benefits
    $25,004
    Filer's total
    $286,946
  • Grace Lopes

    Senior Counsel

    Total calculated
    $265,527
    From this org
    $209,573
    From related orgs
    $0
    Other
    $55,954
    Hours/week
    37.5

    Schedule J breakdown matched by us

    Base
    $209,046
    Bonus
    $527
    Other
    $0
    Deferred
    $32,845
    Nontaxable benefits
    $24,940
    Filer's total
    $267,358

The first 25 listed. Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us. Earlier years are each on their own filing page.

Filings

  • 2024
    Revenue
    $140,283,243
    Expenses
    $133,598,722
    Contributions
    $0
    Grants paid
    $0
  • 2023
    Revenue
    $128,830,883
    Expenses
    $113,341,670
    Contributions
    $0
    Grants paid
    $0
  • 2022
    Revenue
    $79,668,644
    Expenses
    $76,128,415
    Contributions
    $0
    Grants paid
    $0

The four totals the IRS asks for on Part I of the Form 990, as filed. A dash means the figure was not present on the return — not that it was zero.

Other returns filed

  • 2021 · 990

    Revenue
    $59,723,963
    Expenses
    $60,198,100
    Assets (EOY)
    $43,724,531
  • 2020 · 990

    Revenue
    $55,130,389
    Expenses
    $55,538,200
    Assets (EOY)
    $44,275,857
  • 2019 · 990

    Revenue
    $49,758,025
    Expenses
    $51,635,436
    Assets (EOY)
    $40,152,198
  • 2018 · 990

    Revenue
    $49,264,806
    Expenses
    $49,473,032
    Assets (EOY)
    $36,921,238
  • 2017 · 990

    Revenue
    $46,573,943
    Expenses
    $49,644,062
    Assets (EOY)
    $35,621,523
  • 2016 · 990

    Revenue
    $45,839,166
    Expenses
    $48,410,005
    Assets (EOY)
    $38,094,198
  • 2015 · 990

    Revenue
    $46,818,970
    Expenses
    $48,161,095
    Assets (EOY)
    $33,710,947
  • 2014 · 990

    Revenue
    $37,314,314
    Expenses
    $37,386,630
    Assets (EOY)
    $25,786,681
  • 2013 · 990

    Revenue
    $37,568,089
    Expenses
    $39,630,566
    Assets (EOY)
    $24,067,621
  • 2012 · 990

    Revenue
    not reported
    Expenses
    $37,686,781
    Assets (EOY)
    $30,374,461

Nonprofiteer parses Forms 990, 990-EZ and 990-PF, in a window of recent tax years. These returns are recorded from the IRS e-file index, so their figures were extracted by that index rather than read from the return here — treat them as a different source from the filings above, not as more of the same record. A dash means the index carries no figure; Form 990-T listings carry none at all. Showing the 10 most recent; the API carries the rest.

Grants made

No itemized grants to organizations. Schedule I is filed only by organizations that granted more than $5,000 to a recipient, so most filers have none.

Grants received

No itemized grant names this organization as a recipient. Only grants over $5,000 are itemized, and only by filers of the full Form 990.

Related organizations

From Schedule R Part II, where a filer lists the tax-exempt organizations it is related to by control. It does not record shared board members or money.

Declared on its 2024 return

Declared as related by

Other IRS files

Auto-Revocation List

Not listed. The IRS publishes this list for organizations whose exemption was automatically revoked for failing to file for three consecutive years.

Publication 78

Not present in the most recent drop.

These are two separate IRS files on two separate schedules, shown as published and not reconciled with each other. Neither is a statement about whether a contribution is deductible today: 19,245 organizations appear in Publication 78 while the IRS's own revocation file lists them as currently revoked, more than half of those revoked before 2019. Absence from Publication 78 is evidence of nothing, and presence is not evidence either. Verify current status with the IRS before relying on it.

What this page reflects

The registration facts above come from the IRS Business Master File published 9 November 2026 and read 9 November 2026, for every organization at once. Returns through tax year 2024, the newest we have parsed for this organization.