- Revenue 2025
- $85,291,658
- Expenses 2025
- $83,309,336
Program services were 0.0% of total expenses calculated — Part IX's program-services column over total expenses, both as filed.
As filed
- Subsection
- 14
- Classification
- 1000
- Street
- PO BOX 1298
These codes are the IRS's own and are shown exactly as filed. What each one means is in the Business Master File documentation (opens in a new tab).
Group exemption
A subordinate covered by the group exemption of OHIO CHARTERED CREDIT UNIONS (EIN 23-7092827). matched by us
The IRS lists each organization's group exemption number; we match a subordinate to its central organization by that number and the affiliation code the IRS assigns.
Mission and programs · 2025
Mission
TO PROVIDE LENDING, SAVINGS, AND OTHER FINANCIAL SERVICES TO ITS QUALIFYING MEMBERS AT TERMS GENERALLY BETTER THAN AVAILABLE IN THE MARKETPLACE AND WITH A SERVICE BASED EMPHASIS THAT RECOGNIZES THE MEMBERS STATUS AS OWNERS.
-
DIVIDENDS AND INTEREST PAID TO MEMBERS ON APPROXIMATELY 142,130 DEPOSIT ACCOUNTS HELD BY APPROXIMATELY 68,199 MEMBERS.
-
DIRECT LABOR AND EMPLOYEE COSTS INCURRED PROVIDING SAVINGS DEPOSIT SERVICES, ORIGINATING NEW LOANS AND SERVICING LOAN PORTFOLIO FOR MEMBERS.
-
DATA PROCESSING COSTS INCURRED RECORDING MEMBER ACOUNT ACTIVITY AND PROVIDING ACCESS TO MEMBERS TO THEIR ACCOUNTS VIA HOME BANKING, ATM NETWORKS, AND IN PERSON AT THE CREDIT UNION OFFICE.
As filed on the 2025 return.
Officers and directors · 2025
As listed in Part VII of the 2025 return, in the order the filer printed them. Each return names its own; this is not a roster the organization keeps with us.
-
Derrick BaileyDERRICK BAILEY
CEO
- Total calculated
- $981,001
- From this org
- $931,799
- From related orgs
- $0
- Other
- $49,202
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $931,799
- Bonus
- not reported
- Other
- not reported
- Deferred
- $20,700
- Nontaxable benefits
- $28,502
- Filer's total
- $981,001
-
Aisha AllenAISHA ALLEN
CHIEF HR OFF
- Total calculated
- $345,449
- From this org
- $320,481
- From related orgs
- $0
- Other
- $24,968
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $320,481
- Bonus
- not reported
- Other
- not reported
- Deferred
- $15,516
- Nontaxable benefits
- $9,452
- Filer's total
- $345,449
-
Michael AllenMICHAEL ALLEN
CHIEF BANK O
- Total calculated
- $316,086
- From this org
- $289,750
- From related orgs
- $0
- Other
- $26,336
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $289,750
- Bonus
- not reported
- Other
- not reported
- Deferred
- $5,807
- Nontaxable benefits
- $20,529
- Filer's total
- $316,086
-
Igor BabamovskiIGOR BABAMOVSKI
VP MORT SALE
- Total calculated
- $307,788
- From this org
- $262,985
- From related orgs
- $0
- Other
- $44,803
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $262,985
- Bonus
- not reported
- Other
- not reported
- Deferred
- $16,354
- Nontaxable benefits
- $28,449
- Filer's total
- $307,788
-
David AultDAVID AULT
CIO
- Total calculated
- $298,581
- From this org
- $264,836
- From related orgs
- $0
- Other
- $33,745
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $264,836
- Bonus
- not reported
- Other
- not reported
- Deferred
- $16,072
- Nontaxable benefits
- $17,673
- Filer's total
- $298,581
-
Christa SouthworthCHRISTA SOUTHWORTH
GENERAL COUN
- Total calculated
- $293,944
- From this org
- $280,073
- From related orgs
- $0
- Other
- $13,871
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $280,073
- Bonus
- not reported
- Other
- not reported
- Deferred
- $13,871
- Nontaxable benefits
- not reported
- Filer's total
- $293,944
-
Jessica BingJESSICA BING
COO
- Total calculated
- $281,863
- From this org
- $257,754
- From related orgs
- $0
- Other
- $24,109
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $257,754
- Bonus
- not reported
- Other
- not reported
- Deferred
- $15,430
- Nontaxable benefits
- $8,679
- Filer's total
- $281,863
-
Kristen ScottKRISTEN SCOTT
FORMER CFO
- Total calculated
- $278,096
- From this org
- $278,096
- From related orgs
- $0
- Other
- $0
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $278,096
- Bonus
- not reported
- Other
- not reported
- Deferred
- not reported
- Nontaxable benefits
- not reported
- Filer's total
- $278,096
-
Kelly ColdrenKELLY COLDREN
CHIEF RISK O
- Total calculated
- $259,280
- From this org
- $228,385
- From related orgs
- $0
- Other
- $30,895
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $228,385
- Bonus
- not reported
- Other
- not reported
- Deferred
- $13,961
- Nontaxable benefits
- $16,934
- Filer's total
- $259,280
-
Karl McDowellKARL MCDOWELL
VP COMMERC R
- Total calculated
- $220,291
- From this org
- $201,153
- From related orgs
- $0
- Other
- $19,138
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $201,153
- Bonus
- not reported
- Other
- not reported
- Deferred
- not reported
- Nontaxable benefits
- $19,138
- Filer's total
- $220,291
-
Donna TateDONNA TATE
VP OF MORTGA
- Total calculated
- $218,815
- From this org
- $194,064
- From related orgs
- $0
- Other
- $24,751
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $194,064
- Bonus
- not reported
- Other
- not reported
- Deferred
- $11,462
- Nontaxable benefits
- $13,289
- Filer's total
- $218,815
-
Jason BittingerJASON BITTINGER
SVP INFORMAT
- Total calculated
- $217,615
- From this org
- $214,075
- From related orgs
- $0
- Other
- $3,540
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $214,075
- Bonus
- not reported
- Other
- not reported
- Deferred
- $3,402
- Nontaxable benefits
- $138
- Filer's total
- $217,615
-
Alan TotinALAN TOTIN
CFO
- Total calculated
- $214,507
- From this org
- $192,722
- From related orgs
- $0
- Other
- $21,785
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $192,722
- Bonus
- not reported
- Other
- not reported
- Deferred
- $9,351
- Nontaxable benefits
- $12,434
- Filer's total
- $214,507
-
Michael CappettaMICHAEL CAPPETTA
CHIEF TECH O
- Total calculated
- $203,135
- From this org
- $175,524
- From related orgs
- $0
- Other
- $27,611
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $175,524
- Bonus
- not reported
- Other
- not reported
- Deferred
- $9,498
- Nontaxable benefits
- $18,113
- Filer's total
- $203,135
-
Deanna BarzakDEANNA BARZAK
VP BUSINESS
- Total calculated
- $196,614
- From this org
- $176,380
- From related orgs
- $0
- Other
- $20,234
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $176,380
- Bonus
- not reported
- Other
- not reported
- Deferred
- $10,927
- Nontaxable benefits
- $9,307
- Filer's total
- $196,614
-
Mitch VockeMITCH VOCKE
FORMER CLO
- Total calculated
- $186,069
- From this org
- $185,919
- From related orgs
- $0
- Other
- $150
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $185,919
- Bonus
- not reported
- Other
- not reported
- Deferred
- not reported
- Nontaxable benefits
- $150
- Filer's total
- $186,069
-
Henry ChangHENRY CHANG
DIRECTOR
- Total calculated
- $0
- Hours/week
- 1
-
Ken CrockettKEN CROCKETT
DIRECTOR
- Total calculated
- $0
- Hours/week
- 1
-
Shirley GreenSHIRLEY GREEN
DIRECTOR
- Total calculated
- $0
- Hours/week
- 1
-
D'Juan HammondsD'JUAN HAMMONDS
DIRECTOR
- Total calculated
- $0
- Hours/week
- 1
-
Larry JacksonLARRY JACKSON
DIRECTOR
- Total calculated
- $0
- Hours/week
- 1
-
Linda KennedyLINDA KENNEDY
DIRECTOR
- Total calculated
- $0
- Hours/week
- 1
-
Andy MarfurtANDY MARFURT
DIRECTOR
- Total calculated
- $0
- Hours/week
- 1
-
Doug McDowellDOUG MCDOWELL
DIRECTOR
- Total calculated
- $0
- Hours/week
- 1
-
Rob McNicolROB MCNICOL
DIRECTOR
- Total calculated
- $0
- Hours/week
- 1
The first 25 listed. Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us. Earlier years are each on their own filing page.
Filings
-
2025
- Revenue
- $85,291,658
- Expenses
- $83,309,336
- Contributions
- $800,000
- Grants paid
- $0
-
2024
- Revenue
- $84,664,088
- Expenses
- $85,823,132
- Contributions
- $0
- Grants paid
- $0
-
2023
- Revenue
- $75,863,938
- Expenses
- $75,483,158
- Contributions
- $175,895
- Grants paid
- $0
-
2022
- Revenue
- $63,054,320
- Expenses
- $56,895,023
- Contributions
- $175,895
- Grants paid
- $0
The four totals the IRS asks for on Part I of the Form 990, as filed. A dash means the figure was not present on the return — not that it was zero.
Other returns filed
-
2021 · 990
- Revenue
- $63,287,965
- Expenses
- $50,567,257
- Assets (EOY)
- $1,270,587,920
-
2020 · 990
- Revenue
- $49,616,547
- Expenses
- $43,224,022
- Assets (EOY)
- $948,938,318
-
2019 · 990
- Revenue
- $47,326,708
- Expenses
- $41,190,448
- Assets (EOY)
- $841,649,015
-
2018 · 990
- Revenue
- $49,151,053
- Expenses
- $40,046,739
- Assets (EOY)
- $836,202,879
-
2017 · 990
- Revenue
- $43,376,991
- Expenses
- $41,133,275
- Assets (EOY)
- $816,299,042
-
2016 · 990
- Revenue
- $33,350,765
- Expenses
- $32,602,093
- Assets (EOY)
- $801,924,952
-
2015 · 990
- Revenue
- $28,351,591
- Expenses
- $26,146,130
- Assets (EOY)
- $572,393,614
-
2014 · 990
- Revenue
- $28,286,817
- Expenses
- $26,283,984
- Assets (EOY)
- $534,888,105
-
2013 · 990
- Revenue
- $26,913,749
- Expenses
- $23,919,746
- Assets (EOY)
- $522,337,307
-
2012 · 990
- Revenue
- not reported
- Expenses
- $24,202,369
- Assets (EOY)
- $476,774,115
Nonprofiteer parses Forms 990, 990-EZ and 990-PF, in a window of recent tax years. These returns are recorded from the IRS e-file index, so their figures were extracted by that index rather than read from the return here — treat them as a different source from the filings above, not as more of the same record. A dash means the index carries no figure; Form 990-T listings carry none at all. Showing the 10 most recent; the API carries the rest.
Grants made
No itemized grants to organizations. Schedule I is filed only by organizations that granted more than $5,000 to a recipient, so most filers have none.
Grants received
No itemized grant names this organization as a recipient. Only grants over $5,000 are itemized, and only by filers of the full Form 990.
Other IRS files
Auto-Revocation List
Not listed. The IRS publishes this list for organizations whose exemption was automatically revoked for failing to file for three consecutive years.
Publication 78
Not present in the most recent drop.
These are two separate IRS files on two separate schedules, shown as published and not reconciled with each other. Neither is a statement about whether a contribution is deductible today: 19,245 organizations appear in Publication 78 while the IRS's own revocation file lists them as currently revoked, more than half of those revoked before 2019. Absence from Publication 78 is evidence of nothing, and presence is not evidence either. Verify current status with the IRS before relying on it.
What this page reflects
The registration facts above come from the IRS Business Master File published 13 October 2026 and read 1 November 2026, for every organization at once. Returns through tax year 2025, the newest we have parsed for this organization.